
auto insurance in ontario
WHAT YOU NEED TO KNOW ABOUT CAR INSURANCE IN GUELPHWe have compiled some of the most relevant information about Guelph car insurance numbers from top sources to help further assist you in understanding how your auto insurance premiums are determined.
143,740
People Live in Guelph
Westminster Woods
One of the most popular areas of Guelph
37.8
Median age of drivers in Guelph
53%
Percentage of Residents With Cars in Guelph
$1,391
Average annual premium in Guelph
$115/month
Average monthly premium in Guelph
Living and Driving in Guelph, Ontario
What sort of name is Guelph, you may ask? The city gained its name in honour of King George IVs surname, which was Guelph. Still, 185 years later, although altered, the city name bears the royal touch, dubbed “The Royal City.” But royalty, or commoner, you still require insurance to drive on Guelph highways. Before you back your chariot, or four-door, out of the driveway, make sure you are insured with the best auto insurance policy at the best rate available.
Guelph, Ontario, rests where the Eramosa and Speed Rivers meet. The city has a high livability score of 88. It is no wonder it has grown into number two in best places to live in Ontario and number five in all of Canada.
What Does My Auto Insurance Policy in Guelph Cover?
Mandatory coverage for insurance in Ontario
This covers legal expenses if you’re sued after an accident. It covers the costs associated with injuries and damage that you caused to others if you’re at-fault in an accident.
This coverage provides funds if someone is injured and in an accident.
This covers all costs if a driver is uninsured or in the event of a hit-and-run.
Covers damage to your vehicle or other property if you’re not at fault in an accident that’s in Ontario.
Optional coverage for insurance in Ontario
This covers damage to your vehicle if you’re involved in an accident with an object, or are at-fault.
Covers damage to your vehicle which happen from incidents other than an accident such as hail, wind, water, theft, or even vandalism.
This coverage gives you one ‘free’ at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.
If your vehicle is deemed a total loss this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price of your car.
This covers the expenses relating to towing your car after an accident.
You can have your car insurance coverage extend to protect you while driving a rental vehicle up to a certain limit.
City by City Average Auto Insurance PremiumsHow does Guelph compare to other cities in Ontario.
GET THE BEST COVERAGE & PRICE ON YOUR GUELPH AUTO INSURANCE.
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Our history starts in 1976. After 20 plus years working for a local steel mill, James Duliban purchased a small insurance brokerage in Welland called ‘R.F. Seehuber Insurance Agency’ and operated at that time under James Duliban Insurance Brokers.
What Are Some Fun Activities in Guelph, Ontario?
Guelph, Ontario, has activities for everyone:
- Sleeman Centre
- Hammond Museum of Radio
- Khronos Gauntlet Escape Rooms
- Guelph Concert Theatre
- Guelph Lake Conservation Area
- Guelph Radial Line Trail
- Guelph Lakes Golf and Country Club
- Stone Road Mall
- The Arboretum
- Riverside Park
- Preservation Park
These are just a few of the many activities Guelph has to offer its residents and visitors. From the quiet paths of the parks to the roaring crowds for the Guelph Storm, there are all manners of entertainment for visitors and residents alike.
Guelph Roads and Surrounding Areas
It is simple to find your way around the city. You have three major highways that will take you wherever you need to go. The city is situated where Highways 6, 7, and 24 meet. You also have Edinburg Road, Waterloo Avenue, and Gordon Street, there to help all hundred forty-five thousand residents up, around, and through the whirlwind city.
Here are just a few of the most notable Guelph neighbourhoods.
Fergus
Driving NW on Highway 6, you find the small city of Fergus. It is interesting because as we spoke of the smaller rivers of Guelph dumping into the Grand to the south, we find that Fergus rests on the Grand River to the North. What a windy river this is.
The city is also home to the Fergus Scottish Festival Highland Games. Each August, Scottish heritage is celebrated through music, crafts, and heavy event championships. And the hosts will bid each visitor a hearty Taphadh Leibh as they exit the fairgrounds (that is, ‘thank you’ is Scottish Gaelic).
Rockwood
If you head northeast out of Guelph, you will come upon a turn on Highway 7. This is Rockwood. Yet, before you come to that intersection, you see the entrance to the Rockwood Conservation Area.
This is an oasis of camping, canoeing, hiking, and fishing; if it has to do with the outdoors, there is something for you to do there. Seated on the Eramosa River, the scenery from places like Rockwood Falls and Sable Water Island is worth your trip.
Acton
Just another 10 kilometres past Rockwood, you find Acton. You will discover many activities here, from the PGA-approved, eighteen-hole golf course, Blue Springs Golf Club, to ice skating at Acton Arena, as well as outdoor activities in Prospect Park alongside Fairy Lake.
Acton has also been known for leather. They celebrate its history annually with the Leathertown Festival.
If your car is older and you do not have a loan on it, you might consider dropping the collision coverage. Just be aware that you may not have coverage for damage to your car depending on the circumstances of an accident.
Finally, shop around for auto insurance on occasion. Auto insurers are always looking for ways to lower their premiums. You might find that another insurance company offers a better rate than the one you are currently getting.
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