auto insurance in ontario
WHAT YOU NEED TO KNOW ABOUT CAR INSURANCE IN ST. CATHARINESWe have compiled some of the most relevant information about St. Catharines car insurance numbers from top sources to help further assist you in understanding how your auto insurance premiums are determined.
People Live in St. Catharines
Of St. Catharines residents drive a car
Median age of drivers in St. Catharines
Average daily commute in St. Catharines
Average annual premium in St. Catharines
Average monthly premium in St. Catharines
Allyn is 35 and lives in St. Catharines. He got auto insurance from Duliban on his Honda Accord...
And is paying $1268 a year! That's just 105/Month!
What Does My Auto Insurance Policy in Niagara Cover?
Living and Driving in St. Catharines, Ontario
St. Catharines is a city in Niagara, Ontario, Canada, on the south side of Lake Ontario. The Garden City is a charming area to live in, with an abundance of parks, green spaces, and treed estates.
The city has a forestry department, which cares for resident trees and ensures their long-term health and beauty. Before moving or relocating to St. Catharines, you want to check your Auto Insurance policy.
St. Catharines is in Southern Ontario, 51 kilometers south of Toronto across Lake Ontario and 19 kilometers inland from the United States border along the Niagara River.
Two significant motorways serve as the primary access routes into and out of St. Catharines. The Queen Elizabeth Way runs east to west, and Highway 406 runs north (from the QEW) to south. Before constructing these freeways, St. Paul Street and Hartzel Road served as alternative routes.
What Does My Auto Insurance Policy in St. Catharines Cover?
Mandatory coverage for insurance in Ontario
This covers legal expenses if you’re sued after an accident. It covers the costs associated with injuries and damage that you caused to others if you’re at-fault in an accident.
This coverage provides funds if someone is injured and in an accident.
This covers all costs if a driver is uninsured or in the event of a hit-and-run.
Covers damage to your vehicle or other property if you’re not at fault in an accident that’s in Ontario.
Optional coverage for insurance in Ontario
This covers damage to your vehicle if you’re involved in an accident with an object, or are at-fault.
Covers damage to your vehicle which happen from incidents other than an accident such as hail, wind, water, theft, or even vandalism.
This coverage gives you one ‘free’ at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.
If your vehicle is deemed a total loss this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price of your car.
This covers the expenses relating to towing your car after an accident.
You can have your car insurance coverage extend to protect you while driving a rental vehicle up to a certain limit.
City by City Average Auto Insurance PremiumsHow does St. Catharines compare to other cities in Ontario.
GET THE BEST COVERAGE & PRICE ON YOUR ST CATHARINES AUTO INSURANCE.
Things To Do in St. Catharines, Ontario
St. Catharines is known for its plethora of outdoor activities and entertainment that include something for everyone.
- Short Hills Provincial Park
- Catharines Museum and Welland Canals Centre
- Lakeside Park Carousel
- Happy Rolph’s Animal Farm
- Ontario Lacrosse Hall of Fame and Museum
- Welland Canals Parkway Trail
- Niagara Segway
- White Meadows Farm
- Lakeside Park Beach
- Skyzone Trampoline Park
- Niagara Fishing Adventures
- First Ontario Performing Arts Centre
- Woodend Conservation Area
The peaceful pace of life throughout this area will inspire you to sit down, breathe, and relax for a while, whether you are watching ships float by or exploring the different urban and forest paths.
St. Catharines, Ontario Roads, and Neighborhoods
The St. Catharines Transit Commission maintains bus lines across the city and neighboring Thorold, providing public transit. Coach Canada also serves the central station, offering Toronto and Niagara Falls routes.
All major lines converge at the St. Catharines Bus Terminal, near the Ontario Ministry of Transportation. Though rail travel is growing more popular, the St. Catharines railway station is mostly underused, with vehicle travel being residents’ primary transit modes.
The Welland Canal, a maritime canal stretching 43.4 kilometers through St. Catharines, is the city’s most distinguishing transportation landmark. The canal allows cargo vessels to cross the nearly 100-meter difference between Lake Erie and Lake Ontario. Four of the canal’s gates are within city limits.
Some St. Catharines neighborhoods include:
Downtown St. Catharines
The downtown area has a new arena, performing arts center, businesses, and eateries. You can get around downtown by driving between 12 Mile Creek and two main roads that provide rapid access to the rest of the region.
Downtown is a significant historic district and a vibrant cultural hotspot, with various taverns and restaurants on St. Paul and James Streets. In September, you can also find the Niagara Grape & Wine Festival and Grand Parade.
Various retail and commercial shops, government offices, banks, and legal firms are in the center. The Marilyn I. Walker School of Fine and Performing Arts, a Brock University campus, is also in the downtown area.
Port Dalhousie is traditionally a family favorite and a terrific area to raise children. And it is easy to understand why Port Dalhousie provides something for every young family.
For starters, the highest-scoring public school in St. Catharines is in Port Dalhousie: Gracefield Public School ranked first in the city.
In addition to the schools, there are many activities. Lakeside Park is a Port Dalhousie and Niagara favorite, located just a few minutes away. A stunning beach, a century-old carousel, and a brand-new pavilion add to the neighborhood’s family appeal.
Merritton is a popular St. Catharines neighborhood featuring a family-friendly residential section, Secord Woods. The area is within walking distance to schools, close to the interstate, and has shopping and restaurants.
Merritton was an independent entity before amalgamation in 1960, which saw the founding city of St. Catharines acquire many satellite towns (along with Grantham and Port Dalhousie).
Residents still have a strong feeling of communal identification. The St. Catharines Seniors’ Centre presently occupies the ancient town hall on Merritt St., originally the City of St. Catharines Museum.
Get Affordable St. Catharines Auto Insurance
Law requires all drivers in Hamilton, Ontario, to carry a minimum level of Auto Insurance. Unfortunately, many consumers are unaware they are paying too much for insurance until they compare quotes from several providers.
The FSCO recommends Ontario drivers shop around for the best and cheapest insurance rates by comparing quotes to avoid overpaying.
All drivers in St. Catharines, Ontario, are required by law to have a minimum level of Auto Insurance coverage.
Unfortunately, many consumers are not aware they are overpaying for insurance until they compare rates from many companies.
The FSCO suggests that Ontario drivers shop around for the best and cheapest insurance rates by comparing quotations to prevent overpaying.
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Our history starts in 1976. After 20 plus years working for a local steel mill, James Duliban purchased a small insurance brokerage in Welland called ‘R.F. Seehuber Insurance Agency’ and operated at that time under James Duliban Insurance Brokers.
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