Save up to 30% on electric vehicle coverage in Ontario

We’re leading the charge in providing comprehensive coverage for the future of auto technology. With a deep commitment to innovation and environmental responsibility, our tailored coverages will keep you on the road with confidence.

Electric auto insurance Ontario

Unique rates, designed for you.

We are proud to partner with the Electric Vehicle Society and offer you a unique group insurance rate which qualifies you for an additional 30%* discount when combining with your home policy. 

*prices are subject to membership with the EV Society and documentation will be provided to secure the membership and associated discounts.

Car insurance in Ontario

Coverages

Get to know what’s covered with your EV insurance in Ontario:

Third party liability

Third Party Liability

Covers the legal expenses if you’re sued after an at-fault accident

Accident Benefits

Accident Benefits

Provides funds for accident-related injuries

Uninsured Automobile

Uninsured Automobile

Covers all costs if a driver is uninsured, or flees the scene of an accident (ie. a hit-and-run)

Direct Compensation

Direct Compensation

Covers damage to vehicle or other property not at-fault in an accident

Additional liability

Additional Liability

Covers damage caused by your home charging cable or vehicle gear

EV Battery Protection

EV Battery Protection

Covers third-party suppliers in the event you lease the batteries in your EV

Home Charger Protection

Home Charger Protection

Covers your home charging station and is added to your existing home insurance policy

Optional Coverages

Collision coverage

Collision Coverage

Covers damage to your vehicle if you’re involved in an accident with an object or are at-fault

Comprehensive coverage

Comprehensive Coverage

Covers damage to your vehicle from incidents such as hail, wind, water theft or vandalism

Accident forgiveness

Accident Forgiveness

Grants you one “free” at-fault accident, protecting you from a rate increase provided you remain with the same company

Depreciation coverage

Depreciation Coverage

In the event your vehicle is deemed a total loss, this entitles you to the original price you paid/ current sale price of your vehicle, and prevents depreciation

Emergency roadside

Emergency Roadside

Covers the expenses related to towing a vehicle after an accident

Rental Car Coverage

Rental Car Coverage

Extends your insurance coverage to a rental vehicle, up to a maximum limit

FAQs & troubleshooting help

Everything you want to know on this complex coverage.

Is EV insurance more expensive than a standard, gas-powered car?

The cost of insurance for an electric vehicle can vary depending on factors like the make and model of the EV, your location, and your driving history. In some cases, it might be slightly higher due to the cost of repairing or replacing EV-specific components, but it’s not necessarily more expensive across the board.

Does my standard auto policy cover charging equipment or home charging station installation?

Standard auto insurance policies typically don’t cover charging equipment or home charging station installation. You may need to check with your homeowner’s insurance or inquire about additional coverage options for these items.

Should I have a separate policy for my EV battery?

Most comprehensive EV insurance policies include coverage for the battery as part of the overall coverage. However, it’s crucial to review your policy and understand what is covered and whether there are any specific conditions or limitations.

Are there any discounts for EV drivers?

Some insurance companies offer discounts for electric vehicles due to their typically lower operating costs and environmental benefits. You can also look into discounts related to safety features, multi-vehicle policies, and bundling with home insurance.

We work with 20+ top insurance companies

Gore Mutual Insurance
Hagerty
Trillium
heartland far mutual
Our Insurers
Pal Insurance Brokers
Coachman Insurance Company
April Insurance
Totten Group Insurance

Jevco
SGI Canada
Burns and Wilcox
Forward Insurance Managers
Chubb Canada
Echelon Insurance
Special Risk Insurance Managers
Chutter Underwriting Services
Travelers Canada
Dumfries mutual

Our Reviews

What you say matters to us

We are proud to have a 4.8 Google rating with honest reviews from over 600 client experiences.
I can’t say enough good things about Mohammed Patwary! He did an amazing job finding me car insurance at a MUCH lower rate than I was previously paying. He’s extremely responsive, knowledgeable, and always on top of everything. He goes above and beyond to help and genuinely cares about getting his clients the best deal. I’m so happy with his service and would HIGHLY recommend Mohammed to anyone looking for a great insurance broker!
Dillon Baksh
4 days ago
Was looking for help with auto insurance, and Hailey made sure everything went smoothly. She was every understanding and made things move quickly. I'd highly recommend her for her abilities.
Hilary dident waste anytime getting to work anytime I message her she is quick to respond and always happy thank you Hillary
Malcolm Hann
4 days ago
Madison Allen was extremely interested and helpful in discussing our claim for some home repairs. Thanks Madison.
Lorena Barraza
5 days ago
I had a wonderful experience with Duliban Insurance Brokers, and especially with Steve Auld. Steve was extremely professional, and responsive. He made finding homeowners insurance quick, easy, and completely stress free. I truly appreciate his excellent customer service and how smoothly he handled the entire process. Thank you, Steve, for making what can usually be a stressful process so simple and easy! I highly recommend Duliban Insurance Brokers and Steve Auld to anyone looking for great service and insurance expertise. *Lorena Medina*
Vivian K
6 days ago
My insurance went up quite a lot. I have been trying for 2 weeks to talk to someone. I had an appointment today at noon however they did not call me. They are now working on applying discounts and removing some extra costs.
David Brown
7 days ago
Called Damian P. at Duliban Insurance for an Auto Insurance Quote. I was able to save over $300 on my annual policy. Thanks again!.
Temi Adewusi
7 days ago
I had a swift and smooth experience getting an insurance policy with Hilary. She assisted with finding the right option for my auto insurance.
Terry D
7 days ago
If you want professional insurance service make sure to ask for Chantelle. Just got off the phone with her after helping me to customize my renewal policy to fit my needs She guided me thru all the options and explained each one then made the changes I wanted. Great customer service. She knows her stuff and is so easy to deal with. Keep up the super service Chantelle...all the best
Jahnee Edwards
1 week ago
Damian was incredibly helpful and easy to communicate with. He was quick at getting everything secured for me, and made the whole process smooth and stress-free. Highly recommend!
Bhargav Chiru
1 week ago
Awesome service. Got everything setup and ready to go quickly at a great price. I had a few personal hiccups but Lisa was ultra-patient with me and helped me along the way with ease. Only just signed up, but great experience thus far!
Margie Howser
1 week ago
I had the pleasure of communicating with Mallory. She was very knowledgeable, answered all my questions and was extremely easy to work with. She was prompt and getting me the coverage needed for the best price. I would highly recommend this lovely lady to anyone needing car or home or both. Well done Mallory.
Ding
1 week ago
Today, Damian Poznanovic helped me complete all the price comparisons and submissions in just a few hours. He saved me at least $1,000 over the next year in a short time. He works quickly, and you can always rely on his professionalism.
Cole Thompson
2 weeks ago
Damian was fantastic, very patient and working around my schedule. Quick, concise, and easy to talk to. Got me a better rate than any other place I spoke to too.
john kaminskas
2 weeks ago
What can you say about your Insurance Brokers? Usually nothing until something happens, well something happened. I am so happy for these guys, Ryan Gosnell was Wonderful!! He helped me through car insurance and made the process painless! Wonderful Job, Thank You Ryan Sincerely Margaret Kaminskas
Matt Milligan
2 weeks ago
Damian was very helpful in my auto insurance search!!
Brandon Johnson
2 weeks ago
I highly recommend Duliban Insurance for all your insurance needs. A special shoutout to Mallory, who was highly knowledgeable, professional, and made the whole process a total breeze!
Ashley Upper
2 weeks ago
I had an excellent experience with my car insurance broker. Mallory is professional, knowledgeable, friendly, and genuinely took the time to make sure I understood my options. She made the whole process easy and stress-free and worked hard to find me the best coverage and rate. I really appreciated how responsive and helpful she was throughout the process. It’s refreshing to deal with someone who actually cares about their clients. I highly recommend her to anyone looking for an honest, reliable, and hardworking insurance broker!
Melad Jajou
2 weeks ago
Damian Poznanovic was a great help! He was very thorough and patient and helped us get a super deal!
C and H Collings
2 weeks ago
Very helpful and knowledgeable ... and very quick to reply and help when needed! Damian, thank you for the effort you put into your work and for your excellent customer service approach!
Art B
2 weeks ago
I highly recommend Damian at Duliban Insurance Brokers! We recently went through the exhausting process of shopping around for quotes to cover multiple vehicles and properties. Out of all the brokers we reached out to, Damian provided the best quotes by far and stood completely head and shoulders above the rest. He was incredibly accommodating, deeply understanding, and genuinely patient as we worked through several rounds of adjustments and questions. He listened carefully to all our feedback and updated our quotes multiple times without a single complaint. Unfortunately, due to an unexpected vehicle safety inspection issue right at the finish line, we had to put our switch on hold and stay with our current provider for now. Despite knowing we weren't able to finalize the policy this time around, Damian remained just as professional, kind, and supportive. Because of his exceptional customer service and dedication, he will be the very first person we call when we are ready to shop around again next year. If you are looking for an insurance broker who actually listens, goes the extra mile, and gets you the best quotes, Damian is your guy!
Phil Dass
2 weeks ago
I have been dealing with Duliban for over 3 years now. Customer service and help is exceptional. Very informative and friendly. Spoke to Hailey-Jane with regards to switching my current policy to another vehicle. Couldn’t have been an easier process and she was so kind and friendly. Recommend them for any of your insurance needs
Hailey-Jane Hyatt from Duliban Insurance House/.Car Insurance was very professional, patient and helpful. Thank you for making this process easy. Kim G.
Paul D.
2 weeks ago
Great service, fantastic help. Ended up paying less than my previous insurance company for the same coverage.
Stafford
2 weeks ago
Our experience with Amy Brown was not only professional, but friendly and informative. Her thoughtfulness and expertise was very instrumental throughout the whole process of transferring our pre-existing tenant home and auto coverage to CAA. She was always ready to answer our questions and was very clear in her explanations. This interaction was one of the most seamless we have ever had, and I would highly recommend her services for any current or future clients of Duliban
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