Save up to 30% on electric vehicle coverage in Ontario
We’re leading the charge in providing comprehensive coverage for the future of auto technology. With a deep commitment to innovation and environmental responsibility, our tailored coverages will keep you on the road with confidence.
Unique rates, designed for you.
We are proud to partner with the Electric Vehicle Society and offer you a unique group insurance rate which qualifies you for an additional 30%* discount when combining with your home policy.
*prices are subject to membership with the EV Society and documentation will be provided to secure the membership and associated discounts.
Coverages
Get to know what’s covered with your EV insurance in Ontario:
Third Party Liability
Covers the legal expenses if you’re sued after an at-fault accident
Accident Benefits
Provides funds for accident-related injuries
Uninsured Automobile
Covers all costs if a driver is uninsured, or flees the scene of an accident (ie. a hit-and-run)
Direct Compensation
Covers damage to vehicle or other property not at-fault in an accident
Additional Liability
Covers damage caused by your home charging cable or vehicle gear
EV Battery Protection
Covers third-party suppliers in the event you lease the batteries in your EV
Home Charger Protection
Covers your home charging station and is added to your existing home insurance policy
Optional Coverages
Collision Coverage
Covers damage to your vehicle if you’re involved in an accident with an object or are at-fault
Comprehensive Coverage
Covers damage to your vehicle from incidents such as hail, wind, water theft or vandalism
Accident Forgiveness
Grants you one “free” at-fault accident, protecting you from a rate increase provided you remain with the same company
Depreciation Coverage
In the event your vehicle is deemed a total loss, this entitles you to the original price you paid/ current sale price of your vehicle, and prevents depreciation
Emergency Roadside
Covers the expenses related to towing a vehicle after an accident
Rental Car Coverage
Extends your insurance coverage to a rental vehicle, up to a maximum limit
FAQs & troubleshooting help
Everything you want to know on this complex coverage.
The cost of insurance for an electric vehicle can vary depending on factors like the make and model of the EV, your location, and your driving history. In some cases, it might be slightly higher due to the cost of repairing or replacing EV-specific components, but it’s not necessarily more expensive across the board.
Standard auto insurance policies typically don’t cover charging equipment or home charging station installation. You may need to check with your homeowner’s insurance or inquire about additional coverage options for these items.
Most comprehensive EV insurance policies include coverage for the battery as part of the overall coverage. However, it’s crucial to review your policy and understand what is covered and whether there are any specific conditions or limitations.
Some insurance companies offer discounts for electric vehicles due to their typically lower operating costs and environmental benefits. You can also look into discounts related to safety features, multi-vehicle policies, and bundling with home insurance.
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