COTTAGE INSURANCE IN ONTARIO

INSURANCE SIMPLIFIED

COTTAGE INSURANCE IN ONTARIO

INSURANCE SIMPLIFIED

Cottage & Seasonal Dwelling Insurance in Ontario

Cottage & seasonal dwelling insurance can protect your property from damage, theft and more, even when you’re not there.

Have peace of mind knowing that your investment is protected, with cottage & seasonal dwelling insurance.

SAVINGS ON YOUR COTTAGE INSURANCE IS A BEAUTIFUL THING

Cottage Insurance in Ontario

Google Rating: 4.7Some awesome words from our Duliban Client Family

Kathryn Hutson
Kathryn Hutson
2022-09-12
Verified
Hilary was great at switching over my policies and getting me the right quote! Will definitely continue to work with Duliban moving forward.
dan tocchet
dan tocchet
2022-09-05
Verified
Excellent service from moment they contacted me to when both auto & home insurance was set up. Definitely would recommend Duliban Insurance Brokers.
Wanda Durbin
Wanda Durbin
2022-09-05
Verified
I would definitely recommend looking here for first-rate customer service! It was my 1st time using an on-line insurance broker, and I would like to thank Warren Drake for making it virtually stress-free! (dare I say enjoyable?) Warren was very professional, courteous, personable & efficient. He made sure, at every juncture, to present me with the options available, ensured that I understood & recommended what he felt was best & why. Stress-free & very good rate! Well done!!
Eyad Daoud
Eyad Daoud
2022-08-29
Verified
Thank you. Excellent experience
brandon rayray
brandon rayray
2022-08-24
Verified
As I was looking a new quote for a car insurance at lowestrates.ca I've found Duliban Insurance Brokers thru CAA. And thanks a lot to Trevor his generosity and helpfulness. You guys are awesome and have a good service and dedication. I highly recommend Duliban Insurance Brokers and give 5 stars
Moncef El Jirari
Moncef El Jirari
2022-08-22
Verified
I just started shopping and browsing as I am planning to buy a car in the next few months, and Amy Brown called me to give me all the information I need to make the right decision on what insurance company to choose. She was very professional and very helpful even though she knows I'm buying an insurance in the future as my new car is not ready yet. The rates and coverage she could find me are unbeatable for Toronto Midtown. I highly recommend to anyone looking for an Insurance Broker. Thanks Amy Brown in case you read this message.
Jennifer Lemieux
Jennifer Lemieux
2022-08-16
Verified
oops, Troy Blackledge - sorry Troy!!
george farrell
george farrell
2022-08-10
Verified
I've completed my first year with Duliban Insurance brokers. Signing up for auto insurance I happily saved hundreds of dollars annually for one car. Being a senior with an excellent record Amy Brown made it simple and quick with big savings to begin my new auto policy. I had been with prior insurer for close to 20 years of clean driving. Kudos to Amy and the Duliban Insurance team! Much success!!
Jeremy Dunn
Jeremy Dunn
2022-08-09
Verified
Very satisfied with how Duliban handled insurance for my farm property. John Critchley is very knowledgeable, patient and responsive.

Making Cottage and Seasonal Insurance Simple

A cottage insurance policy can help you protect your vacation home while you rent it out to tourists. This type of insurance is similar in many ways to your homeowner’s insurance policy, but it is also very different.

What is Cottage Insurance?

Cottage insurance can protect your vacation home from damage or theft caused by common disasters such as fire, an explosion, or smoke damage. It can also provide you with protection from damage caused while you are renting your cottage to tourists.  But no two cottage insurance policies are the same, and they do not all provide you with the same level of protection.

Many cottage insurance policies do not allow renting under their policy, and you will need to take out a separate policy or an add-on for that type of damage. And there are other types of cottage insurance plans that will only provide coverage for a specified rental period.

To ensure that you have the right type of cottage insurance quote in Ontario that you need for your vacation home, whether you plan not rent it out or not, you should get in touch with the experts here at Duliban Insurance Brokers. We can help you decide which type of cottage insurance policy is right for you. Contact us today for a free quote at 1-855-385-4226.

Coverage Details

If you own a vacation home in Ontario, you need to have it protected with a cottage insurance policy. Whether you use your seasonal dwelling for family vacations or if you choose to rent it out to tourists visiting the area, you can find the right type of coverage that you need to protect this valuable investment.

Coverage Limits for Cottage Insurance

Typically, there is a much higher risk for seasonal dwellings than residential properties, so you can expect a cottage insurance policy to be much higher than your standard homeowner’s insurance plan.

Damage can occur that you may not know about for months if you don’t visit the area often, and it can cause even more wear and tear to your home over time. Also, if you rent your vacation home to tourists, there is the added risk of damage or theft caused by tenants.

Do You Need Liability Coverage?

You should always get liability coverage when it comes to any property insurance, especially a cottage rental. This type of coverage will provide you with protection in the event of someone falling or getting hurt while on your property. It will also offer protection if you cause damage to any neighboring properties. Your cottage insurance brokers in Ontario can provide you with more details on precisely what your third-party liability protection covers.

Add-ons Available for Cottage Insurance Policies

If your cottage insurance policy doesn’t provide you with all the coverage you need, you can add-on more coverage options to your policy for an additional fee. Your property may include outbuildings such as a garage, a boathouse, storage building or a dock. Some add-ons that you may want to ask about include:

  • Wet Boathouse Coverage
  • Watercraft Coverage
  • Septic & Sump Pit Back Up Coverage
  • Rental Coverage & Income Protection

Some insurance plans will offer coverage for these additional structures, while others will not. For those, you will need add-on coverage to ensure the protection of your belongings.

The Duliban Hometown Advantage

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