cottage insurance in ontario
Cottage & seasonal dwelling insurance can protect your property from damage, theft and more, even when you’re not there. Have peace of mind knowing that your investment is protected, with cottage & seasonal dwelling insurance.
Things to consider when shopping for cottage insurance in Ontario
Your policy provides coverage for your cottage/seasonal home (building), the garage if you have one and other detached buildings or structures on the property.
Everything inside your home such as electronics, furniture, clothing, artwork, jewelry and other personal items.
This protects you financially if anyone gets hurt or their items are damaged while they’re in your home or on your property.
Have you considered having your cottage appraised recently? You may not have coverage for the entire replacement value.
Boats, Kayaks or Gear?
We have coverage that can protect your boats, kayaks, canoes, jet skis, or water gear.
Septic & Sump Pump
Need coverage for your septic tank/bed or your sump pump? We have coverage for that!
We can provide you with liability coverage if you rent out your cottage to cover property damage and injuries. We can even cover loss of income.
Boat House or Other Buildings
We can provide you with coverage for your boat house, Bunkie or other sheds and buildings located on the property.
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How Duliban Works.
We are an independent insurance brokerage and distributer dating back to 1976. Helping with all insurance products from Canada's top providers, we represent you with one goal in mind..... to secure the best coverage at the best price for you our valued client.
STEP 1Call us at 1-855-385-4226, chat with us over live chat or provide us your information by clicking get a quote on one of our insurance products. This can take as little as 5 minutes!
STEP 2Meet your very own shopper! Our brokers will personalize a policy for you and match you with the best rate and coverage from the top providers.
STEP 3It's as simple as that! Now you have your coverage. Leave it to us we will manage the rest ensuring you receive your documents with e-signature and so on.
WE HAVE SOME OF THE BEST COTTAGE RATES
Save big with our rates on your cottage or season home. We shop your rate across more than 25 providers so you don’t have to.
We provide competitive quotes from 25+ of Canada's top insurance providers.
Common questions and answers for cottage insurance in Ontario
What is secondary cottage insurance
This policy is a year round one which covers your cottage winter, summer, spring and fall and includes all risk protection to your cottage, outbuildings, docks and other structures as well as guaranteed replacement on your contents.
What is seasonal cottage insurance
Coverage for your cottage for part of the year but you close-up the cottage for the winter. The policy can include replacement cost on buildings and contents, protection for fire and extended coverage for things such as storm damage, theft, or vandalism.
Is there coverage for renting out your cottage
Short answer is yes. Cottage insurance with rental coverage with protect you when you are looking to combine personal use as well as generating some income from short term rentals such as Air BnB.
What is builders risk cottage insurance
This covers you if you are going to build or rebuild the cottage of your dreams. The policy will provide coverage from pouring of the foundation until occupancy.
The Duliban Advantage
We Work For You
Our team of insurance professionals ensures that YOU receive the best coverage possible at the very best price.
We partner with over 25 different insurance companies that fight to earn your business.
With multiple provincial and national recognition awards, it’s no wonder why our clients rave about us.
We make sure that you understand your policy without confusing you with complicated insurance jargon.