Auto Insurance in Ontario

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WHAT YOU NEED TO KNOW ABOUT CAR INSURANCE IN CAMBRIDGEWe have compiled some of the most relevant information about Cambridge car insurance numbers from top sources to help further assist you in understanding how your auto insurance premiums are determined.


People Live in Cambridge


One of the most popular areas of Cambridge


Median age of drivers in Cambridge

57 km

Average daily commute in Cambridge


Average annual premium in Cambridge


Average monthly premium in Cambridge

Living and Driving in Cambridge, Ontario

Cambridge is a lovely area that wraps around the east side of Kitchener in Ontario. Residents live in one of three areas, including Hespeler, Galt, and Preston.

The Grand River in Cambridge, Ontario flows right through the city center, and it is flanked by scenic trails and parks. Adventuresome visitors will enjoy activities such as birdwatching, hiking, fishing, and boating. The Grand River is the perfect place for taking out a canoe or kayak.

The town boasts beautiful architecture in its historic cathedrals and schoolhouses, and tours are well worth your time. Some of the best restaurants in the country sit along the Grand River when you are ready to grab a bite.

Golf aficionados have their pick of several beautiful golf courses sprinkled throughout the area.

Cambridge is perfect for a nice drive around the neighborhoods, where you can see various birds and other forms of wildlife, so be sure your Ontario auto insurance is in force and up to date before you head out to explore Cambridge.

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What Does My Auto Insurance Policy in Cambridge Cover?

Mandatory coverage for insurance in Ontario

This covers legal expenses if you’re sued after an accident. It covers the costs associated with injuries and damage that you caused to others if you’re at-fault in an accident.

This coverage provides funds if someone is injured and in an accident.

This covers all costs if a driver is uninsured or in the event of a hit-and-run.

Covers damage to your vehicle or other property if you’re not at fault in an accident that’s in Ontario.

Optional coverage for insurance in Ontario

This covers damage to your vehicle if you’re involved in an accident with an object, or are at-fault.

Covers damage to your vehicle which happen from incidents other than an accident such as hail, wind, water, theft, or even vandalism.

This coverage gives you one ‘free’ at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.

If your vehicle is deemed a total loss this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price of your car. 

This covers the expenses relating to towing your car after an accident.

You can have your car insurance coverage extend to protect you while driving a rental vehicle up to a certain limit.

City by City Average Auto Insurance PremiumsHow does Cambridge compare to other cities in Ontario.

Ontario $1,505
Etobicoke $1,684
Niagara Falls $1,327
Mississauga $1,996
Waterloo $1,351
Orangeville $1,766
Grimsby $1,368
Hamilton $1,664
Cambridge $1,378
Burlington $1,374
Ajax $2,104
Toronto $1,953
Brampton $1,976
Guelph $1,391
Milton $1,498


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Kathryn Hutson
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dan tocchet
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Wanda Durbin
Wanda Durbin
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Eyad Daoud
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Moncef El Jirari
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Jennifer Lemieux
oops, Troy Blackledge - sorry Troy!!
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george farrell
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How Duliban Works.

We are an independent insurance brokerage and distributer dating back to 1976. Helping with all insurance products from Canada's top providers, we represent you with one goal in mind..... to secure the best coverage at the best price for you our valued client.

STEP 1Call us at 1-855-385-4226, chat with us over live chat or provide us your information by clicking get a quote on one of our insurance products. This can take as little as 5 minutes!

STEP 2Meet your very own shopper! Our brokers will personalize a policy for you and match you with the best rate and coverage from the top providers.

STEP 3It's as simple as that! Now you have your coverage. Leave it to us we will manage the rest ensuring you receive your documents with e-signature and so on.

STEP 4Leave us a review! We love to hear about your experience and it matters to us! This is how we know what you want, how well we did, and how we can best serve you.

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We provide competitive quotes from 25+ of Canada's top insurance providers.

We provide competitive quotes from 25+ of Canada's top insurance providers.

As Insurance Brokers representing you, we have put together some reviews of our partners. These are from our individual brokers who have had years of experience working with each of our partners.
our broker reviews of insurance providers

Who are Duliban Insurance Brokers LTD?Your Hometown Ontario Insurance Broker Since 1976

Our history starts in 1976. After 20 plus years working for a local steel mill, James Duliban purchased a small insurance brokerage in Welland called ‘R.F. Seehuber Insurance Agency’ and operated at that time under James Duliban Insurance Brokers.

What Are Some Fun Activities in Cambridge, Ontario?

Cambridge is known for its scenic beauty as well as its history and architecture. You can get a taste of all Cambridge has to offer by visiting the following sites:

  • Fashion History Museum
  • Hiking on over 20 km of scenic trails
  • Shade’s Mills Conservation Area
  • Cambridge Butterfly Conservatory
  • Queen’s Square Art Gallery
  • Riverside Park
  • Cambridge Farmer’s Market
  • Cambridge Sculpture Garden
  • Cambridge Center for the Arts
  • Dunfield Theatre
  • Golfing at Galt Country Club
  • Tour McDougall Cottage
  • Tour the Former Galt Post Office with its Gothic Revival and Romanesque architecture
  • Tour the Forbes Textile Mill
  • Tour historic Langdon Hall


Cambridge is an area where you can enjoy the great outdoors without ever leaving town. If you are a history buff, foodie, or shopaholic, Cambridge has you covered as well.

Cambridge Roads and Neighborhoods

Cambridge is a popular residential area because you can access it from the east or west side, using Highway 401. Other main thoroughfares are Hespeler Road (Highway 24), Dickson St., and Highway 8.

The backroads will also take you into neighboring cities such as Kitchener, Guelph, Brantford, Hamilton, London, Toronto, and Niagara Falls.

While it is easy to get around by car in Cambridge, there are also plenty of options for public transportation. Hop on a bus, train or consider a car share service. Moreover, Cambridge is a walkable city. It is common to see people walking, jogging, or cycling around town.

Wherever you go in Cambridge, you will find the city to be easily accessible for people with disabilities, and people are welcoming to a diverse group of people.

The following section will allow you to get better acquainted with the charming neighborhoods in Cambridge.


The Hespeler neighborhood is a family-friendly area with lots of skating rinks, soccer fields, and hiking trails. The school district is top-notch, and you can get to the commercial district in about ten minutes.

Most of the homes are single-family homes or semi-detached dwellings. The architecture is so beautiful that filmmakers chose this spot for shows such as The Handmaid’s Tale, American Gods, and Designated Survivor.


In Galt, you will find unique older homes filled with charm and character. From the brick exteriors to the original features inside, such homes are a thing of beauty for new home buyers and renovators.

Homes are surrounded by mature trees and well-maintained gardens. Many homeowners have lived in Galt for decades, and that is a testimony to what a beautiful place it is to live in.

While Galt is not as commercial as some other areas in Cambridge, you will find small restaurants and boutiques there, and the prices are a bit lower than in other areas.


In Preston, you can get to almost anywhere in Cambridge quickly, and you will have quick access to Highway 401. Preston is a safe community that boasts affordable housing.

Preston is a good place to live if you enjoy bicycling or walking through a nice park. You will get all the conveniences and amenities you want in Preston, yet it maintains its charm and character.

If your car is older and you do not have a loan on it, you might consider dropping the collision coverage. Just be aware that you may not have coverage for damage to your car depending on the circumstances of an accident.


Finally, shop around for auto insurance on occasion. Auto insurers are always looking for ways to lower their premiums. You might find that another insurance company offers a better rate than the one you are currently getting.

Let's find you the best possible Cambridge insurance coverage

The Duliban Hometown Advantage

Don't let car insurance pricing in Ontario put you in a bad mood, we're here to help. With access to 25 of Canada's top insurance companies to shop from we are able to match your insurance needs with the right coverage at the right price. Get a quote above or call us now at 1-855-DULIBAN.

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