Hobby agriculture covers a wide spectrum, from backyard eggs-and-jam to large areas of grazing land. The deciding factor on which a definition can be made are money and labour: the hobby farmer’s income is largely made from off-farm work and the farming responsibilities does not require to employ full-time labour.
An example of lack of coverage for your hobby farm would be the undisclosed sale of eggs at a local farmer’s market, which later are determined to have caused a food illness. If any insurance claims were to arise from the situation, you as the farmer would be solely responsible for any liability.
These gaps in coverage happen more often than you would think – it is important to protect yourself.
The cost of your insurance is determined by a number of variables:
We work with the best farm insurance companies in Canada to provide you the best coverage and price to protect you and your hobby farm.