An Auto Insurance Policy That Grows with Your Family
Having a car is a privilege. Having auto insurance in St. Catharines for that car is a necessity. The laws state that any driver must have insurance to protect themselves and others on the road. Yet, the type of auto insurance you need to carry is up to you. You can carry just the basic coverages, however, you would be leaving your family out on a limb. As a result, they would be lacking the protection they need if you were in an accident. Instead, find the auto insurance in St. Catharines that grows with your family. The right auto insurance policy covers everything you know you need and the things you don’t realize you need until you need them.
St. Catharines Auto Insurance Coverage
There are several types of coverages available for your auto insurance in St. Catharines. First, you need to determine whether you need full coverage or liability only. Liability coverage includes:
- Injuries to the other driver and/or his passenger(s)
- Lawsuits filed against you
- Damages to someone else’s vehicle or property
Full or Comprehensive Coverage includes the following benefits:
- Everything included with liability coverage
- Flooding and earthquakes
- Collision with an animal
- Storms, falling trees, hail and other acts of nature
- Windshield or window damage
Then you have collision coverage, which covers you if you are hit by another vehicle. In addition, your insurance should include uninsured and underinsured motorist coverage in which you are covered when a person without insurance hits you. This coverage also helps cover you if the person who hits you does not have enough insurance coverage to pay for the damages you sustained.
Finally, different insurance coverages offer additional options. These options may include discounts, such as safe driver discounts or good student discounts. They may also include coverages such as rental coverages or gap insurance coverage. However, you must speak with your broker to determine what the additional coverages may be and which ones are best to help you and your family grow.
Did you know if you bundle your auto & home insurance you can potentially save on your insurance?
To learn more about St. Catharines auto insurance and to find out how to save on your insurance, contact the experts Duliban Insurance Brokers at 1-855-385-4226. Our licensed professionals will be happy to answer any questions you have.
Monday 8:00am to 5:00pm
Tuesday 8:00am to 5:00pm
Wednesday 8:00am to 5:00pm
Thursday 8:00am to 5:00pm
Friday 8:00am to 5:00pm
Saturday 9:00am to 2:00pm