WHAT YOU NEED TO KNOW ABOUT CAR INSURANCE IN DunnvilleWe have compiled some of the most relevant information about Dunnville car insurance numbers from top sources to help further assist you in understanding how your auto insurance premiums are determined.
12,000
People Live in Dunnville
57KM
Average Commute for drivers in Dunnville
$1,394
Average annual premium in Dunnville
$116 month
Average monthly premium in Dunnville
Living and Driving in Dunnville, Ontario
Dunnville is a community located in Haldimand County nearby the historic Talbot Trail in Ontario. This town has a population of 12,000 and is located around 86 km from Toronto. There are many attractions to keep residents and visitors busy, and travelling to nearby metro areas for work is typically not a long or difficult commute.
While a good percentage of Dunnville residents choose to use public transit when they need to travel to work or run errands, most Dunnville residents have their own vehicles to drive. If you are relocating to the area or are interested in finding a cheaper auto insurance rate, here are some useful details that may be helpful with your search.
What Does My Auto Insurance Policy in Dunnville Cover?
Auto insurance is designed to protect you in several ways. The primary reason you should buy auto insurance is it protects you against liability when you are involved in an auto accident where you are responsible for someone else’s injuries or property damage.
Direct Compensation-Property Damage (DC-PD) is coverage that protects you and your vehicle. It covers your auto and its contents as well as the loss of use of your auto, and the payment will come directly from your insurance provider. DC-PD only applies if the accident occurs in Ontario and there was more than one vehicle involved. Also, at least one of the other vehicles must be insured by a company that is licensed in Ontario or has a special agreement with FSCO to provide insurance coverage.
Collision coverage is optional and covers your car. It is a valuable coverage to have if an accident does not qualify for DC-PD and you want to ensure you can get your car fixed.
Statutory accident benefits coverage pays for your medical bills if you are injured in an auto accident regardless of who caused the accident, and it pays for income loss as well.
There is always a concern that another driver will not have auto insurance. Therefore, auto insurance in Ontario includes uninsured automobile coverage to provide coverage if you or your passengers are killed or injured by an uninsured motorist or hit-and-run driver.
These are the basic auto insurance coverages in Ontario, and you can add extra coverages by endorsement or increasing certain limits.
City by City Average Auto Insurance PremiumsHow does Dunnville compare to other cities in Ontario.
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Things To Do in Dunnville, Ontario
Whether you love to explore the great outdoors, visit historical sites, or find the best places for local cuisine, you can find all that and more in Dunnville.
Rock Point Provincial Park
Rock Point Provincial Park is an excellent location for camping or anyone who enjoys spending time in nature. With scenic views, picnic areas, hiking, and bicycle trails, you can have a full day of fun with family and friends while visiting this Dunnville attraction.
Edinburgh Square Heritage and Cultural Centre
The Edinburgh Square Heritage and Cultural Centre features temporary and permanent exhibits throughout the year related to Caledonia’s rich history. In addition, the location hosts educational activities for visitors of all ages and offers guests the opportunity to complete fascinating genealogy research in their library.
Debb’s Cuisine on Queen
This locally owned restaurant located on Queen Street offers International and Canadian cuisine at a reasonable price. They are the ideal spot to visit for lunch, dinner, or drinks with friends. Menu favourites include smoked beef ribs, Surf and Turf, and various appetizers.
Interesting Facts About Dunnville
Dunnville is rich in history. It was once the site of a Cayuga settlement known as Detgahnegaha’gó:wah. It was a European settlement built as the main entrance for the Welland “feeder” canal. The town was once home to many water-powered mills and a popular canal port. Dunnville was incorporated as a town in 1900 and did not join with Haldimand County until January 1, 2001.
What is the Average Age of Drivers in Dunnville?
The percentage of the population who are licensed drivers in Dunnville and surrounding areas are as follows.
- 24 and under: 20%
- 25 to 54: Between 55% and 70%
- 55 and over: Between 30% and 40%
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