small business insurance in ontario

This coverage protects your business in the event of a product failing, or an injury occurring as a result of business activities. This is where the majority of small business claims fall and where the majority of your coverage should be.

Whether you own or rent the property in which your business operates, you should provide insurance against any potential damage caused by natural disasters, water damage, or even theft.

This protects your company vehicles, the drivers, and your employees who are driving for business purposes.

If you make a mistake, such as offer bad advice, miss a deadline, or simply do a poor job, professional liability will cover the associated losses if the client chooses to sue. Professional liability coverage relates specifically to your services.

This coverage helps cover potential data breach costs.

If an employee were to steal data or products, crime coverage would help mitigate any costs associated with this type of employee theft.

Sometimes an event occurs that interrupts your ability to conduct business. Business Interruption Insurance helps protect the business from financial loss during this time.