Search

Cottage Insurance in Ontario

The insurance you need, to protect the investment you love. This one-of-a-kind program guarantees your peace of mind with comprehensive coverages that secure your vacation home, year-round.

Cottage insurance

Comprehensive Cottage Insurance in Ontario

When it comes to protecting your cherished retreat, Duliban Insurance Brokers offers exclusive cottage insurance solutions specifically tailored for Ontario residents. We understand that your cottage is more than just a property – it’s a place where memories are made and cherished. That’s why we’re committed to providing you with top-tier coverage that meets your unique needs, ensuring peace of mind whether you’re at the cottage or away.

Why is Cottage Insurance Essential?

Owning a cottage is a dream come true for many, but it also comes with its own set of risks. From natural disasters like floods and fires to unexpected damages and liabilities, there are many potential threats to your summer haven. Cottage insurance in Ontario is designed to cover these risks, providing you with the protection you need to enjoy your retreat without worry. Here’s why cottage insurance is essential:

  • Protection against natural disasters. Ontario’s diverse weather patterns can be unpredictable. Our cottage insurance covers damages from storms, floods, fires, and other natural disasters, ensuring that your property is protected year-round.
  • Coverage for vandalism and theft. Cottages are often left vacant for extended periods, making them susceptible to vandalism and theft. Our policies include coverage for these risks, so you’re not left to bear the burden alone.
  • Liability coverage. Unexpected incidents can occur, and if someone gets injured on your property, you may be held responsible. Our cottage insurance includes liability coverage to protect you from legal costs and claims.
  • Coverage for detached structures. Many cottages have additional structures like boathouses, sheds, or guest cabins. We provide coverage for these as well, ensuring your entire property is protected.

Tailored Coverage for Every Cottage Owner

At Duliban Insurance Brokers, we understand that every cottage is unique, and so are your insurance needs. Whether you own a seasonal property, a year-round retreat, or rent out your cottage, we have the perfect cottage insurance plan for you. Our policies can be customized to include:

  • Seasonal cottage insurance. Ideal for those who only use their cottage during the warmer months. This type of insurance provides coverage for the specific risks associated with seasonal properties, such as winter damage when the cottage is closed up.
  • Year-round cottage insurance. If your cottage is a four-season getaway, you’ll need coverage that reflects the increased risk of damage during winter months. This plan includes comprehensive coverage for your property throughout the year.
  • Rented cottage insurance. Renting out your cottage can be a great way to generate income, but it also increases your risk. Our rented cottage insurance offers protection for rental-related risks, including damage caused by tenants, and additional liability coverage.

Duliban Insurance Brokers Advantages

Choosing Duliban Insurance Brokers for your cottage insurance needs means more than just obtaining coverage; it means partnering with a team that understands the unique challenges and joys of owning a cottage in Ontario. Here’s what sets us apart:

  • Expertise in Ontario’s cottage market. With years of experience in the local market, we understand the specific risks and needs associated with cottage ownership in Ontario. Our team is well-versed in the regulations and challenges that cottage owners face, ensuring you get the best possible advice and coverage.
  • Personalized service. As your dedicated cottage insurance broker, we take the time to understand your needs and tailor our solutions accordingly. We’re committed to providing exceptional customer service, with a focus on building lasting relationships with our clients.
  • Competitive quotes. We work with a wide range of insurance providers to offer you the most competitive cottage insurance quote possible. Our goal is to find you the best coverage at the best price, without compromising on quality.
  • Claims assistance. If you need to file a claim, our team is ready to assist you every step of the way. We understand that dealing with a loss can be stressful, so we aim to make the claims process as smooth and straightforward as possible.

What Does Cottage Insurance Cover?

Understanding what your cottage insurance policy covers is crucial to ensuring you have the right protection. Here are some of the common coverages included in our cottage insurance plans:

  • Property coverage. This covers the physical structure of your cottage, including walls, roof, and foundation. It also includes coverage for attached structures like decks and porches. Should your cottage be damaged by a covered peril, such as fire or windstorm, your policy will help cover the repair or rebuild costs.
  • Contents coverage. Your cottage likely contains valuable personal belongings, from furniture to electronics. Contents coverage ensures that these items are protected against risks like theft, fire, and water damage. This coverage can be extended to include items stored in detached structures on your property.
  • Detached structure coverage. This coverage extends to other buildings on your property, such as sheds, boathouses, and guest cabins. These structures are also vulnerable to damage and theft, and detached structures coverage ensures they are protected.
  • Additional living expenses. If your cottage becomes uninhabitable due to a covered loss, you may need to find temporary accommodations. Additional living expenses coverage helps cover the cost of these accommodations, so you can focus on rebuilding your cottage without financial strain.
  • Liability coverage. As mentioned earlier, liability coverage is crucial in protecting you from legal costs if someone is injured on your property. This coverage also extends to incidents involving your boat or other recreational equipment associated with your cottage.
  • Water damage coverage. Water damage is one of the most common risks for cottages, especially those located near lakes or rivers. This coverage protects against damage from sudden and accidental water leaks, sewer backups, and other water-related issues.

Choosing the Right Cottage Insurance Broker in Ontario

Selecting the right cottage insurance broker is just as important as choosing the right policy. Here’s why Duliban Insurance Brokers should be your top choice:

  • Local expertise. Our deep understanding of the Ontario cottage market means we can offer you insights and advice that other brokers may not.
  • Customer-centric approach. We prioritize your needs and concerns, ensuring that you receive personalized service and the best possible insurance solutions.
  • Wide range of providers. We work with multiple insurance companies, giving us the flexibility to find the best policy for your specific situation.

Ready to Protect Your Cottage?

Your cottage is a valuable asset and a place where memories are made. Don’t leave it unprotected. Contact Duliban Insurance Brokers today to get a personalized cottage insurance quote and ensure your retreat is safe and secure. With our expertise, comprehensive coverage options, and commitment to customer satisfaction, you can enjoy your time at the cottage with complete peace of mind.
Car insurance in Ontario

Coverages

Here are some coverages to consider when shopping for the right policy

The Building

The Building

With this coverage, the building, garage and other detached structures on the property (if applicable) are protected in the event of damage or loss.

Your Belongings

Your Belongings

This coverage applies to everything inside your cottage, including electronics, furniture, clothing, artwork, jewelry and other personal items.

Liability

Liability

This will protect you financially if anyone suffers an injury or damage to their items while staying on your property.

Current Value

Current Value

This ensures you have coverage for the entire replacement value of your cottage. Consider an updated appraisal to double-check the property’s worth.

Boating Accidents

Boats, Kayaks & Other Gear

Add protection for your toys, devices and other water accessories that impact the guest’s rental experience.

Septic & Sump Pump

Septic & Sump Pump

Protection for your septic tank/ bed, sump pump and other sensitive plumbing should be included in your policy, in the event of a complication or loss.

Rental Coverage

Rental Coverage

Cottage insurance in Ontario covers property damage, bodily injury, and loss of income if you rent out your cottage for extra income.

Boat House & Other Buildings

Boat House & Other Buildings

Boat houses, bunkies and other bonus structures on the property should be protected with adequate coverage that will aid you in recovering loss or needing to rebuild following damage.

The Top 10 Most Common Cottage Claims in Ontario

If you’re a cottage resident, be mindful of these common hazards that may impact your vacation and your policy.

Water Damage

Water Damage

This is one of the most common types of claims for cottages. It can result from burst pipes, plumbing leaks, or water infiltration through the roof, walls, or foundation. Flooding from lakes or rivers can also cause extensive damage.

Fire Damage

Fire Damage

Cottages are often in wooded or remote areas, making them susceptible to wildfires or accidental fires from sources like faulty wiring, appliances, or fireplaces.

Theft and Vandalism

Theft and Vandalism

Cottages are sometimes left unoccupied for extended periods, making them targets for theft and vandalism. Stolen property and damage to the cottage can result in insurance claims.

Storm Damage

Storm Damage

Severe weather events, such as windstorms, hailstorms, and heavy snowfall, can cause damage to the cottage's roof, siding, windows, and other structures.

Falling Trees

Falling Trees

Trees in rural areas can be susceptible to falling due to storms, disease, or old age. When they fall on a cottage, they can cause significant damage.

Liability Claims

Liability Claims

If someone is injured while on your cottage property and you are found at fault, your cottage insurance in Ontario may cover medical expenses and legal costs.

Boating Accidents

Boating Accidents

If you have a boat or other watercraft at your cottage, accidents on the water can lead to liability claims or property damage claims.

Natural Disasters

Natural Disasters

In some regions, cottages may be susceptible to natural disasters like earthquakes or tornadoes, which can result in extensive damage and insurance claims.

Septic System Failures

Septic System Failures

Many cottages have septic systems, and if these systems fail, it can lead to expensive repairs and cleanup.

Animal Damage

Animal Damage

Wildlife such as rodents or birds can damage the cottage's structure or contents, leading to insurance claims. Therefore, it is extremely important to take out cottage insurance promptly.

Frequently asked questions

We have collected the most relevant questions and answers about cottage insurance in Ontario for you.
What is secondary cottage insurance?
Secondary cottage insurance is a comprehensive policy that provides year-round protection for your cottage, covering it in all seasons. This includes all-risk protection for your cottage, outbuildings, docks, and other structures, along with a guarantee to replace your contents in case of loss. For those looking into cottage insurance in Ontario, this is an essential policy to consider.
Is there rental cottage coverage?
Yes, you can obtain cottage insurance that includes rental coverage. This type of policy protects both personal use and the income-generating potential of your cottage for short-term rentals, such as through Airbnb.
What is seasonal cottage insurance?
Seasonal cottage insurance covers your cottage during the peak season, right up until you close it for winter. It includes replacement costs for buildings and contents, as well as protection against risks like fire, storm damage, theft, or vandalism. To get an accurate cottage insurance quote, especially in Ontario, it’s important to discuss your needs with a cottage insurance broker.
Is it possible to insure my cottage with a different insurance company than the one I use for my house?
Yes, it is possible to insure your cottage with a different company than your primary residence. While some insurers may require your home to be insured with them before covering a second property, this isn’t always the case. To tailor a policy that best suits your needs, it’s advisable to work closely with a cottage insurance broker.
What is builder’s risk cottage insurance?
Builder’s risk cottage insurance is designed to protect you during the construction or reconstruction of a cottage. It covers the project from the initial pouring of the foundation until the property is ready for occupancy. If you’re planning to build in Ontario, consulting a cottage insurance broker can help you secure the right coverage.
Can I bundle my cottage insurance with my home insurance?
Yes, bundling your cottage insurance with your home insurance can often result in discounts. Talk to one of our brokers to see how much you could save by bundling your policies.
Is my boat covered?
Your boat and other recreational watercraft typically require additional coverage beyond the standard cottage insurance. It’s important to discuss this with your broker to determine if your lakeside property qualifies for this extra protection. Duliban Insurance Brokers can assist you in securing the appropriate coverage for your watercraft, ensuring all aspects of your cottage insurance in Ontario are addressed.
What is the difference between home and cottage insurance?
Home insurance is designed for your primary residence, where you live year-round. Cottage insurance is tailored specifically for vacation properties that may be unoccupied for long periods, with coverage that reflects the unique risks associated with cottages.
Do I need insurance if my cottage is only used seasonally?
Absolutely. Even if you only use your cottage a few months of the year, it’s still at risk for damage, theft, and liability issues during the off-season. Seasonal cottage insurance provides coverage for these risks.
How do I contact your cottage insurance broker manager in Ontario?
Call us at +1 855-385-4226. The manager will answer all your questions and also tell you about the cottage insurance quote.

We work with 20+ top insurance companies

Gore Mutual Insurance
Hagerty
Trillium
Heartland Farm Mutual Insurance
Our Insurers
Pal Insurance Brokers
Coachman Insurance Company
April Insurance
Totten Group Insurance

Jevco
SGI Canada
Burns and Wilcox
Forward Insurance Managers
Chubb Canada
Echelon Insurance
Special Risk Insurance Managers
Chutter Underwriting Services
Travelers Canada
Dumfries mutual

Our Reviews

What you say matters to us

We are proud to have a 4.8 Google rating with honest reviews from over 600 client experiences.
Duliban Insurance Brokers
Excellent
4.8
Based on 1221 reviews
review us on
Very good experience working with Duliban Insurance Brokers. My communication began with Amy Brown, Senior producer. She has very efficient, professional approach. Her quote was the best one on the market. The process of finalizing the deal was fast and streamlined. Highly recommended.
Lisa at Duliban was fantastic in providing me with multiple quotes and supporting me through the process of switching insurance companies. Her knowledge saved me almost $1500/year!!!... She was friendly and kind, and her patience with me was appreciated as I took my time in getting all of my things together to be ready to sign. Thank you so much Lisa! Now I can go on a vacation with my savings!!!!
I had the pleasure of working with Lisa Brant. She was very helpful and took her time with me answering all of my questions and working to help me get the best rates.
Quick, friendly, and best pricing out of all the calls I made. Amy Brown was very helpful and made the process as easy and pleasant as possible.
I’m so happy with the service and attention from this people specially Amy. Thanks a lot for your help and patience.
Hilary Phelps best in the business!
They were very helpful in finding me insurance, thank you
I've dealt with Amy multiple times onboarding mutual clients and have had repeat good experiences over the past 3-4 years. Highly recommend!
Hilary Phelps has been excellent in regards to switching my current insurance provider and providing me the best rates for my current needs.
Hilary was fantastic and came up with options for a hard to insure person.
Lemisha was patient thorough to assist me with home and auto renewal. I also love Duliban's online portal. So handy. Thank you.
Lisa Brant has helped me along the way and shown great patience while I get my letter of experience from a previous broker.
I was shopping for car insurance and had a great and productive interaction with Warren ! He made the process smooth and efficient.Thank you Warren !
Very impressed with June. S at Duliban. She is professional, great at communication, and I received coverage I needed.
Amy brownExcellent service so glad got insurance here
After having issues with my last insurance provider, Alexandra (Alex) helped me so much with getting an auto and tenant insurance policy. She has been so responsive in any questions I've had, and if she didn't know she would get the answer and get back to me very quickly. I don't know what I would do without her for my insurance needs because not only Alex, but duliban has been great! Thanks!
Amy BrownGreat service I recommend everyone easy going. Got insurance within 2 hr or less
Great service! Bryana was able to help me secure a new auto insurance policy for a far better rate than what I was paying prior. Thank you!
Thank you for explaining the products in the policy.
Very friendly, helpful and efficient
My experience working with Lisa Brant has been absolutely fantastic. This was my first time working with an insurance broker and I am now wondering why I never considered one in the past. Lisa has helped me work through a complicated insurance-related situation that I was struggling with on my own; she was patient, informative and detailed in her communication, and easily accessible throughout the entire process. I would highly recommend her to anyone that I know and I will be thinking of her first for any of my future insurance needs. Thank you, Lisa.
Amy has been more than fantastic to deal with! Always very prompt in answering my questions. As a first timer with Duliban, this is great to see!Cheers Amy!
Holly was absolutely amazing to work with. She was so friendly and knowledgeable. Truly appreciate the time she took with me. She was able to greatly reduce my insurance costs while actually getting me better coverage. I would highly recommend Duliban.
I recently had the pleasure of working with Amy Brown for my auto insurance needs, and she exceeded all my expectations! From the moment I reached out, Amy was incredibly responsive. She called me back immediately and took the time to explain all the details of my options thoroughly.What impressed me most was her ability to help me choose a more affordable option that still met my needs. She was patient and answered all my emails quickly, ensuring I felt supported throughout the process. Additionally, her willingness to communicate via SMS made it even easier to stay in touch.If you're looking for someone who is knowledgeable, professional, and truly dedicated to helping you, Amy is the perfect person to work with. Thank you, Amy, for your outstanding service!
Wish I had never left!!! But I am back now and happy to be back. Great company to work with. June Sabo has gone above and beyond.
I just had the pleasure of doing business with Holly Moore at Duliban and switched insurance carriers. Holly was extremely helpful at finding the best possible options for me and I am now paying less than half of what I was paying to an insurer that I have been with since 2008. She was also very responsive and could be reached immediately to answer any questions. My current carrier on the other hand made me wait on the phone for over an hour to cancel my existing policy. Night and day difference. Highly recommend Duliban for responsiveness and cost-effectiveness.
Just finished working with June Sabo to renew Auto and home insurance. She was very knowledgeable, offering many options. She made the whole process easy. Thanks June
Hilary Phelps helped me find good insurance for 3 cars and 3 properties with a high level of professionalism, patience and knowledge. Her response time was always quick, both by phone and by email and she helped me find great rates. Super broker to work with!
Very professional, responsive, and easy to work with.
Dealing with Hilary was seamless. She provided excellent service with very competitive quotes tailored to our home and auto insurance needs.
I had an excellent customer service experience with Mallory Crossman at this office. She was very attentive to our Vehicle, Home and Bike insurance needs, and got us an excellent quote regarding those. She is very professional and knowledgeable, therefore I will be dealing with this office from now on
Warren was easy to talk to and was quick to answer any questions I had. Looking forward to dealing with him again in the future.
Worked with Amy Brown to get car insurance for our new vehicle. Cheapest quote we saw and faster, easier and friendlier than entering all my info in a million forms on line. Thanks, Amy.
I phoned Duliban Insurance after talking with Hilary and her finding a great rate on a renters policy. She did a great job!
Holly has been so helpful and attentive - very pleased with her level of service and attention to detail 🙂
The service was quick and very professional. Lisa Brandt is an excellent agent. I appreciate her promptness and timely reminders in rendering her service. Happy to be a Duliban family.
Reasonable rates, friendly staff. Hilary Phelps was extremely knowledgeable and easy to talk to. She was efficient, and thorough. Highly recommend.
Amy brown was the individual I dealt with at Duliban iinsuranc. Of all the online quotes she was the only lone to follow me up and arranged for my policy, she was very polite easy to talk to and knowleegablei highly recommend her for your insurance needs
Hilary is such a great worker, 10/10 would recommend!
When ur getting to old to know what u r doing it is great to know some people will take the time to explain over and over and then walk u through it all, thx so much Alex Reed .
One of the best insurance companies I’ve ever worked with I think. Hilary was incredibly helpful and saved me quite a bit of money for the year with my home & car insurance. Definelty would recommend!
Hilary is wonderful to work with and she is very knowledgeable ! She takes time to make sure you fully understand your insurance coverages and shes a delight to talk to. 10/10 would recommend Hilary for your insurance needs!
It was a quick and efficient process to get a quote for both Car and Home insurance.Amy Brown helped me find a policy for both that had better features and at a better price. Couldn't be happier.
I decided to shop around for a different insurance company as I was not happy with my existing provider after having been with them for over 20 years. From the moment I contacted Bryana Brunette at Duliban Insurance, I was very happy with the excellent customer service she provided. She maintained communication throughout the process and followed up with me by text, email and phone as required. Bryana was very knowledgeable, and always courteous and professional. I have now switched over my vehicle to Duliban Insurance, and I will be working on switching over other aspects of my portfolio in the coming months. I would highly recommend Bryana and Duliban for your insurance needs!
This was my first time using an insurance broker and they took all the work out of getting auto insurance. Alex made it easy to get a plan that worked for my needs and even ended up saving my money from my previous coverage. Alex was great at explaining each step and answered all my questions when I had them.
Great customer service ! Call Bryana for your insurance needs
Duliban insurance was very helpful during the time we were looking for a new auto insurance. June Sabo made it sure that she gives us all the necessary information from the quote to the CAA Membership process and even provided alternative ways when the CAA website was encountering troubles. Thank you Duliban and shout out to June Sabo. 😀
First time car buyer as well as first time on my own insurance. Hilary was so much help with finding the most affordable option that fit my needs. It was such a smooth process that I appreciated so much, like a weight off my shoulders. I sent my information and she sent me the options!! I could never thank her enough.
Bryanna from Duliban Insurance guided me through the process in a timely manner with a good rate highly recommend
Just spent some time with Meaghan Crossman reviewing my house policy. She was attentive, polite and responsive to my concerns. Excellent experience. Duliban Insurance has been looking after my personal and business insurance for 8 years now. I am thankful for their hard work.
Holly Moore was very helpful with getting me an insurance quote and finding me a provider. Thanks
I had the pleasure of working with Holly Moore. Not only was she incredibly professional, Holly was very quick to help find the best coverage options for our Automotive Insurance that met our needs and price point. Thank you Holly for all of your help!! Highly recommended!
Brianna Lymburner provided absolutely wonderful customer service while helping us update our home and auto policy. My mother-in-law recommended her to us, and I couldn’t be more grateful. Brianna explained everything so clearly, making sure we fully understood our policy and addressing concerns that hadn’t been met previously. She’s truly a breath of fresh air—professional, kind, and incredibly helpful. I’m so relieved to be solely dealing with her now at Duliban Insurance. Thank you, Brianna, for making this process so seamless and pleasant! Highly recommend her to anyone in need of exceptional service.
Everything was done quick and easy and Mallory the broker who helped me was fantastic
I contacted Duliban and had the pleasure to get quotes from Lisa Brant. Lisa provided me many different quotes as I was deciding in which vehcile I wanted to buy, she helped me through the process and I'm very thankful to Lisa.
Great customer service and flexibility to speak with me
A friend told me about CAA On how the car Insurance was so cheap. I end up calling CAA, but got a broker. Lisa was on the other end of the phone call and helped me step-by-step. She was extremely patient and super kind. She answered all my questions with no judgement and best of all she gave me the cheapest car insurance that I have ever had thank you so much Lisa for your quick and professional advice. I would definitely recommend Lisa to guide you through.
Mallory was very quick with quotes and information required for changing insurance company . Also quote was way less then original company.
Yvonne Hudson has been very helpful in addressing our questions. And she follows up promptly.
Hilary Phelps at Duliban insurance was great to deal with. Very friendly and knowledgeable. Stayed in touch every step of the way. Thank you Hilary
Bryana and Alex both helped us set up home insurance and were so helpful! Bryana got us started with quotes and answering all my questions as a first-time home buyer. She was quick with following through to help us stick to our quick closing timeline. We really appreciate her help!
Amy brown was a great help with my car insurance. She was the only broker to follow up, on my online request for a quote.she is easy to talk and answers all of your questions I highly recommend her for all your insurance needs
Bryana was very helpful, knowledgeable and provided excellent customer service from start to finish
I chose Duliban Insurance not because the price was the best although it was by $20 a month but because Hilary was the ONLY insurance agent to suggest something to potentially lower my insurance in the near future. She has been great to deal with and very informative. I highly recommend her!
Amy was able to give me a great deal, first insurance company that I have talked to that actually cares about their customers
Bryanna, my broker at Duliban made the process smooth and easy. Thank you!
Alex was very polite,knowledgeable, and listened to my requests. Did what she said she would and in the time she promised. I would highly recommend Alex as your agent.
Warren Drake was awesome to work with and helped me get a good auto insurance for a nice price. Thanks!
Great personal service that is impossible to find anywhere else in the insurance industry today.
Alex was very informative and easy to talk to about my auto insurance. She explained all my questions and helped me find a good price.
Great service provided by Hilary Phelps, being responsive and providing the best coverage possible at a fair price.
We got very great professional service from Alex.
Great customer service, Lisa is very friendly and got back to us right away with a quote.
Bryana was so kind and took the time to explain everything and help us through finding the best coverage for us. She answered all questions and made sure everything made sense to me and making the process enjoyable!
This was my first time getting insurance solo and Lisa made the experience so easy and efficient! She planned for present and future insurance claims and saved me from calling a bunch of places to compare quotes! Highly recommend 🙂
Thanks to Duliban and most especially thanks to Brianna who helped me with my account and add another vehicle to my plan!
Purchased Auto and home insurance from Duliban. Amy Brown helped me through out the process and she was so patient and kind to answer all my questions and got me a very good price. Saved me a lot of $$$ than my previous insurance which was ripping me off every month.Thanks Amy
I personally have had a very positive experience with Duliban insurance brokers, Mallory put serious effort comparing different companies with different coverages, she helped me through everything. And on the other side she was tolerant person. My general experience with them so far very much professional 👏 👌
Very quick response and helpful responses
Alexandra was fantastic! Extremely friendly and knowledgeable. Was able to get a great quote and save us a significant amount of money every month for better coverage then we currently have. Really glad we called! Thank Alexandra for all of your help.
I gave Lisa an impossible deadline to provide me with a quote and respond to my questions and she made it happen. She was terrific and I am happy to be a new customer!
Excellent experience dealing with June Sabo!
Excellent service. I'm Enjoying working with Duliban.
Amy was friendly and knowagable about my insurance needs and was able to answer all my question regarding coverage for my cars and home insurance. High marks.
Excellent company to deal with, Hillary is always super helpful, and gets things done quick.
Hilary was great to work with. She made everything very easy for us
Excellent service. Quick responses to my enquiries. Amy Brown is excellent. I would recommend her and the company to anyone who is looking for insurance
From start to finish Lisa was on top of things. She is also polite and very helpful.I would love to deal with her again.Bikar Gill
Brianna Lymburner is the best.. my husband and I have both dealt with her and absolutely love how clearly she explains things to us. We appreciate how she makes us feel looked after in a small town way when that feeling is sadly lost in this world. We have been customers of this insurance company for a long time and we recognize the gem that she is. Thank you Brianna for holding us..Clyde and Stacey Dumoulin
Amazing service, rates and broker!!!!!Warren was amazing!
Warren Drake was very helpful and gave me the best customer service and attention. I highly recommend Duliban Insurance brokers and Warren Drake to help you get the best rates you can find. Truly a great experience.
Alex has been very patient and helpful in clarifying the options of my home and auto insurance.
Mallory C. has been a lot of help and quick with communication and advice. Thank you for tall the help
I worked with Hilary Phelps and she was wonderful, and super helpful. She helped me look through all my options and lead me to the best one for me, and was also super friendly and kind the whole way through!
My friend referred me here and Mallory quickly got me an awesome insurance quote 👍👍👍
Co operated and totally efficient. someone who facilitates the people they are serving. Have we turned a corner I hope so... have a blessed New Year.
I had to change my insurance company and Lisa Brant was extremely helpful and patient to assist and help. I’m such attitude will be the same during our further cooperation👍🤝
I had an amazing experience, Lisa helped me get the cheapest quote without the constant back and forth and headache. I will be recommending everyone to her.
Mallory was prompt with replies and helpful throughout my auto insurance application process.
Worked on both our home and car insurance with Alex S. and she was INCREDIBLE. Very responsive, went above and beyond, and so patient. Explained everything thoroughly.
I had the pleasure of speaking with Alex on Saturday. She was knowledgeable, patient, and kind. So friendly and helpful I will be referring all of my friends and family to her for their insurance needs. Thank you so much Alex!!
Love Jane she is extremely helpful and always goes out of her way to get you the best rates.
Lisa from Duliban Insurance Brokers is an amazing broker she did the unbelievable job too get a great price on insurance and get it so fast thanks again Lisa
I would definitely recommend Dubilan to anyone looking for insurance brokers. I had the pleasure of working with Warren Drake, he was very quick and responsive through the whole process.
Lisa Brant was amazing. It was quick and clear.
Alex was amazing! She was able to walk me through the process and even helped me find details about my home that I didn’t know. She was so pleasant and patient while I worked through my details.
Big thanks to Hilary Phelps for continued support and encouragement 🙏🏻🙏🏻🙏🏻🙏🏻
Lisa Brant is excellent. Superb patience, effort and attention to detail.
During the process of replacing our vehicle with a new vehicle I was able to speak with Brianna Lymburner. She was able to answer all my questions and provide me with information in a very timely manner. She made the process easy and stressless. Thank you Brianna. I will be in touch with you without hesitation if the need arises. A great experience dealing with you. Thank you!
Had a referral from my sister to get an insurance quote from Trevor Greenizan. My rates had increased substantially from last year and I wanted to shop around. So glad I contacted Trevor. He is knowledgable and professional . Was able to give me a great rate for all our insurance needs. I have already recommended him to my family and friends.
Very happy with the experience getting signed up with Duliban Insurance Brokers and thank you very much to Alexandra Shortridge for making it an easy process!!!
Attended the Welland location and was served by Senior Producer TODD MINOR in a very professional way. He provided information I was not aware to even ask, and with much attention to detail. A pleasant experience feeling my business is in capable hands. Thank you for your assistance.
Great customer service! My Rep Lisa is a great help, they were able to lower my rate significantly
Hillary is a great person to help you thanks for the great experience
I was quite impressed with the experience and the insurance rates quoted. Bryana was very accommodating. Would definitely recommend.
I met with Lisa Brant to discuss auto insurance. She was extremely helpful and informative about combining my auto and home insurance, which I did. Very happy to be saving money. Lisa made the whole process painless!! Thank you, Lisa
Highly professional and full of knowledge the one and only “ Warren “ . 👍👍
Warren Drake, Thank you so much for your help. Your knowledge and expertise made the process smooth and easy to understand. It was very comforting that you know exactly what was my need with all the details you mentioned you save me a lot of money so thank you so much for your help.
Bryana was very supportive and professional during the process of getting a tenant policy for the very first time.
Great experience- I worked with Lisa sorting out insurance coverage for my first car. She went above and beyond to ensure I was quoted with an accurate and reasonable price. Initial quote was quite large but Lisa took her time and effort to find an affordable price. Couldn’t be happier with the experience I had with Lisa at Duliban, I highly recommend their services and if you have the pleasure of working with Lisa I’m confident you will be offered something you are looking for.
Bryanna at Duliban is amazing. She is patient, kind, responsive, and overall very genuine. I’ve been with Duliban for over two years now, they have assisted me in every way possible and have always been easy to work with. I would recommend them to anyone and I’m very grateful to have a team like this to help me with my insurance needs.
Warren was so helpful setting me up with car insurance. He made the entire experience quick and stress free. Thank you for your patience and all of your help!
After an unfortunate incident, I purchased a new vehicle. My previous insurance company quoted me an astronomically high rate.After being referred to June Sabbo, and Duliban Insurance by a family member, June had not only found me a much more reasonable rate, but also took the time to review and explain all the different options.At the end of it all, I ended up with better / more insurance coverage than I had with my previous company for the same rate as I was paying on a 5 year old vehicle.Highly reccomend June, and Duliban Insurance
Lisa was great, I’m very happy with her customer service and I got to use my EV discount. Will definitely use her again and I want to move over all my other Insurance over come time for renewal.
One of the most satisfying experiences I have in a long time. Hilary was very knowledgeable and professional. Hilary was able to address all my needs and followed up with me to make sure everything was done correctly and to my satisfaction. A job well done Thank you.Robert cockell
I had the pleasure of working with Brandan Ermacora. Professional, considerate and very helpful!
June was an absolute pleasure to work with. Her kindness, respect and professionalism was greatly appreciated. Thank you for showing me that exceptional customer service is very much alive at Duliban Insurance Brokers.
Brandon is great to talk to and goes out of the way to seek information. Thank you Brandon
Excellent help is what I got, thank yous!!!
Super friendly, very quick responses on questions and extremely adaptable with my busy schedule. I 100% recommend!
I recently moved my personal car insurance from my previous broker to Duliban Insurance Brokers. Hilary Phelps made this transition seamless. Very informative and quick acting. Thank you Hillary and Duliban for your exceptional service.
Absolutely wonderful service. Amy made signing a new marine policy an awesome experience and exceeded all expectations!!John
I recently bought home and auto insurance through Duliban insurance. My agent was Hilary Phelps. I received excellent customer service with Hilary providing several options prior to purchase. I would recommend Duliban Insurance as a company to do business with.
How fast and clear she was, absolutely amazed me she is so professional and responds in such a timely manner. I am so happy to become a new client and can't wait to continue!
I recently had the pleasure of working with Amy Brown, Senior Producer at Duliban Insurance Brokers, and I couldn’t be more impressed! Amy’s professionalism, dedication, and expertise truly set her apart. She went above and beyond to find the best insurance solution tailored to my needs, explaining every detail clearly and making the entire process seamless and stress-free.Amy’s exceptional communication skills and genuine care for her clients make her an invaluable asset to Duliban Insurance. I highly recommend Amy and the team at Duliban Insurance Brokers to anyone looking for personalized and reliable service. Thank you, Amy, for your outstanding support—I’m a customer for life!
Amy at Duliban is a great broker and is willing to go beyond expectations to help you find the best price for insurance. Thank you Amy.
The Quality of service and great work provided found me much better deal on my insurance. Last my a big shout out to Amy Brown for being an amazing broker 🙂
Bryana was amazing to help me find a insurer in such a short time and hopefully the best price, I definitely do recommend Duliban to all my family and friends.Thank youAngela
Efficient and professional, thank you for the great and friendly service!
An exhausting and terrible accident and claim and Brandon came to my rescue. He is prompt and thorough and I'm super thrilled with his attention to detail.
I enjoyed meeting with you I felt very comfortable and I wasn't nervous. You were very helpful.
Despite my poor hearing and speaking of English, She was very patient and kind enough to slow down and break it down for me. I really appreciate it.
Was a pleasure working with Todd. He was very knowledgeable and thorough every step of the way. Any questions or concerns I had he answered promptly and made sure I understood the policy.
Hilary was amazing to work with: she was responsive, quick and thought outside the box. She has been the best insurance broker we have had. We highly recommend her!
A great price, very knowledgeable, and excellent and efficient service.
Alex was thoroughly engaging, concise and quick as we needed coverage within a specified time frame. No hesitations in recommendations for her and the company as a whole.
Hilary Phelps was absolutely wonderful to work with and very helpful setting up my policy
June was a wonderful help assessing what I needed and gave me a great price. She made the whole process painless and very quick!
I have filled out quote for car insurance and next day Alex were contacted me. She found the best option for me in a compliance with my requirements. She get paperwork done very fast so next day I have signed them. Also Alex offered me help with cancellation mine current policy so everything run smooth and fast. I’m so thankful to Alex for her patient and professionalism.
Amy did a great job of finding me affordable insurance in a quick time period. Fantastic job!
Very friendly service. Thank you!
Amazing experience with Duliban and Warren!! Warren Drake is so knowledgeable and friendly, his expertise helped me secure insurance that was right for me! His promptness and attention to detail is so appreciated! Highly recommend!!
Alex was friendly, knowledgeable and efficient. She was able to secure insurance that we were happy with while still saving money!!
Amy Brown is very helpful and we had some questions that she dealt with straight away. Experience was top notch, excellent service... Thank you Amy!
Very friendly very helpful
Very professional and helpful. Provided a quote the same day. Thanks
Amy at Duliban Insurance Brokers was very helpful and I highly recommend people to reach out to her for a quote before paying their renewal. You will be amazed at what they can do for you. Thank you
Amazing friendly service Amy was great to work with and got me set up quickly thank you very much for all your help!
In Oct'24, I engaged Amy Brown at Duliban Insurance Brokers to seek insurance renewal for my house in Niagara Falls, ON and she provided a prompt and excellent service, and I finalized the insurance with Intact at a much competitive rate than my current insurance broker and insurance company in Toronto.The online portal of Duliban Insurance Brokers makes it easy to manage the Policy.
Hillary has been extremely helpful getting us set up with insurance after a nightmare experience with Allstate.
I contacted Bryana about a quote for our home and trailer insurance. She was quick and very thorough with us getting us the correct quote we needed. She saved us a pile of money and was very professional. Thank you so much Bryana for your attention to detail and for putting money back in our pockets. I will definitely be encouraging others to contact you!
Bryana Brunette was so helpful getting my car insurance up and going today. I needed it done for today before my day shift in the morning. She was busy with other clients but made sure she took care of everything and sent the proper documents and instructions for me to get things done on my end. Thank you for your professional and understanding to the importance of it being finalized for me today. Thank so much Bryana
Great customer service
Amy at Duliban Insurance has been absolutely wonderful. After my old insurance broker did me wrong, Amy ensured I got the best rate possible and was super patient with me when gathering all my information. Great experience !
My daughter recommended Duliban insurance brokers to me as I was looking for home and auto coverage, Hilary Phelps from Duliban was very helpful and professional, would definitely recommend to friends and family.Thank you Hilary
When I first called Duliban I had to cancel due to a family issue..Warren Drake was very understanding..about 2 weeks later I called him to see if we could arrange to get a car and house quote.Warren was fast efficient and his positive suggestions made my decision to allot easier to make.Thankyou Warren for taking the time to explain everything.Paula L Potter
June made the process very easy. I would recommend a call to her for your insurance needs.
Great service, efficient and friendly!
I dealt with Amy for my home and auto insurance. She was super helpful and a pleasure to deal with. She helped me get a very reasonable rate and the communication throughout the entire process was great. Very happy with my decision to contact Duliban.
She found us the best rates,She was kind and very helpful! We would recommend Amy !
Received excellent service from Amy Brown in setting up auto insurance - thank you!
A friend referred Duliban to me when I was looking for auto insurance. I had a wonderful experience working with Bryana…she was so pleasant and knowledgeable during our interaction. From the moment I called, I was greeted with happy sounding people…people who obviously enjoy their role with customer service. Thank you again and I will highly recommend your services.
Hilary was great! Quick easy and efficient!
Amy was absolutely great. Made things fast and convenient for me so I could get everything I needed done in 1 day
The people that work in this office in Beamsville are incredible. They helped us navigate a claim and were kind and compassionate while we were distressed. Sheri you are awesome!!
Looking for a face to face quote for both house and auto insurance and dropped in to Duliban insurance on King St in Welland. I was quickly introduced to Amy Brown and we went to her office. Amy was very knowledgeable and professional in providing the information that I was looking for. There was one piece of information that I did not have and she could not retrieve electronically. She promised to get the information and send to me electronically which she did. My follow up questions were responded to quickly. Of the quotes I obtained Duliban were the best. I will be purchasing my insurance with Duliban. Amy has also informed me of their on line portal which will provide me quick access to my insurance need needs such aa online filing of a claim should the need arise.I would not hesitate to recommend Duliban Insurance agency and the services of Amy Brown for your insurance needs.
Hello Friends and fellow insurance seekers. I am here to tell you that you will be making THE choice that you are looking for in an insurance company. As a new customer with DULIBAN, I have the pleasure of understanding all I need to know about how to be safe on the road, with Duliban’s wonderful agent JUNE SABO. She helped me with all my questions before I even needed to ask them And More! June is the type of person who lets you feel you have made the right choice and know you joined a friendly family who cares about their customers. Very fair rates. Easy conversation. And always there when you need help. Thank you JUNE, and all the team at Duliban for getting me out on the road safely. Brad Beachin, St. Catharine’s, Ontario, Canada.
Maria was professional and knows her stuff.I am completely satisfied and would recommend her to my friends and relatives.But I think you need to change your phone answering system as well as the VOIP . Not up to Industry Standards.
Worked with Duliban to get the best and most affordable home insurance policy. Amy was great to work with and made it a quick and easy process to lock in our new home insurance!
I and my wife have been clients of Todd Minor for more than 15 years. We now have Maria Alvarez filling Todd's shoes We wanted to say that although we miss Todd Maria has done an excellent job in looking after both our auto and home insurance needs. Thank you for going the extra mile for us Maria
I had a good experienceThanks for your helpHenry
Amy Brown was very helpful and advised me about my insurance needs. I started two policies with the company.. one for my dwelling and the second for my sailboat. I have two automobiles that will require new policies when the existing ones expire.
Bryana was very helpful and well informed in helping me find a policy that was suitable for me. She is very professional and I would highly recommend her.
Hilary made getting affordable car insurance quick and easy, I would highly recommend her to anyone in the market for any insurance.
June was very thorough. Spent a lot of time with me going over different options of different policies and did not rush through any of it at all. We are incredibly happy with the customer service and the rates that we were given.Thanks June!
Hillary has been extremely helpful. In my eyes she has gone above and beyond to help me obtain the cheapest possible insurance that I could find. Look forward to being able to work with her in the coming time that I am a client just pick number one two
Hilary was great to work with. She helped set my husband and i up with home and auto insurance. Highly recommend.
Always enjoy working with Duliban, been using them since my first car. Todd just helped me out with insuring my bootcamp business and the process went well with consistent communication. Thanks, again team!
I thank Maria A. for all her time reviewing our policy and finding the best possible rates for us. She was a pleasure to work with.
Really helpful and insightful when obtaining insurance
Warren, my Duliban Insurance representative, was extremely helpful, thoughtful and diligent. Thoroughly making sure I was happy with insurance that totally fits my needs. Thanks so much!
Amy Brown was a big help in myself making decision to switch to Duliban Ins. Brokers....
I will give positive feedback on the competitive rates that were provided by this insurance brokerage, however, I've never had such poor quality customer service and the only reason I have renewed with them this year is because I didn't have enough time to quote with anyone else. I won't be in this position next year.I just received a call from Jason (business owner), we had a very constructive conversation and I feel satisfied that business will run more smoothly moving forward. I sincerely appreciate his time and attention to the matter.
June Sabo, at Duliban Insurance Brokers, handled my house insurance flawlessly. She asked all the right questions and was well versed in the intricacies of insuring an older home. It's so important to have the proper coverage and June quickly and effectively fulfilled all of my insurance requirements. Plus, she was lovely and friendly.
Very prompt service. Pleasant to talk to. Looking forward to dealing with Duliban Insurance.
My many years with Todd Minor and company (Duliban Insurance Brokers) have been nothing but excellent. I have always felt supported in any request. Any situation or question has always been handled effectively and dealt with as a good question. I have always received information that was important to know but I may not have asked about it. They value you as a customer and share their expertise so that you can make the best possible choice.This company and it's people that make it work are highly recommended. It is a healthy and balanced blend of personal contact and electronic access.
js_loader
Get a quote today

Get a quote today

Working with a broker guarantees your access to the best available insurance with the added benefit of personalized support. See for yourself and get a quote now.    

Read our blogs

Hear what’s trending in insurance

Our blog is packed with the tips and tricks you want to read, and deserve to know.

Life Insurance Essentials for Primary Caregivers

As a primary caregiver, you’re the cornerstone of your family. You provide emotional, physical, and often financial support to your

Understanding the Tax Advantages of Offering Group Benefits

For Canadian employers, offering group benefits isn’t just about supporting your employees—it’s also a smart, tax-efficient way to invest in

5 Reasons Why Recent Grads Should Consider Life Insurance

Graduating from college or university is an exciting milestone—you’re stepping into the world of independence, starting your career, and building

Pre-Existing Conditions? Here's What to Look for in a Travel Policy

Traveling with a pre-existing condition doesn’t have to be stressful—especially when you have the right travel insurance. Whether you’re managing

5 Things to Consider When It Comes to Your Group Coverage at Work

Group coverage is one of the most valuable perks many employers offer. From health and dental care to disability and

Why Annual Travel Insurance Is a Game-Changer for Frequent Flyers

For frequent flyers, the hassle of purchasing travel insurance for each trip can feel like an unnecessary chore. Whether you’re

Duliban Insurance Brokers in Ontario

About Us

History

Locations

Meet The Team

Resources

Our Insurers

Claims

Referral Program

Blog

Join The Team

Careers

Contact

Auto

Classic Car 

Electric Vehicle

High Risk 

Motocycle

Ride Sharing & Uber

Home

Condo

Airbnb

Cottage

Landlord

Tenant

Business

Small Business

Commercial Auto

Commercial Property

Contractor

Cyber

Liability

Farm

Recreation

RV

ATV & UTV

Slingshot

Snowmobile

Boat

Tractor Protect

Mich Stars

We have a 4.8 rating from over 600 reviews