Auto Insurance in Ontario

auto insurance in ontario

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WHAT YOU NEED TO KNOW ABOUT CAR INSURANCE IN GRIMSBYWe have compiled some of the most relevant information about Grimsby car insurance numbers from top sources to help further assist you in understanding how your auto insurance premiums are determined.

28,883

People Live in Grimsby

Fifty Point

One of the most popular areas of Grimsby

43.7

Median age of drivers in Grimsby

396.3

Population density per square kilometre

$1,368

Average annual premium in Grimsby

$114/month

Average monthly premium in Grimsby

Living and Driving in Grimsby, Ontario

Living in Grimsby would be most people’s dream come true. A lakeside city that is minutes from hiking at Beamer Memorial Conservation Area is ideal. However, it could also feel rather isolated with only Queen Elizabeth Way heading in and out of town. With thirty minutes to Hamilton and an hour and a half to Toronto, that is a lot of highway driving. To be sure you are protected when driving in Grimsby, you need the best Auto Insurance possible. Plus, with gas prices the way they are, you need the best rates you can get.

Let's find you the best possible Grimsby insurance coverage

What Does My Auto Insurance Policy in Grimsby Cover?

Mandatory coverage for insurance in Ontario

This covers legal expenses if you’re sued after an accident. It covers the costs associated with injuries and damage that you caused to others if you’re at-fault in an accident.

This coverage provides funds if someone is injured and in an accident.

This covers all costs if a driver is uninsured or in the event of a hit-and-run.

Covers damage to your vehicle or other property if you’re not at fault in an accident that’s in Ontario.

Optional coverage for insurance in Ontario

This covers damage to your vehicle if you’re involved in an accident with an object, or are at-fault.

Covers damage to your vehicle which happen from incidents other than an accident such as hail, wind, water, theft, or even vandalism.

This coverage gives you one ‘free’ at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.

If your vehicle is deemed a total loss this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price of your car. 

This covers the expenses relating to towing your car after an accident.

You can have your car insurance coverage extend to protect you while driving a rental vehicle up to a certain limit.

City by City Average Auto Insurance PremiumsHow does Grimsby compare to other cities in Ontario.

Ontario $1,505
Etobicoke $1,684
Niagara Falls $1,327
Mississauga $1,996
Waterloo $1,351
Orangeville $1,766
Grimsby $1,368
Hamilton $1,664
Cambridge $1,378
Burlington $1,374
Ajax $2,104
Toronto $1,953
Brampton $1,976
Guelph $1,391
Milton $1,498

GET THE BEST COVERAGE & PRICE ON YOUR GRIMSBY AUTO INSURANCE.

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Google Rating: 4.7Some awesome words from our Duliban Client Family

Kathryn Hutson
Kathryn Hutson
2022-09-12
Hilary was great at switching over my policies and getting me the right quote! Will definitely continue to work with Duliban moving forward.
dan tocchet
dan tocchet
2022-09-05
Excellent service from moment they contacted me to when both auto & home insurance was set up. Definitely would recommend Duliban Insurance Brokers.
Wanda Durbin
Wanda Durbin
2022-09-05
I would definitely recommend looking here for first-rate customer service! It was my 1st time using an on-line insurance broker, and I would like to thank Warren Drake for making it virtually stress-free! (dare I say enjoyable?) Warren was very professional, courteous, personable & efficient. He made sure, at every juncture, to present me with the options available, ensured that I understood & recommended what he felt was best & why. Stress-free & very good rate! Well done!!
Eyad Daoud
Eyad Daoud
2022-08-29
Thank you. Excellent experience
brandon rayray
brandon rayray
2022-08-24
As I was looking a new quote for a car insurance at lowestrates.ca I've found Duliban Insurance Brokers thru CAA. And thanks a lot to Trevor his generosity and helpfulness. You guys are awesome and have a good service and dedication. I highly recommend Duliban Insurance Brokers and give 5 stars
Moncef El Jirari
Moncef El Jirari
2022-08-22
I just started shopping and browsing as I am planning to buy a car in the next few months, and Amy Brown called me to give me all the information I need to make the right decision on what insurance company to choose. She was very professional and very helpful even though she knows I'm buying an insurance in the future as my new car is not ready yet. The rates and coverage she could find me are unbeatable for Toronto Midtown. I highly recommend to anyone looking for an Insurance Broker. Thanks Amy Brown in case you read this message.
Jennifer Lemieux
Jennifer Lemieux
2022-08-16
oops, Troy Blackledge - sorry Troy!!
george farrell
george farrell
2022-08-10
I've completed my first year with Duliban Insurance brokers. Signing up for auto insurance I happily saved hundreds of dollars annually for one car. Being a senior with an excellent record Amy Brown made it simple and quick with big savings to begin my new auto policy. I had been with prior insurer for close to 20 years of clean driving. Kudos to Amy and the Duliban Insurance team! Much success!!
Jeremy Dunn
Jeremy Dunn
2022-08-09
Very satisfied with how Duliban handled insurance for my farm property. John Critchley is very knowledgeable, patient and responsive.

How Duliban Works.

We are an independent insurance brokerage and distributer dating back to 1976. Helping with all insurance products from Canada's top providers, we represent you with one goal in mind..... to secure the best coverage at the best price for you our valued client.

STEP 1Call us at 1-855-385-4226, chat with us over live chat or provide us your information by clicking get a quote on one of our insurance products. This can take as little as 5 minutes!

STEP 2Meet your very own shopper! Our brokers will personalize a policy for you and match you with the best rate and coverage from the top providers.

STEP 3It's as simple as that! Now you have your coverage. Leave it to us we will manage the rest ensuring you receive your documents with e-signature and so on.

STEP 4Leave us a review! We love to hear about your experience and it matters to us! This is how we know what you want, how well we did, and how we can best serve you.

Let's find you the best possible insurance coverage in Ontario

We provide competitive quotes from 25+ of Canada's top insurance providers.

We provide competitive quotes from 25+ of Canada's top insurance providers.

As Insurance Brokers representing you, we have put together some reviews of our partners. These are from our individual brokers who have had years of experience working with each of our partners.
our broker reviews of insurance providers

Who are Duliban Insurance Brokers LTD?Your Hometown Ontario Insurance Broker Since 1976

Our history starts in 1976. After 20 plus years working for a local steel mill, James Duliban purchased a small insurance brokerage in Welland called ‘R.F. Seehuber Insurance Agency’ and operated at that time under James Duliban Insurance Brokers.

What Are Some Fun Activities in Grimsby, Ontario?

Grimsby, Ontario, has activities for everyone:

  • Casablanca Beach
  • Fifty Point Conservation Area
  • Fifty Point Beach
  • Nelles Beach Park
  • Gateway Ice Center
  • Beamer Memorial Conservation Area
  • Forty Mile Creek Park

 

The above are a few highlights. Some local favorites are JJs on the Docks, which serves breakfast and lunch. And if you are a fan of charcuterie, there is a place called The Olive Board with excellent ratings.

Grimsby Roads and Surrounding Areas

As we have mentioned, Grimsby is a lakefront city. It is also located along Queen Elizabeth Way. Highway 81 is the other road that runs east to west through the area before you get to the woods of Beamer Memorial Conservations Area. Highways 12 and 14 lead south through the area and take you to these cities.

Beamsville

Driving east from Grimsby on Highway 81, you can take a slight detour before getting into town proper. On Mountainview Road, you can find several wineries to sample tastings and enjoy experiences at Angel’s Gate, Hidden Bench Estate, and Organized Crime Winery, to name a few. And if you are a fan of toys, just south of town on Highway 18, you can find Canada’s Farm Toy Museum.

Vineland

Just when you thought we were done talking about wineries, we visit a town with vine in its name. There are even more wineries on this list, but a few extras come with visiting this town. We get some beautiful waters and several BnBs. First, let us mention Twenty Mile Creek. Once you get closer to the body of water, you begin to discover many Bed and Breakfasts, including wineries like Alvento that have packages including stayovers.

Smithville

Smithville is a tiny community in the township of West Lincoln on Highway 14, south of Grimsby. They have two amazing parks to offer. One of them is the West Lincoln Arena and Community Center. It hosts many events, from a movie or music in the park to holiday events like the annual Christmas Parade. The area also has a skate park and a sports complex. The other is the West Smithfield Sports Complex. This is an area where many league games are played.

If your car is older and you do not have a loan on it, you might consider dropping the collision coverage. Just be aware that you may not have coverage for damage to your car depending on the circumstances of an accident.

 

Finally, shop around for auto insurance on occasion. Auto insurers are always looking for ways to lower their premiums. You might find that another insurance company offers a better rate than the one you are currently getting.

Let's find you the best possible Grimsby insurance coverage

The Duliban Hometown Advantage

Don't let car insurance pricing in Ontario put you in a bad mood, we're here to help. With access to 25 of Canada's top insurance companies to shop from we are able to match your insurance needs with the right coverage at the right price. Get a quote above or call us now at 1-855-DULIBAN.

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