Auto Insurance in Ontario

auto insurance in ontario

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WHAT YOU NEED TO KNOW ABOUT CAR INSURANCE IN BRAMPTONWe have compiled some of the most relevant information about Brampton car insurance numbers from top sources to help further assist you in understanding how your auto insurance premiums are determined.


People Live in Brampton

130 Minutes

Average Daily Commute Driving Time in Brampton


Median age of drivers in Brampton


Residents Who Commute by Car in Brampton


Average annual premium in Brampton


Average monthly premium in Brampton

Living and Driving in Brampton, Ontario

The Brampton area is rich in history, dating back to the 1800s. It was once nothing more than wilderness and hunting camps, yet Brampton is now the 9th largest city in Canada.

Brampton was designated as a town in 1873, and the population grew to make it an official city in 1974. Growth was slow until 2016, when Brampton hit a population boom. Over 90% of the population growth in the Region of Peel has occurred in Brampton since that time.

Today, Brampton residents enjoy a high quality of life all year round. Tourists find that Brampton is a lively, vibrant city that offers fabulous things to do all around the area, whether you are walking, driving, or taking public transportation.

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What Does My Auto Insurance Policy in Brampton Cover?

Mandatory coverage for insurance in Ontario

This covers legal expenses if you’re sued after an accident. It covers the costs associated with injuries and damage that you caused to others if you’re at-fault in an accident.

This coverage provides funds if someone is injured and in an accident.

This covers all costs if a driver is uninsured or in the event of a hit-and-run.

Covers damage to your vehicle or other property if you’re not at fault in an accident that’s in Ontario.

Optional coverage for insurance in Ontario

This covers damage to your vehicle if you’re involved in an accident with an object, or are at-fault.

Covers damage to your vehicle which happen from incidents other than an accident such as hail, wind, water, theft, or even vandalism.

This coverage gives you one ‘free’ at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.

If your vehicle is deemed a total loss this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price of your car. 

This covers the expenses relating to towing your car after an accident.

You can have your car insurance coverage extend to protect you while driving a rental vehicle up to a certain limit.

City by City Average Auto Insurance PremiumsHow does Brampton compare to other cities in Ontario.

Ontario $1,505
Etobicoke $1,684
Niagara Falls $1,327
Mississauga $1,996
Waterloo $1,351
Binbrook $1,327
Grimsby $1,368
Hamilton $1,664
Cambridge $1,378
Burlington $1,374
Ajax $2,104
Toronto $1,953
Brampton $1,976
Guelph $1,391
Milton $1,498


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Google Rating: 4.7Some awesome words from our Duliban Client Family

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Kathryn Hutson
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dan tocchet
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Wanda Durbin
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Eyad Daoud
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Moncef El Jirari
Moncef El Jirari
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Jennifer Lemieux
oops, Troy Blackledge - sorry Troy!!
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george farrell
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How Duliban Works.

We are an independent insurance brokerage and distributer dating back to 1976. Helping with all insurance products from Canada's top providers, we represent you with one goal in mind..... to secure the best coverage at the best price for you our valued client.

STEP 1Call us at 1-855-385-4226, chat with us over live chat or provide us your information by clicking get a quote on one of our insurance products. This can take as little as 5 minutes!

STEP 2Meet your very own shopper! Our brokers will personalize a policy for you and match you with the best rate and coverage from the top providers.

STEP 3It's as simple as that! Now you have your coverage. Leave it to us we will manage the rest ensuring you receive your documents with e-signature and so on.

STEP 4Leave us a review! We love to hear about your experience and it matters to us! This is how we know what you want, how well we did, and how we can best serve you.

Let's find you the best possible insurance coverage in Ontario

We provide competitive quotes from 25+ of Canada's top insurance providers.

We provide competitive quotes from 25+ of Canada's top insurance providers.

As Insurance Brokers representing you, we have put together some reviews of our partners. These are from our individual brokers who have had years of experience working with each of our partners.
our broker reviews of insurance providers

Who are Duliban Insurance Brokers LTD?Your Hometown Ontario Insurance Broker Since 1976

Our history starts in 1976. After 20 plus years working for a local steel mill, James Duliban purchased a small insurance brokerage in Welland called ‘R.F. Seehuber Insurance Agency’ and operated at that time under James Duliban Insurance Brokers.

What Are Some Fun Activities in Brampton, Ontario?

Whether you are a history buff, art aficionado, or outdoor enthusiast, there is no shortage of entertaining things to do in Brampton. From several self-guided tours to historical buildings and natural settings, Brampton offers something for everyone.

Here are some of the highlights Brampton, Ontario has to offer:

Self-Guided Downtown Heritage Walking Tour – Take a walk through time as you view the homes, churches, and commercial dwellings that give Brampton its charm and identity.

Lakes and Rivers Self-Guided Tour – Visit Professor’s Lake, Heart Lake, Loafer’s Lake, Esker Lakes, and Norton Place Park, and take in the relaxing views.

Public Art Self-Guided Tour – Brampton artists have added to the beauty and intrigue of the area by installing memorials, statues, and paintings, which can easily be seen on this walking tour. 

Floral Self-Guided Tour – Brampton was once known as the “Flowertown of Canada,” which is aptly named for its seven botanical gardens.


Peel Art Gallery Museum & Archive – This art gallery is commonly known as PAMA. The museum celebrates the culture and art of Brampton.

Rose Theatre – Brampton is proud of its premier performance arts center, where guests can enjoy comedy, theater, dance, and other forms of entertainment. 

Garden Square – The downtown square in Brampton features family movie nights, emerging singers and dancers, and community events.

Gage Park – Kids, parents, and everyone else will enjoy the charming gazebo, wading pools, and natural setting in this downtown park.

Bovaird House – Tour this Georgian-style farmhouse that dates back to 1852 and has been lovingly restored.

Downey’s Farm Market – Enjoy an entire day of family fun with a trip to the farmer’s market, complete with a children’s play area, sunflower trail, and corn maze.

Downey’s Winery – Located adjacent to Downey’s Farm Market, this local family-owned winery offers wines and ciders brewed right on the property.

Be sure to get the right auto insurance coverages before touring the fantastic sites in Brampton.


Brampton Roads and Surrounding Areas

Although most people drive cars in Brampton, trains and buses also make transportation accessible and reliable in and around the city. The roadways are wide and in good condition, and they are well-laid out to reduce traffic issues.

Brampton has 18 neighborhoods for residents to choose from. The city is quite diverse, as it is home to 234 different cultures, and people speak over 100 languages. One of the most popular neighborhoods in Brampton is Heart Lake, which is located at the northwest tip of Brampton. The community is quiet and picturesque, yet it is close to Brampton’s many amenities in the city.


Brampton has won the following awards for its quality of life:

  • Canada’s Best Community 2021 (Maclean’s magazine)
  • Canada’s Best Employers (Forbes- four years in a row)
  • AAA credit rating (S&P)
  • International Safe Community (WHO)
  • Platinum Youth Friendly Community (Play Works- 3rd-time winner)


Brampton is also home to 75,000 businesses including retail, wholesale, manufacturing, and more. Investors are finding lots of opportunities to support Brampton’s businesses, especially in projects that involve technological or environmental innovations.

Visitors and residents alike flock to Carabram for Brampton’s annual multicultural festival, which brings its diverse populations together for a celebration with food, education, and entertainment.

As for the future, Brampton has a five-year plan to develop the area even more to preserve the city’s rich history and encourage tourism.

If your car is older and you do not have a loan on it, you might consider dropping the collision coverage. Just be aware that you may not have coverage for damage to your car depending on the circumstances of an accident.


Finally, shop around for auto insurance on occasion. Auto insurers are always looking for ways to lower their premiums. You might find that another insurance company offers a better rate than the one you are currently getting.

Let's find you the best possible Brampton insurance coverage

The Duliban Hometown Advantage

Don't let car insurance pricing in Ontario put you in a bad mood, we're here to help. With access to 25 of Canada's top insurance companies to shop from we are able to match your insurance needs with the right coverage at the right price. Get a quote above or call us now at 1-855-DULIBAN.

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