WHAT YOU NEED TO KNOW ABOUT CAR INSURANCE IN WELLANDWe have compiled some of the most relevant information about Welland car insurance numbers from top sources to help further assist you in understanding how your auto insurance premiums are determined.


People Live in Welland


Median age of drivers in Welland


Average annual premium in Welland

$110 month

Average monthly premium in Welland

Living and Driving in Welland, Ontario

Welland is known as the meeting spot between rail and waterways, alluding to the trains connecting Buffalo to Toronto and the Welland Canal, which played a prominent role in the city’s establishment. Today, Welland residents can easily get to Toronto via the GO Transit bus, car, train, or night bus.

The city sits in the heart of Niagara, and Niagara Falls is only a half-hour drive away. Before moving to Welland, you may want to check Auto Insurance rates to ensure you have the best coverage for an affordable price.

Sometimes known as the Rose City, Welland is the Niagara Peninsula’s third-biggest city. Mclean ranks Welland as one of Canada’s top places to live and work. The community was founded on the backs of industries that relocated to the area for its transportation options.

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What Does My Auto Insurance Policy in Welland Cover?

Auto insurance is designed to protect you in several ways. The primary reason you should buy auto insurance is it protects you against liability when you are involved in an auto accident where you are responsible for someone else’s injuries or property damage.


Direct Compensation-Property Damage (DC-PD) is coverage that protects you and your vehicle. It covers your auto and its contents as well as the loss of use of your auto, and the payment will come directly from your insurance provider. DC-PD only applies if the accident occurs in Ontario and there was more than one vehicle involved. Also, at least one of the other vehicles must be insured by a company that is licensed in Ontario or has a special agreement with FSCO to provide insurance coverage.


Collision coverage is optional and covers your car. It is a valuable coverage to have if an accident does not qualify for DC-PD and you want to ensure you can get your car fixed.

Statutory accident benefits coverage pays for your medical bills if you are injured in an auto accident regardless of who caused the accident, and it pays for income loss as well.


There is always a concern that another driver will not have auto insurance. Therefore, auto insurance in Ontario includes uninsured automobile coverage to provide coverage if you or your passengers are killed or injured by an uninsured motorist or hit-and-run driver.


These are the basic auto insurance coverages in Ontario, and you can add extra coverages by endorsement or increasing certain limits.

City by City Average Auto Insurance PremiumsHow does Welland compare to other cities in Ontario.

Ontario $1,505
St. Catharines $1,327
Niagara Falls $1,327
Welland $1,327
Waterloo $1,351
Pelham/Fonthill $1,327
Grimsby $1,368
Dunnville $1,394
Oshawa $1,833
Burlington $1,374
Ajax $2,104
Toronto $1,953
Brampton $1,976
Guelph $1,391
Milton $1,498

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Things To Do in Welland, Ontario

Some activities in Welland, Ontario include:

  • Welland Farmers’ Market
  • Youngs Sportsplex
  • Welland Boat Rental Program
  • Merritt Island
  • The Welland Canal
  • Memorial Park
  • Welland Bridge 13
  • Chippawa Park
  • Niagara Skydive Centre
  • Welland County Motorcycle Club
  • Cardinal Lakes Golf Course
  • Water Park Golf and Country Club

The Welland Recreation Corridor runs through the downtown area. Visitors come to enjoy yearly festivals, restaurants, history, waterfront performances, multi-cultural attractions, year-round sports contests, and outdoor activities.

One of the world’s wonders, Niagara Falls, is a 25-minute drive away. The Niagara River, Niagara Parkway, and Ontario Wine Country are also within driving distance.

Visit the north side of Lake Erie, one of Ontario’s Great Lakes, for sand beaches and summertime entertainment. Swimming, fishing, boating, hiking, festivals, and more are all available along Ontario’s South Coast, which is only a short car journey away.

Welland, Ontario Roads, and Neighborhoods

Highways 140 and 58 connect Port Colborne and Welland. The central route to or from Welland is Highway 406, leading north to Thorold and beyond through Queen Elizabeth Way. Residents of Port Colborne can then continue north on the 406.

The Mid-Peninsula Highway, once completed, could impact Welland’s traffic dynamics since it would intersect the Welland Canal at Highway 58A in the south. Then, Highway 406 will expand to connect to the new road.

Major Street Tunnel and Townline Tunnel, two of the canal’s three tunnels, are in Welland, east of the central urbanized region.

Some of Welland’s neighborhoods include:

Downtown Welland

Residents in downtown Welland enjoy waterfront views, canal access, and numerous attractions. Merritt island is a short walk from the city center, and other hiking trails and dog parks. You can discover the area’s rich heritage and culture when strolling through Downtown Welland’s unique streets.

In downtown’s commercial district, you can find shops, restaurants, the library, museum, farmers’ market, and skating rink. This neighborhood is easy to explore on foot or bicycle and is ideal for anyone wanting to live near convenient amenities and nature simultaneously. You can watch Bridge 13 light up at night, and on special occasions, the bridge has celebratory lighting displays.

Niagara College

Close to Niagara College’s primary campus, the neighborhood is an ideal space for students, employees, and families that want to reside within walking distance of the city’s conveniences. In addition to the college, there are also several schools in the area, making the neighborhood ideal for raising children.

Residents in the Niagara College neighborhood have access to important transit hubs for bus access to other parts of the city. Although many houses near the college are ideal for students, most of the neighborhood includes residential streets, an abundance of greenery, diverse house designs, and spacious front yards.

Dain City

The isolated south neighborhood of Dain City is between Welland’s downtown area and Port Colborne. Dain City is a residential area with large homes and more suitable for residents with cars. You can only find a handful of commercial buildings in this neighborhood, but the city center is a short drive away.

You can find a few merchants along Kingsway and a lengthy waterside promenade running through the neighborhood’s west end. Glenwood Park’s neighborhood has a more suburban feel. Every year at the Welland Recreational Waterway, events like rowing competitions and dragon boat races occur.

Get Affordable Welland Auto Insurance

In Welland, Ontario, drivers must have a minimum level of Auto Insurance. Unfortunately, you may be unknowingly overpaying for coverage if you have not compared quotes in the past six months. Luckily, Duliban Insurance brokers can help you save on your policy.

Ontario drivers can save money by following the FSCO advice to shop around for auto insurance and compare estimates. At Duliban Insurance, you can quickly obtain a Welland Auto Insurance quote in a few minutes.

Please contact us for more information about Welland Auto Insurance.

In Welland, Ontario, drivers must have a minimum level of Auto Insurance. Unfortunately, you may be unknowingly overpaying for coverage if you have not compared quotes in the past six months. Luckily, Duliban Insurance brokers can help you save on your policy.

Ontario drivers can save money by following the FSCO advice to shop around for auto insurance and compare estimates. At Duliban Insurance, you can quickly obtain a Welland Auto Insurance quote in a few minutes.

Please contact us for more information about Welland Auto Insurance.

Data Sources


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