
auto insurance in ontario
WHAT YOU NEED TO KNOW ABOUT CAR INSURANCE IN GRIMSBYWe have compiled some of the most relevant information about Grimsby car insurance numbers from top sources to help further assist you in understanding how your auto insurance premiums are determined.
28,883
People Live in Grimsby
Fifty Point
One of the most popular areas of Grimsby
43.7
Median age of drivers in Grimsby
396.3
Population density per square kilometre
$1,368
Average annual premium in Grimsby
$114/month
Average monthly premium in Grimsby
Living and Driving in Grimsby, Ontario
Living in Grimsby would be most people’s dream come true. A lakeside city that is minutes from hiking at Beamer Memorial Conservation Area is ideal. However, it could also feel rather isolated with only Queen Elizabeth Way heading in and out of town. With thirty minutes to Hamilton and an hour and a half to Toronto, that is a lot of highway driving. To be sure you are protected when driving in Grimsby, you need the best Auto Insurance possible. Plus, with gas prices the way they are, you need the best rates you can get.
What Does My Auto Insurance Policy in Grimsby Cover?
Mandatory coverage for insurance in Ontario
This covers legal expenses if you’re sued after an accident. It covers the costs associated with injuries and damage that you caused to others if you’re at-fault in an accident.
This coverage provides funds if someone is injured and in an accident.
This covers all costs if a driver is uninsured or in the event of a hit-and-run.
Covers damage to your vehicle or other property if you’re not at fault in an accident that’s in Ontario.
Optional coverage for insurance in Ontario
This covers damage to your vehicle if you’re involved in an accident with an object, or are at-fault.
Covers damage to your vehicle which happen from incidents other than an accident such as hail, wind, water, theft, or even vandalism.
This coverage gives you one ‘free’ at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.
If your vehicle is deemed a total loss this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price of your car.
This covers the expenses relating to towing your car after an accident.
You can have your car insurance coverage extend to protect you while driving a rental vehicle up to a certain limit.
City by City Average Auto Insurance PremiumsHow does Grimsby compare to other cities in Ontario.
GET THE BEST COVERAGE & PRICE ON YOUR GRIMSBY AUTO INSURANCE.
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Our history starts in 1976. After 20 plus years working for a local steel mill, James Duliban purchased a small insurance brokerage in Welland called ‘R.F. Seehuber Insurance Agency’ and operated at that time under James Duliban Insurance Brokers.
What Are Some Fun Activities in Grimsby, Ontario?
Grimsby, Ontario, has activities for everyone:
- Casablanca Beach
- Fifty Point Conservation Area
- Fifty Point Beach
- Nelles Beach Park
- Gateway Ice Center
- Beamer Memorial Conservation Area
- Forty Mile Creek Park
The above are a few highlights. Some local favorites are JJs on the Docks, which serves breakfast and lunch. And if you are a fan of charcuterie, there is a place called The Olive Board with excellent ratings.
Grimsby Roads and Surrounding Areas
As we have mentioned, Grimsby is a lakefront city. It is also located along Queen Elizabeth Way. Highway 81 is the other road that runs east to west through the area before you get to the woods of Beamer Memorial Conservations Area. Highways 12 and 14 lead south through the area and take you to these cities.
Beamsville
Driving east from Grimsby on Highway 81, you can take a slight detour before getting into town proper. On Mountainview Road, you can find several wineries to sample tastings and enjoy experiences at Angel’s Gate, Hidden Bench Estate, and Organized Crime Winery, to name a few. And if you are a fan of toys, just south of town on Highway 18, you can find Canada’s Farm Toy Museum.
Vineland
Just when you thought we were done talking about wineries, we visit a town with vine in its name. There are even more wineries on this list, but a few extras come with visiting this town. We get some beautiful waters and several BnBs. First, let us mention Twenty Mile Creek. Once you get closer to the body of water, you begin to discover many Bed and Breakfasts, including wineries like Alvento that have packages including stayovers.
Smithville
Smithville is a tiny community in the township of West Lincoln on Highway 14, south of Grimsby. They have two amazing parks to offer. One of them is the West Lincoln Arena and Community Center. It hosts many events, from a movie or music in the park to holiday events like the annual Christmas Parade. The area also has a skate park and a sports complex. The other is the West Smithfield Sports Complex. This is an area where many league games are played.
If your car is older and you do not have a loan on it, you might consider dropping the collision coverage. Just be aware that you may not have coverage for damage to your car depending on the circumstances of an accident.
Finally, shop around for auto insurance on occasion. Auto insurers are always looking for ways to lower their premiums. You might find that another insurance company offers a better rate than the one you are currently getting.
The Duliban Hometown Advantage
Don't let car insurance pricing in Ontario put you in a bad mood, we're here to help. With access to 25 of Canada's top insurance companies to shop from we are able to match your insurance needs with the right coverage at the right price. Get a quote above or call us now at 1-855-DULIBAN.
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