our brokers review of heartland

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Farm & Commercial Producer Josh Mashinter
Meet Josh Mashinter one of our A+ Brokers from the Dream Team! His ratings on Heartland Farm Mutual are all here and if you ever need to know more about these partners, your rates and coverages be sure to give Josh a call!

Watch Josh's review of Heartland Mutual Insurance.

Our Broker Ratings:

Overall Service

Product Offering

Response Times

Premiums and Rates

Overall Claim Service

About Heartland

On January 1, 2016, Heartland Farm Mutual Inc. became a legal entity, formed from the merger of North Waterloo Farmers Mutual and Oxford Mutual. These two parent companies brought together long-standing experience in serving Ontario’s insurance needs. In 2021 Heartland Farm Mutual amalgamated with The Kings Mutual Insurance Company of Berwick, Nova Scotia. The Kings Mutual Insurance Company has been fulfilling the needs of residential, commercial, and agricultural policyholders in Nova Scotia since 1904.

Heartland Farm Mutual is in your community. Whether you’re in agriculture, a business owner or a homeowner, more than ever, people like you appreciate the value of the mutual insurance alternative.

Products Offered:

  • Home Insurance
  • Car Insurance
  • Business Insurance
  • Farm Insurance
  • Recreation Insurance

The Duliban Hometown Advantage

We Work For You

Our team of insurance professionals ensures that YOU receive the best coverage possible at the very best price.


We partner with over 25 different insurance companies that fight to earn your business.

Highly Rated

With multiple provincial and national recognition awards, it’s no wonder why our clients rave about us.

Simple Language

We make sure that you understand your policy without confusing you with complicated insurance jargon.

Let's find you the best possible coverage