Save up to 30% on electric vehicle coverage in Ontario

We’re leading the charge in providing comprehensive coverage for the future of auto technology. With a deep commitment to innovation and environmental responsibility, our tailored coverages will keep you on the road with confidence.

Electric auto insurance Ontario

Unique rates, designed for you.

We are proud to partner with the Electric Vehicle Society and offer you a unique group insurance rate which qualifies you for an additional 30%* discount when combining with your home policy. 

*prices are subject to membership with the EV Society and documentation will be provided to secure the membership and associated discounts.

Car insurance in Ontario

Coverages

Get to know what’s covered with your EV insurance in Ontario:

Third party liability

Third Party Liability

Covers the legal expenses if you’re sued after an at-fault accident

Accident Benefits

Accident Benefits

Provides funds for accident-related injuries

Uninsured Automobile

Uninsured Automobile

Covers all costs if a driver is uninsured, or flees the scene of an accident (ie. a hit-and-run)

Direct Compensation

Direct Compensation

Covers damage to vehicle or other property not at-fault in an accident

Additional liability

Additional Liability

Covers damage caused by your home charging cable or vehicle gear

EV Battery Protection

EV Battery Protection

Covers third-party suppliers in the event you lease the batteries in your EV

Home Charger Protection

Home Charger Protection

Covers your home charging station and is added to your existing home insurance policy

Optional Coverages

Collision coverage

Collision Coverage

Covers damage to your vehicle if you’re involved in an accident with an object or are at-fault

Comprehensive coverage

Comprehensive Coverage

Covers damage to your vehicle from incidents such as hail, wind, water theft or vandalism

Accident forgiveness

Accident Forgiveness

Grants you one “free” at-fault accident, protecting you from a rate increase provided you remain with the same company

Depreciation coverage

Depreciation Coverage

In the event your vehicle is deemed a total loss, this entitles you to the original price you paid/ current sale price of your vehicle, and prevents depreciation

Emergency roadside

Emergency Roadside

Covers the expenses related to towing a vehicle after an accident

Rental Car Coverage

Rental Car Coverage

Extends your insurance coverage to a rental vehicle, up to a maximum limit

FAQs & troubleshooting help

Everything you want to know on this complex coverage.

Is EV insurance more expensive than a standard, gas-powered car?

The cost of insurance for an electric vehicle can vary depending on factors like the make and model of the EV, your location, and your driving history. In some cases, it might be slightly higher due to the cost of repairing or replacing EV-specific components, but it’s not necessarily more expensive across the board.

Does my standard auto policy cover charging equipment or home charging station installation?

Standard auto insurance policies typically don’t cover charging equipment or home charging station installation. You may need to check with your homeowner’s insurance or inquire about additional coverage options for these items.

Should I have a separate policy for my EV battery?

Most comprehensive EV insurance policies include coverage for the battery as part of the overall coverage. However, it’s crucial to review your policy and understand what is covered and whether there are any specific conditions or limitations.

Are there any discounts for EV drivers?

Some insurance companies offer discounts for electric vehicles due to their typically lower operating costs and environmental benefits. You can also look into discounts related to safety features, multi-vehicle policies, and bundling with home insurance.

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Our Reviews

What you say matters to us

We are proud to have a 4.8 Google rating with honest reviews from over 600 client experiences.
Kurtis Schacker
4 days ago
Ryan made the switch of the insurance policy from the house we sold to the townhouse we purchased efficient and quick. Customer service from Duliban has been excellent for the ten years we've been with them.
Kreg Nash
5 days ago
Ryan helped me with insurance on my home just purchased. He was great very patient and professional. I highly recommend him. Thanks Ryan
Aidan Luby
6 days ago
Very good communication and follow through. Saved me some money.
I called to provide an update for my cottage insurance after completing some capital upgrades. Ryan was knowledgeable and easy to understand, as well as friendly and engaging. His follow up via email was clear and detailed, making it easy for me to provide the necessary information. Great customer experience!
Bonnie McCurdy
1 week ago
Steve was great! He explained everything and was honest with me which I appreciated.
Carol Boz
2 weeks ago
From the very first phone call to getting our final papers for our truck, Alex Shortridge was nothing short of spectacular! We appreciated the professionalism, the prompt return of phone calls, emails and texts, and the superb advice for getting our truck insurance. We were going through a difficult process of importing our truck so her continuous patience during this time was very much appreciated. We will highly recommend her to our family and friends, and will be bringing more of our insurance needs to her. Duliban Insurance is very fortunate to have her on their team! Thank you Alex!
Yên Phạm
2 weeks ago
I am more than happy to have the excellent service from Amy of Duliban Insurance! She gave instant answer for each and every of my concern. Working with her I trust that corner of my home is well taken cared of. She did bring me the peace of mind. Once again, thank you so much indeed for all of your support! Yen
Great experience working with Damian Poznanovic! Very quick with responses and understood my needs. Would definitely work with again!
Justin Loscavo
2 weeks ago
I had a great experience with Hillary. I was shopping around for the best price and Duliban swept the competition away. They have been helpful when I’ve had questions, and I appreciate how clearly they explain my coverage and options. It’s reassuring to know I’m dealing with a company that genuinely cares about its customers and makes the insurance process as straightforward as possible. I would definitely recommend them to anyone looking for dependable coverage and excellent customer service at a price that can’t be beat.
Adriana Suess
2 weeks ago
Im new at getting my own insurance on my van and Steve was professional respectful and listened to my needs even updated me on any changes and was happy to anwser any questions I had... if you need insurance ask for him best man for your insurance needs.
T Milanko
2 weeks ago
I had pleasure of having Damjan Poznanovic helping me with getting insurance for my home . He was able to get me a good deal in timely manner. Also , he seemed to be a good listener and pleasant person to talk to , so contact him if you need any assistance with finding suitable insurance for your needs !
Lisa was extremely helpful, because of her I was able to register my car in the same day of purchase. She took her time explaining the policy and was very helpful with all the paperwork. Recommend her to anyone that wants a smooth fast process and resourceful broker that steps up when needed.
Breanne Hunter
2 weeks ago
Damien was very fast, helpful and supportive with my request. He was able to complete the process of insuring a vehicle within the day.
Fantastic Company!! I have been with them for a long time, we've gone through a house burnt to the ground to getting hit by herd of deer while driving down the HWY and now it's insuring a travel trailer in retirement. They have always taken care of me, never once have they let me down. This time Alex helped me and she was amazing! Thank you again.
Karen Hussey
2 weeks ago
Damian is super helpful and very responsive
Greg Cavanagh
2 weeks ago
I would like to say that I was very impressed dealing with Steve Auld at Duliban. After several large unjustified increases from our current insurer I contacted Steve for a policy overview. He was very patient, engaged, accessible and meticulous matching our current coverage and discounts to a new insurance firm saving us significant monies. I would not hesitate to recommend Steve at Duliban for anyone seeking new insurance or a current coverage review!
John Beecroft
2 weeks ago
A huge shout out to Damian of Duliban Insurance for all his hard work he did to get me a good quote. I recently moved to Grimsby and my insurance was expiring so I thought I'd call Duliban because I wanted to support a local business but, of course, it depended on the quote. I'm glad to say I'm now supporting a local business because Damian got me a better quote than anybody else had given me. Thank you to Damian and Duliban Insurance for the great quote for my car and tenant's Insurance.
Matty Thimm
2 weeks ago
My interaction with Kirstie was excellent. She answered all my questions pleasantly and professionally.
Lisa
2 weeks ago
Thank you so much Damien for finding an insurance company willing to work with me! You're awesome!
Daniel Prendes
2 weeks ago
Great help and customer service June Sabo. I appreciate your time and effort. Thank you 👍
Trevor Sooklall
2 weeks ago
Extremely wonderful service
Stacie James
2 weeks ago
Excellent communication, very knowledgeable and easy to talk to.
Dylan Heikoop
3 weeks ago
I have had a great experience with Duliban Insurance. Damian was extremely helpful and made the entire process simple and easy. Would recommend!
Hope Conners
3 weeks ago
Damian was incredibly helpful while switching insurance over. He provided me with all the proper information and answered any questions I had.
Charly Brown
3 weeks ago
I had a "complicated" experience with two girls; it's not pleasant to talk about it, but fortunately, while looking for someone else, I met Senanya Jayatilake, a wonderful woman who supported me in everything, and thanks to her, I decided to renew my car insurance.
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We have a 4.8 rating from over 600 reviews