auto insurance in ontario
WHAT YOU NEED TO KNOW ABOUT CAR INSURANCE IN ORANGEVILLEWe have compiled some of the most relevant information about Orangeville car insurance numbers from top sources to help further assist you in understanding how your auto insurance premiums are determined.
People Live in Orangeville
Average Daily Commute Driving Time in Orangeville
Median age of drivers in Orangeville
Residents Who Commute by Car in Orangeville
Average annual premium in Orangeville
Average monthly premium in Orangeville
Living and Driving in Orangeville, Ontario
Orangeville, Ontario, is located in Dufferin County, about an hour’s drive to downtown Toronto. It is known as the commercial hub of Dufferin county due to Clorox of Canada, Glad garbage bags, and Resolve corporation. The residents of Orangeville may travel on Highway 10 or the “Orangeville by-pass.” Those who do not own a car may utilize Orangeville’s public transit system, Orangeville Transit.
With a population of just about 30,000 as of 2016, Orangeville is a small community. This allows for a slower pace of life and subsequently less traffic than some of the larger towns. Although much of the downtown area is walkable, most Orangeville residents are vehicle owners, so factoring in the cost of insurance is essential if you are planning a move here.
What Does My Auto Insurance Policy in Orangeville Cover?
Mandatory coverage for insurance in Ontario
This covers legal expenses if you’re sued after an accident. It covers the costs associated with injuries and damage that you caused to others if you’re at-fault in an accident.
This coverage provides funds if someone is injured and in an accident.
This covers all costs if a driver is uninsured or in the event of a hit-and-run.
Covers damage to your vehicle or other property if you’re not at fault in an accident that’s in Ontario.
Optional coverage for insurance in Ontario
This covers damage to your vehicle if you’re involved in an accident with an object, or are at-fault.
Covers damage to your vehicle which happen from incidents other than an accident such as hail, wind, water, theft, or even vandalism.
This coverage gives you one ‘free’ at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.
If your vehicle is deemed a total loss this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price of your car.
This covers the expenses relating to towing your car after an accident.
You can have your car insurance coverage extend to protect you while driving a rental vehicle up to a certain limit.
City by City Average Auto Insurance PremiumsHow does Orangeville compare to other cities in Ontario.
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What Are Some Fun Activities in Orangeville, Ontario?
There are many things to do in Orangeville, whether you are looking to shop or take in some of the more scenic areas. The downtown area is walkable and offers a few self-guided tours, including art, history, and scavenger hunts. Visitors can follow along on either an app on their phone or a guide from the Visitor’s Information Centre. The tours take about 30 minutes and can be completed on foot.
If tours are not your thing, Orangeville also hosts a Blues and Jazz Festival in the summer. During this festival, some of the events are concerts, workshops, and music in the various restaurants and pubs downtown.
If you are more of an outdoorsman, there is no shortage of parks, trails, and lakes to see in Orangeville. Bravery Park serves as a memorial for those who served in the Canadian military and features statues, artwork, and a children’s playground. Island Lake is a conservation area that offers a few hiking trails and spots to bird-watch or bike.
There are also spaces to picnic or the lake on which one can fish, boat, canoe, or kayak. Many visitors will ski, ice skate, or snowshoe in the winter months.
The following are some other attractions in Orangeville:
- Theatre Orangeville
- Art Walk of Tree Sculptures
- Hockley Valley Brewery
- Fairytale Horse and Carriage
- Farmhouse Pottery
- Meadow Land Golf Club
- Vicki Barron Lakeside Trail
- Kay Cee Gardens
- Dragonfly Park
Orangeville Roads and Neighbourhoods
Due to its size, Orangeville does not have many roads and neighborhoods, but there are a few. On the east side is Broadway, formally known as Ontario Highway 9, the main intersection.
Highway 109 and Highway 10 also run through Orangeville and connect at South Arterial Road, or what is known as the Orangeville by-pass. The other notable roads you may use while driving through Orangeville are Riddell Road, County Road 23, Dawson Road, and John Street.
The prominent neighborhoods of Orangeville consist of the following:
Settler’s Creek is a neighborhood located on the West End of Orangeville. It is near Riddell Road, where you can find many shops and restaurants near Princess of Wales Park and Alder Recreation Centre. Popular roads in this neighborhood include Spencer Avenue, Cornwall Gate, Althorp Drive, Northampton Street, and Buckingham Street.
Located north of Broadway and east of Veteran’s Way is Orangeville’s newest neighborhood of Veteran’s Park. It is a short drive to Highway 10 and Dufferin Road 109, making it a convenient location. Some of the roads you may drive on in the Veteran’s Park neighborhood include Preston Drive, Wardlaw Avenue, and Parkinson Crescent.
The neighborhood of Purple Hill is located off Ashwood Drive and borders the Island Lake conservation. Purple Hill is technically located in the town of Mono but is so close that the school district is Orangeville. You may drive through other roads in the Purple Hill neighborhood, such as Purple Road, Lynda Avenue, Randy Avenue, and Pineview Avenue.
Located on the Orangeville/Mono border is the neighborhood of Cardinal Woods. This neighborhood is close to highway 10, making it a desirable location for commuters. Some of the roads in this neighborhood are Riverside Drive, Leader Drive, Willow Crescent, and Hockley Road.
Cardinal Woods is also close to Monora Park for hiking and skiing and a short drive to Hockley Valley Resort in Mono.
If your car is older and you do not have a loan on it, you might consider dropping the collision coverage. Just be aware that you may not have coverage for damage to your car depending on the circumstances of an accident.
Finally, shop around for auto insurance on occasion. Auto insurers are always looking for ways to lower their premiums. You might find that another insurance company offers a better rate than the one you are currently getting.
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