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Did You Know? Indoor Gym Rentals Need Commercial Coverage

Did You Know? Indoor Gym Rentals Need Commercial Coverage

As temperatures drop and outdoor fields close for the season, players, coaches, and community organizers move their activities indoors. Fall and winter signal a big shift into gymnasiums, sports domes, fitness studios, school gyms, and recreation centers. Whether it’s a weekly volleyball league, a youth basketball program, pickleball nights, or a private fitness class, most […]

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Managing Your Home From Florida: How Snowbirds Really Do It

Managing Your Home From Florida: How Snowbirds Really Do It

For thousands of Canadians, escaping winter is a lifestyle, not a vacation. When the first frost hits, snowbirds are already planning their drive or flight to Florida, Arizona, or somewhere warm enough to trade boots for sandals. But life as a snowbird also comes with a question most people don’t fully consider until they do

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A car represents a comprehensive guide to G1 restrictions in Ontario for 2025.

Restrictions for G1 Drivers: A Complete Guide

Article Overview:   This in-depth guide explains everything new drivers in Ontario need to know about G1 restrictions, including supervision requirements, driving limitations, zero-alcohol rules, and the steps to progress safely toward a G2 licence. It covers eligibility, common mistakes, and penalties for violations while emphasizing responsible, skill-building driving habits. The article also highlights how

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The Spookiest Things Actually Covered by Insurance (Yes, Real Stories)

The Spookiest Things Actually Covered by Insurance (Yes, Real Stories)

Halloween has a way of turning everyday homes into mini haunted houses, and sometimes, those decorations and festivities come with unexpected side effects. From runaway inflatables to overambitious DIY electrical setups, October seems to inspire some of the strangest claims homeowners make all year.   Here are a few real (and surprisingly common) Halloween mishaps

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If You Win the Lottery... What Insurance Should You Get First?

If You Win the Lottery… What Insurance Should You Get First?

Most people have played the “what if” game at least once. You buy a ticket, imagine your numbers coming up, and suddenly your life looks completely different. New home. Travel. Helping family. Maybe early retirement. But there’s one part of the fantasy most people don’t consider until reality sets in: how do you protect a

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Your Home's Value Changed - Did Your Insurance Keep Up?

Your Home’s Value Changed – Did Your Insurance Keep Up?

Between rising construction costs, material shortages, and an increasingly competitive real estate market, many Ontario homeowners have seen the value of their homes jump in the past few years, sometimes by hundreds of thousands of dollars. But while most people celebrate increased property value, very few stop to consider whether their insurance coverage has kept

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Are You Liable if Someone Gets Hurt on Your Property This Halloween?

Are You Liable if Someone Gets Hurt on Your Property This Halloween?

More Visitors Means More Risk Halloween is one of the few times of the year when homeowners intentionally invite dozens of people onto their property – many of them children, walking in the dark, distracted by costumes, candy, and excitement. When someone steps onto your walkway or porch, you take on something called a duty

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Cars parked in an outdoor lot surrounded by fall foliage.

License Plate Renewals in Ontario 101: Everything You Need to Know

Table of Contents   Why Plate Renewals Still Matter Every driver in Ontario must ensure their vehicle is properly registered, and licence plate renewal is a key part of that process. While many changes have taken place in recent years, renewal remains legally required. Without it, you risk significant fines, difficulties with insurance coverage, and

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