Search

Cottage Insurance in Ontario

The insurance you need, to protect the investment you love. This one-of-a-kind program guarantees your peace of mind with comprehensive coverages that secure your vacation home, year-round.

Cottage insurance

Comprehensive Cottage Insurance in Ontario

When it comes to protecting your cherished retreat, Duliban Insurance Brokers offers exclusive cottage insurance solutions specifically tailored for Ontario residents. We understand that your cottage is more than just a property – it’s a place where memories are made and cherished. That’s why we’re committed to providing you with top-tier coverage that meets your unique needs, ensuring peace of mind whether you’re at the cottage or away.

Why is Cottage Insurance Essential?

Owning a cottage is a dream come true for many, but it also comes with its own set of risks. From natural disasters like floods and fires to unexpected damages and liabilities, there are many potential threats to your summer haven. Cottage insurance in Ontario is designed to cover these risks, providing you with the protection you need to enjoy your retreat without worry. Here’s why cottage insurance is essential:

  • Protection against natural disasters. Ontario’s diverse weather patterns can be unpredictable. Our cottage insurance covers damages from storms, floods, fires, and other natural disasters, ensuring that your property is protected year-round.
  • Coverage for vandalism and theft. Cottages are often left vacant for extended periods, making them susceptible to vandalism and theft. Our policies include coverage for these risks, so you’re not left to bear the burden alone.
  • Liability coverage. Unexpected incidents can occur, and if someone gets injured on your property, you may be held responsible. Our cottage insurance includes liability coverage to protect you from legal costs and claims.
  • Coverage for detached structures. Many cottages have additional structures like boathouses, sheds, or guest cabins. We provide coverage for these as well, ensuring your entire property is protected.

Tailored Coverage for Every Cottage Owner

At Duliban Insurance Brokers, we understand that every cottage is unique, and so are your insurance needs. Whether you own a seasonal property, a year-round retreat, or rent out your cottage, we have the perfect cottage insurance plan for you. Our policies can be customized to include:

  • Seasonal cottage insurance. Ideal for those who only use their cottage during the warmer months. This type of insurance provides coverage for the specific risks associated with seasonal properties, such as winter damage when the cottage is closed up.
  • Year-round cottage insurance. If your cottage is a four-season getaway, you’ll need coverage that reflects the increased risk of damage during winter months. This plan includes comprehensive coverage for your property throughout the year.
  • Rented cottage insurance. Renting out your cottage can be a great way to generate income, but it also increases your risk. Our rented cottage insurance offers protection for rental-related risks, including damage caused by tenants, and additional liability coverage.

Duliban Insurance Brokers Advantages

Choosing Duliban Insurance Brokers for your cottage insurance needs means more than just obtaining coverage; it means partnering with a team that understands the unique challenges and joys of owning a cottage in Ontario. Here’s what sets us apart:

  • Expertise in Ontario’s cottage market. With years of experience in the local market, we understand the specific risks and needs associated with cottage ownership in Ontario. Our team is well-versed in the regulations and challenges that cottage owners face, ensuring you get the best possible advice and coverage.
  • Personalized service. As your dedicated cottage insurance broker, we take the time to understand your needs and tailor our solutions accordingly. We’re committed to providing exceptional customer service, with a focus on building lasting relationships with our clients.
  • Competitive quotes. We work with a wide range of insurance providers to offer you the most competitive cottage insurance quote possible. Our goal is to find you the best coverage at the best price, without compromising on quality.
  • Claims assistance. If you need to file a claim, our team is ready to assist you every step of the way. We understand that dealing with a loss can be stressful, so we aim to make the claims process as smooth and straightforward as possible.

What Does Cottage Insurance Cover?

Understanding what your cottage insurance policy covers is crucial to ensuring you have the right protection. Here are some of the common coverages included in our cottage insurance plans:

  • Property coverage. This covers the physical structure of your cottage, including walls, roof, and foundation. It also includes coverage for attached structures like decks and porches. Should your cottage be damaged by a covered peril, such as fire or windstorm, your policy will help cover the repair or rebuild costs.
  • Contents coverage. Your cottage likely contains valuable personal belongings, from furniture to electronics. Contents coverage ensures that these items are protected against risks like theft, fire, and water damage. This coverage can be extended to include items stored in detached structures on your property.
  • Detached structure coverage. This coverage extends to other buildings on your property, such as sheds, boathouses, and guest cabins. These structures are also vulnerable to damage and theft, and detached structures coverage ensures they are protected.
  • Additional living expenses. If your cottage becomes uninhabitable due to a covered loss, you may need to find temporary accommodations. Additional living expenses coverage helps cover the cost of these accommodations, so you can focus on rebuilding your cottage without financial strain.
  • Liability coverage. As mentioned earlier, liability coverage is crucial in protecting you from legal costs if someone is injured on your property. This coverage also extends to incidents involving your boat or other recreational equipment associated with your cottage.
  • Water damage coverage. Water damage is one of the most common risks for cottages, especially those located near lakes or rivers. This coverage protects against damage from sudden and accidental water leaks, sewer backups, and other water-related issues.

Choosing the Right Cottage Insurance Broker in Ontario

Selecting the right cottage insurance broker is just as important as choosing the right policy. Here’s why Duliban Insurance Brokers should be your top choice:

  • Local expertise. Our deep understanding of the Ontario cottage market means we can offer you insights and advice that other brokers may not.
  • Customer-centric approach. We prioritize your needs and concerns, ensuring that you receive personalized service and the best possible insurance solutions.
  • Wide range of providers. We work with multiple insurance companies, giving us the flexibility to find the best policy for your specific situation.

Ready to Protect Your Cottage?

Your cottage is a valuable asset and a place where memories are made. Don’t leave it unprotected. Contact Duliban Insurance Brokers today to get a personalized cottage insurance quote and ensure your retreat is safe and secure. With our expertise, comprehensive coverage options, and commitment to customer satisfaction, you can enjoy your time at the cottage with complete peace of mind.
Car insurance in Ontario

Coverages

Here are some coverages to consider when shopping for the right policy

The Building

The Building

With this coverage, the building, garage and other detached structures on the property (if applicable) are protected in the event of damage or loss.

Your Belongings

Your Belongings

This coverage applies to everything inside your cottage, including electronics, furniture, clothing, artwork, jewelry and other personal items.

Liability

Liability

This will protect you financially if anyone suffers an injury or damage to their items while staying on your property.

Current Value

Current Value

This ensures you have coverage for the entire replacement value of your cottage. Consider an updated appraisal to double-check the property’s worth.

Boating Accidents

Boats, Kayaks & Other Gear

Add protection for your toys, devices and other water accessories that impact the guest’s rental experience.

Septic & Sump Pump

Septic & Sump Pump

Protection for your septic tank/ bed, sump pump and other sensitive plumbing should be included in your policy, in the event of a complication or loss.

Rental Coverage

Rental Coverage

Cottage insurance in Ontario covers property damage, bodily injury, and loss of income if you rent out your cottage for extra income.

Boat House & Other Buildings

Boat House & Other Buildings

Boat houses, bunkies and other bonus structures on the property should be protected with adequate coverage that will aid you in recovering loss or needing to rebuild following damage.

The Top 10 Most Common Cottage Claims in Ontario

If you’re a cottage resident, be mindful of these common hazards that may impact your vacation and your policy.

Water Damage

Water Damage

This is one of the most common types of claims for cottages. It can result from burst pipes, plumbing leaks, or water infiltration through the roof, walls, or foundation. Flooding from lakes or rivers can also cause extensive damage.

Fire Damage

Fire Damage

Cottages are often in wooded or remote areas, making them susceptible to wildfires or accidental fires from sources like faulty wiring, appliances, or fireplaces.

Theft and Vandalism

Theft and Vandalism

Cottages are sometimes left unoccupied for extended periods, making them targets for theft and vandalism. Stolen property and damage to the cottage can result in insurance claims.

Storm Damage

Storm Damage

Severe weather events, such as windstorms, hailstorms, and heavy snowfall, can cause damage to the cottage's roof, siding, windows, and other structures.

Falling Trees

Falling Trees

Trees in rural areas can be susceptible to falling due to storms, disease, or old age. When they fall on a cottage, they can cause significant damage.

Liability Claims

Liability Claims

If someone is injured while on your cottage property and you are found at fault, your cottage insurance in Ontario may cover medical expenses and legal costs.

Boating Accidents

Boating Accidents

If you have a boat or other watercraft at your cottage, accidents on the water can lead to liability claims or property damage claims.

Natural Disasters

Natural Disasters

In some regions, cottages may be susceptible to natural disasters like earthquakes or tornadoes, which can result in extensive damage and insurance claims.

Septic System Failures

Septic System Failures

Many cottages have septic systems, and if these systems fail, it can lead to expensive repairs and cleanup.

Animal Damage

Animal Damage

Wildlife such as rodents or birds can damage the cottage's structure or contents, leading to insurance claims. Therefore, it is extremely important to take out cottage insurance promptly.

Frequently asked questions

We have collected the most relevant questions and answers about cottage insurance in Ontario for you.
What is secondary cottage insurance?
Secondary cottage insurance is a comprehensive policy that provides year-round protection for your cottage, covering it in all seasons. This includes all-risk protection for your cottage, outbuildings, docks, and other structures, along with a guarantee to replace your contents in case of loss. For those looking into cottage insurance in Ontario, this is an essential policy to consider.
Is there rental cottage coverage?
Yes, you can obtain cottage insurance that includes rental coverage. This type of policy protects both personal use and the income-generating potential of your cottage for short-term rentals, such as through Airbnb.
What is seasonal cottage insurance?
Seasonal cottage insurance covers your cottage during the peak season, right up until you close it for winter. It includes replacement costs for buildings and contents, as well as protection against risks like fire, storm damage, theft, or vandalism. To get an accurate cottage insurance quote, especially in Ontario, it’s important to discuss your needs with a cottage insurance broker.
Is it possible to insure my cottage with a different insurance company than the one I use for my house?
Yes, it is possible to insure your cottage with a different company than your primary residence. While some insurers may require your home to be insured with them before covering a second property, this isn’t always the case. To tailor a policy that best suits your needs, it’s advisable to work closely with a cottage insurance broker.
What is builder’s risk cottage insurance?
Builder’s risk cottage insurance is designed to protect you during the construction or reconstruction of a cottage. It covers the project from the initial pouring of the foundation until the property is ready for occupancy. If you’re planning to build in Ontario, consulting a cottage insurance broker can help you secure the right coverage.
Can I bundle my cottage insurance with my home insurance?
Yes, bundling your cottage insurance with your home insurance can often result in discounts. Talk to one of our brokers to see how much you could save by bundling your policies.
Is my boat covered?
Your boat and other recreational watercraft typically require additional coverage beyond the standard cottage insurance. It’s important to discuss this with your broker to determine if your lakeside property qualifies for this extra protection. Duliban Insurance Brokers can assist you in securing the appropriate coverage for your watercraft, ensuring all aspects of your cottage insurance in Ontario are addressed.
What is the difference between home and cottage insurance?
Home insurance is designed for your primary residence, where you live year-round. Cottage insurance is tailored specifically for vacation properties that may be unoccupied for long periods, with coverage that reflects the unique risks associated with cottages.
Do I need insurance if my cottage is only used seasonally?
Absolutely. Even if you only use your cottage a few months of the year, it’s still at risk for damage, theft, and liability issues during the off-season. Seasonal cottage insurance provides coverage for these risks.
How do I contact your cottage insurance broker manager in Ontario?
Call us at +1 855-385-4226. The manager will answer all your questions and also tell you about the cottage insurance quote.

We work with 20+ top insurance companies

Gore Mutual Insurance
Hagerty
Trillium
Heartland Farm Mutual Insurance
Our Insurers
Pal Insurance Brokers
Coachman Insurance Company
April Insurance
Totten Group Insurance

Jevco
SGI Canada
Burns and Wilcox
Forward Insurance Managers
Chubb Canada
Echelon Insurance
Special Risk Insurance Managers
Chutter Underwriting Services
Travelers Canada
Dumfries mutual

Our Reviews

What you say matters to us

We are proud to have a 4.8 Google rating with honest reviews from over 600 client experiences.
Duliban Insurance Brokers
Excellent
4.8
Based on 1073 reviews
review us on
Brandon is great to talk to and goes out of the way to seek information. Thank you Brandon
Excellent help is what I got, thank yous!!!
Super friendly, very quick responses on questions and extremely adaptable with my busy schedule. I 100% recommend!
I recently moved my personal car insurance from my previous broker to Duliban Insurance Brokers. Hilary Phelps made this transition seamless. Very informative and quick acting. Thank you Hillary and Duliban for your exceptional service.
Absolutely wonderful service. Amy made signing a new marine policy an awesome experience and exceeded all expectations!!John
I recently bought home and auto insurance through Duliban insurance. My agent was Hilary Phelps. I received excellent customer service with Hilary providing several options prior to purchase. I would recommend Duliban Insurance as a company to do business with.
How fast and clear she was, absolutely amazed me she is so professional and responds in such a timely manner. I am so happy to become a new client and can't wait to continue!
I recently had the pleasure of working with Amy Brown, Senior Producer at Duliban Insurance Brokers, and I couldn’t be more impressed! Amy’s professionalism, dedication, and expertise truly set her apart. She went above and beyond to find the best insurance solution tailored to my needs, explaining every detail clearly and making the entire process seamless and stress-free.Amy’s exceptional communication skills and genuine care for her clients make her an invaluable asset to Duliban Insurance. I highly recommend Amy and the team at Duliban Insurance Brokers to anyone looking for personalized and reliable service. Thank you, Amy, for your outstanding support—I’m a customer for life!
Amy at Duliban is a great broker and is willing to go beyond expectations to help you find the best price for insurance. Thank you Amy.
The Quality of service and great work provided found me much better deal on my insurance. Last my a big shout out to Amy Brown for being an amazing broker 🙂
Bryana was amazing to help me find a insurer in such a short time and hopefully the best price, I definitely do recommend Duliban to all my family and friends.Thank youAngela
Efficient and professional, thank you for the great and friendly service!
An exhausting and terrible accident and claim and Brandon came to my rescue. He is prompt and thorough and I'm super thrilled with his attention to detail.
I enjoyed meeting with you I felt very comfortable and I wasn't nervous. You were very helpful.
Despite my poor hearing and speaking of English, She was very patient and kind enough to slow down and break it down for me. I really appreciate it.
Was a pleasure working with Todd. He was very knowledgeable and thorough every step of the way. Any questions or concerns I had he answered promptly and made sure I understood the policy.
Hilary was amazing to work with: she was responsive, quick and thought outside the box. She has been the best insurance broker we have had. We highly recommend her!
A great price, very knowledgeable, and excellent and efficient service.
Alex was thoroughly engaging, concise and quick as we needed coverage within a specified time frame. No hesitations in recommendations for her and the company as a whole.
I was completely impressed with their professionalism and customer service .their staff is not only friendly but also respectful and highly skilled.I got a good price on my car. 🌹
Great, fast, and friendly service! June made the entire process smooth and stress-free. Highly recommend!
Hilary Phelps was absolutely wonderful to work with and very helpful setting up my policy
Warren and the team were amazing! They really spent time speaking me with and listening to my wants and concerns for my auto insurance. The customer service and communication was kind, respectful, and they were able to assist me and send me on my way within the same day! Very efficient and timely. Thanks Duliban for my experience and look forward to keep working with you guys for the future.
Quick and friendly service
June was a wonderful help assessing what I needed and gave me a great price. She made the whole process painless and very quick!
professional fast accuracy satisfaction
June S. was an absolute professional and a pleasure to deal with throughout the whole process of insuring my auto and home. She took the time out of her schedule (even helping me out on her own personal time I believe). I highly recommend Duliban for anyone that wants amazing service and good rates.
I had a fantastic experience working with Amy at Duliban Insurance. She was incredibly courteous and thorough, making the entire process smooth and painless. Amy took the time to understand my needs and ensured everything was handled seamlessly. Big shout-out to her and the entire Duliban team for their continued support of everyday Ontarians like myself and their commitment to the community as a whole. I’m grateful for their dedication and highly recommend their services to anyone looking for a reliable, supportive brokerage. Thank you, Amy, for going above and beyond!
I have filled out quote for car insurance and next day Alex were contacted me. She found the best option for me in a compliance with my requirements. She get paperwork done very fast so next day I have signed them. Also Alex offered me help with cancellation mine current policy so everything run smooth and fast. I’m so thankful to Alex for her patient and professionalism.
Amy did a great job of finding me affordable insurance in a quick time period. Fantastic job!
Brandon Ermacora is awesome! We were literally at the dealership picking up a new vehicle and we had forgotten to arrange insurance beforehand. A call to Duliban and Brandon had us sorted with insurance almost immediately. I am extremely appreciative and very impressed. Thank you!
Very friendly service. Thank you!
Amazing experience with Duliban and Warren!! Warren Drake is so knowledgeable and friendly, his expertise helped me secure insurance that was right for me! His promptness and attention to detail is so appreciated! Highly recommend!!
Alex was friendly, knowledgeable and efficient. She was able to secure insurance that we were happy with while still saving money!!
Amy Brown is very helpful and we had some questions that she dealt with straight away. Experience was top notch, excellent service... Thank you Amy!
Quick and easy! Warren Drake assisted me in securing car and tenant insurance, and I could not be happier! Warren was delightful and took the work out of looking for the best deals myself. 10/10.
Very friendly very helpful
Very professional and helpful. Provided a quote the same day. Thanks
Amy was great to deal with.
Very helpful and clear communication.
Warren has been great in helping me get a great deal on a new auto/home policy.
Warren was extremely helpful in getting the best rates on a new truck! 10/10 would recommend
Great service! I had an amazing price on car insurance in 10 minutes! This new policy has saved me $120/month! The broker I dealt with was very knowledgeable and personable. Definitely worth a look to see what they can do for you!
June was quick, helpful and friendly. I’ll be recommending them to friends and family 🙂
We spoke with WarrenHe was very pleasant to speak with.Great customer service.
Duliban provides an incredible insurance experience, everyone you talk to is extremely helpful and has your best interests in mind. I have dealt with Bryana for the majority of my interactions and she goes over an above when it comes to customer service. I highly recommend this company. They are all Rock Stars!!!!
Amy was very patient and diligent! Found us a great rate and quick turnaround time!
Amy at Duliban Insurance Brokers was very helpful and I highly recommend people to reach out to her for a quote before paying their renewal. You will be amazed at what they can do for you. Thank you
Amazing friendly service Amy was great to work with and got me set up quickly thank you very much for all your help!
In Oct'24, I engaged Amy Brown at Duliban Insurance Brokers to seek insurance renewal for my house in Niagara Falls, ON and she provided a prompt and excellent service, and I finalized the insurance with Intact at a much competitive rate than my current insurance broker and insurance company in Toronto.The online portal of Duliban Insurance Brokers makes it easy to manage the Policy.
After purchasing our old insurance company of 30 years, there’s always a concern about continuation of a service level. Our new contact at Duliban, Tia, helped me while buying my new car and responded quickly to my questions and requests and sent the paperwork electronically so that I could pick up the vehicle early. She was very accommodating and friendly to deal with.
My experience was very good. Warren Drake gave me a great price on home and auto. The process was quite easy to switch over. Warren was always in contact with me during the process. I would recommend Warren and the people of Duliban insurance
Switching was easy and my broker (Bryana) was able to get everything sorted to make my new policy affordable and just right. I definitely recommend Duliban.
Tia was awesome and very helpful. Very happy with the service.
a Big Shout for Hilary for going extra mile to provide quote & getting documentation done in a clinical manner. An overall pleasant experience
Hillary has been extremely helpful getting us set up with insurance after a nightmare experience with Allstate.
Amy did a fantastic job at finding me the cheapest insurance possible. I had talked to 6 other insurance companies, or brokers, and she was the only one that found and told me that i had something on my file that shouldn't have been there.Amy was very personable, thorough, and friendly during the process.Thank you very much Amy.
Hilary was fantastic with getting me taken care of as quick as possible . So grateful for all the assistance provided .
Such a pleasure working with June on my vehicle insurance. She paid careful attention to my needs and the policy is what I wanted.
I recently contacted them for a quote, and the representative who assisted me, June, was exceptionally kind and professional. Her customer service was perfect, and the quote they provided was fantastic. I would highly recommend this company!
Quick and painless, saved on my premium and got a better policy as well!
I contacted Bryana about a quote for our home and trailer insurance. She was quick and very thorough with us getting us the correct quote we needed. She saved us a pile of money and was very professional. Thank you so much Bryana for your attention to detail and for putting money back in our pockets. I will definitely be encouraging others to contact you!
“I recently had the pleasure of working with Amy, an exceptional insurance broker, and I couldn’t be more pleased with the service she provided. Amy helped me secure both auto insurance and tenant insurance, making the entire process smooth and stress-free. She took the time to explain all my options in detail, ensuring I found the best coverage for my needs at competitive rates. Her professionalism, prompt communication, and attention to detail were outstanding. If you’re looking for an insurance broker who genuinely cares and goes the extra mile, I highly recommend Amy!”
Bryana Brunette was so helpful getting my car insurance up and going today. I needed it done for today before my day shift in the morning. She was busy with other clients but made sure she took care of everything and sent the proper documents and instructions for me to get things done on my end. Thank you for your professional and understanding to the importance of it being finalized for me today. Thank so much Bryana
After doing a search online for better insurance rates, Amy Brown was quick to contact me and within two days I had a new policy all lined up. Answered all my questioned professionally and made me feel quite at ease dealing with her. I was totally happy with my new rates. Wishing you and your company all the best for the future.
June Sabo was great in every way! Very quick, efficient and pleasant experience. Thank you!
I had the pleasure of speaking with Austin and he was so kind and so helpful. He made everything so easy for me. I appreciate all your help Austin.
Had a lovely chat with Brandon, he was very helpful with everything I needed. Recommended these guys 👍
Very helpful and understanding ty very much
Brandon was very personable and professional.He listened to my frustrated ranting patiently and made me feel relaxed and toke care of my business right away. I came away feeling relaxed and positive.Best regardsKarin Wood 👍👍👍
Great customer service
Amy at Duliban Insurance has been absolutely wonderful. After my old insurance broker did me wrong, Amy ensured I got the best rate possible and was super patient with me when gathering all my information. Great experience !
Hilary is fantastic! She helped me save a lot of money on my auto insurance. She’s highly professional and very efficient. I received the quote instantly, and she put it into effect immediately. Thank you for everything! Highly recommend for all your insurance needs.
My daughter recommended Duliban insurance brokers to me as I was looking for home and auto coverage, Hilary Phelps from Duliban was very helpful and professional, would definitely recommend to friends and family.Thank you Hilary
When I first called Duliban I had to cancel due to a family issue..Warren Drake was very understanding..about 2 weeks later I called him to see if we could arrange to get a car and house quote.Warren was fast efficient and his positive suggestions made my decision to allot easier to make.Thankyou Warren for taking the time to explain everything.Paula L Potter
I reached out to Duliban to help with lowering my current policy costs, and I was lucky enough to have Hilary help me through the process. She was amazing, allowing for a no pressure approach while I make my through the process. Ultimately, she won me over, and walked me through it all making it such an easy process. So far, we are off to great start all thanks to how Hilary made it happen. I look forward to continuing the ease of business with your team.
Friendly and easy to work with!!!Thank you!!!
I would recommend Duliban insurance to everyone I know…. and I do!! The savings are incredible. Big thanks to Tia B for helping me get my new car insured at a great rate, you were very friendly and helpful.Keep up the good work Duliban and thanks again.
Really enjoyed my experience with Amy. She was very kind and helpful providing the best insurance rates.
June made the process very easy. I would recommend a call to her for your insurance needs.
Very responsive to my request, will definitely be shopping more insurance through Duliban’s
Great service, efficient and friendly!
June was an amazing help and very patient and courteous with me every step of the way. I cannot thank her enough for her help in securing me the lowest price possible on my car insurance.
I had the best experience at Duliban! Fast, efficient and friendly service. Very professional and so very helpful! Thank you Hilary!
It was a great experience quick and simple with no issues whatsoever with getting set up with them
Quick service from Duliban team , Bryana was great.
We just became part of the Duliban "family". June was very helpful and professional in putting all our requirements together completely and in a more than timely manner! Refreshing to deal with someone who "can" instead of "can't"... and LOCAL.
I dealt with Amy for my home and auto insurance. She was super helpful and a pleasure to deal with. She helped me get a very reasonable rate and the communication throughout the entire process was great. Very happy with my decision to contact Duliban.
She found us the best rates,She was kind and very helpful! We would recommend Amy !
Received excellent service from Amy Brown in setting up auto insurance - thank you!
A friend referred Duliban to me when I was looking for auto insurance. I had a wonderful experience working with Bryana…she was so pleasant and knowledgeable during our interaction. From the moment I called, I was greeted with happy sounding people…people who obviously enjoy their role with customer service. Thank you again and I will highly recommend your services.
I'm taking my time to appreciate Michelle Graham she's amazing very professional over all an amazing person thank you for making my experience easy and super fast I hope you have an amazing day
Amy was very.Nice and helpful where I can honestly say just made my day that much easier. Thanks so much .
I would highly recommend Duliban. Hilary was thorough and took the time to explain everything to me. She made the process of switching our insurance so easy and painless. Plus she got us a great rate, saving over $100 a month compared to our old company.
Was good and quick. Got me driving.
Duliban has been my broker of choice for years and with every interaction my experience has been amazing. The staff are friendly and address any communication very quickly and efficiently.
Hilary was great! Quick easy and efficient!
I have been quite disappointed with several of the staff at this insurance broker, but Maria Fonseca was excellent in her role and provided unexpectedly efficient and friendly service. I would recommend asking for her if you want to be very satisfied.
Very Responsive and helpful
Warren was awesome at getting me a policy for my new ride! He explained everything thoroughly and answered any all questions with confidence. I cannot recommend him enough. Duliban has been amazing to deal with.
Amy was absolutely great. Made things fast and convenient for me so I could get everything I needed done in 1 day
Jane Hanna was polite and prompt in responding to my inquiries and vehicle insurance required changes. She is always a pleasure to deal with. Richard Jacob
Shopping for insurance is never fun but Amy made it so simple and was a tremendous help. Can’t thank you enough Amy!
We contacted this insurance broker and were assigned to Amy. We needed home insurance ASAP (we were closing on our house the next day) and were getting quotes for $250 per month. Amy was able to help us quickly and get us a quote for $140/month! Thanks Amy, you helped us out and relieved a lot of stress.
Danielle is amazing. She helped me understand all my insurance needs and she was very patient.
Very helpful..got my documents emailed immediately. Thank you
The people that work in this office in Beamsville are incredible. They helped us navigate a claim and were kind and compassionate while we were distressed. Sheri you are awesome!!
Looking for a face to face quote for both house and auto insurance and dropped in to Duliban insurance on King St in Welland. I was quickly introduced to Amy Brown and we went to her office. Amy was very knowledgeable and professional in providing the information that I was looking for. There was one piece of information that I did not have and she could not retrieve electronically. She promised to get the information and send to me electronically which she did. My follow up questions were responded to quickly. Of the quotes I obtained Duliban were the best. I will be purchasing my insurance with Duliban. Amy has also informed me of their on line portal which will provide me quick access to my insurance need needs such aa online filing of a claim should the need arise.I would not hesitate to recommend Duliban Insurance agency and the services of Amy Brown for your insurance needs.
Hello Friends and fellow insurance seekers. I am here to tell you that you will be making THE choice that you are looking for in an insurance company. As a new customer with DULIBAN, I have the pleasure of understanding all I need to know about how to be safe on the road, with Duliban’s wonderful agent JUNE SABO. She helped me with all my questions before I even needed to ask them And More! June is the type of person who lets you feel you have made the right choice and know you joined a friendly family who cares about their customers. Very fair rates. Easy conversation. And always there when you need help. Thank you JUNE, and all the team at Duliban for getting me out on the road safely. Brad Beachin, St. Catharine’s, Ontario, Canada.
Maria was professional and knows her stuff.I am completely satisfied and would recommend her to my friends and relatives.But I think you need to change your phone answering system as well as the VOIP . Not up to Industry Standards.
Worked with Duliban to get the best and most affordable home insurance policy. Amy was great to work with and made it a quick and easy process to lock in our new home insurance!
I and my wife have been clients of Todd Minor for more than 15 years. We now have Maria Alvarez filling Todd's shoes We wanted to say that although we miss Todd Maria has done an excellent job in looking after both our auto and home insurance needs. Thank you for going the extra mile for us Maria
I had a good experienceThanks for your helpHenry
Amy Brown was very helpful and advised me about my insurance needs. I started two policies with the company.. one for my dwelling and the second for my sailboat. I have two automobiles that will require new policies when the existing ones expire.
Jane Hanna was absolutely accommodating and so very helpful. What would have taken me forever, took her mere minutes and I'm so appreciative of her time and pleasant demeanor. Thanks, Jane. You're wonderful
Jane was able to help me to the best of her abilities and set me up with an insurance plan later this year which will give me more savings.
Bryana was very helpful and well informed in helping me find a policy that was suitable for me. She is very professional and I would highly recommend her.
Hilary made getting affordable car insurance quick and easy, I would highly recommend her to anyone in the market for any insurance.
Very pleased with the service ,and also getting everything done promptly. Very satisfied .CheersDan Kring
Great service! Andrew is extremely helpful!Thanks team.
June was very thorough. Spent a lot of time with me going over different options of different policies and did not rush through any of it at all. We are incredibly happy with the customer service and the rates that we were given.Thanks June!
Hillary has been extremely helpful. In my eyes she has gone above and beyond to help me obtain the cheapest possible insurance that I could find. Look forward to being able to work with her in the coming time that I am a client just pick number one two
Jane Hanna Was super helpful, was stressed out and she addressed and fixed my issue
Amy was great to work with right from the start. Very professional. Answered all my questions and took the time to explain all of m y coverage.
Hilary was great to work with. She helped set my husband and i up with home and auto insurance. Highly recommend.
Always enjoy working with Duliban, been using them since my first car. Todd just helped me out with insuring my bootcamp business and the process went well with consistent communication. Thanks, again team!
Jane always goes above and beyond for her clients! She is quick to help, thoroughly explains anything that a client may not understand, and is very kind and personable! I will always go to Jane for all of my insurance policy needs! Thanks Jane 😊
I thank Maria A. for all her time reviewing our policy and finding the best possible rates for us. She was a pleasure to work with.
Really helpful and insightful when obtaining insurance
I did a sibstitution of vehicle through the Dunnville office with Jane.Jane did a fabulous job, doing everything efficiently and correctly.Jane sent the required confirmations to my dealer right away. They were very satisfied with the information.Great job Jane! Many thanks, Perry
Warren, my Duliban Insurance representative, was extremely helpful, thoughtful and diligent. Thoroughly making sure I was happy with insurance that totally fits my needs. Thanks so much!
Amy Brown was a big help in myself making decision to switch to Duliban Ins. Brokers....
I will give positive feedback on the competitive rates that were provided by this insurance brokerage, however, I've never had such poor quality customer service and the only reason I have renewed with them this year is because I didn't have enough time to quote with anyone else. I won't be in this position next year.I just received a call from Jason (business owner), we had a very constructive conversation and I feel satisfied that business will run more smoothly moving forward. I sincerely appreciate his time and attention to the matter.
June Sabo, at Duliban Insurance Brokers, handled my house insurance flawlessly. She asked all the right questions and was well versed in the intricacies of insuring an older home. It's so important to have the proper coverage and June quickly and effectively fulfilled all of my insurance requirements. Plus, she was lovely and friendly.
Very prompt service. Pleasant to talk to. Looking forward to dealing with Duliban Insurance.
My many years with Todd Minor and company (Duliban Insurance Brokers) have been nothing but excellent. I have always felt supported in any request. Any situation or question has always been handled effectively and dealt with as a good question. I have always received information that was important to know but I may not have asked about it. They value you as a customer and share their expertise so that you can make the best possible choice.This company and it's people that make it work are highly recommended. It is a healthy and balanced blend of personal contact and electronic access.
Went online for a quote Duliban was over $700 cheaper!!
June took the time to review my current policy. She provided me with an upfront and honest assessment of my insurance needs. Highly recommend setting up an appointment for a review of your insurance needs. 👍
Thanks to Amy Brown for arranging our insurance needs in a timely and professional manner.
My Dad is insured with Duliban and was having trouble with a claim through CAA Sheri in their claims department was able to assist me in re-opening his claim and hopefully we will now get thigs resolved. I am grateful to her for her fast and supportive communication and customer service skills.
Great company and agent. I set up a phone appointment and they called me at the time I wanted. Very friendly and nice to talk to. I had my policy with no issues in a timely fashion. Definitely will get quotes on my other vehicles when my other policy comes due. I am going to let family and friends know as to my experience with you and the money I saved. Which I saved alot. Thank you for making the transition fast and easy
Hilary was great thanks!
Hilary exceeded my expectations when looking for new insurance, The wonderful customer, service and assistance received is what made me decide to go with this company. Thank you Hilary for making this a smooth transition
Super helpful, fast, and efficient. Good rates as well.
Very professional. Prompt response. Would recommend. FYI the person I dealt with was June
I have had a experience working with Adam and Sanden from Duliban insurance. Very responsive and accommodating for my business insurance needs. Would recommend them to any business!
Hilary was fast and professional with my quote.
My experience with Duliban was exceptional, June was very friendly, she got me the insurance I needed quickly and efficiently!
Very friendly efficient service provided by Hilary Phelps. Highly recommended!
It was incredibly easy to switch over my car insurance. Troy was awesome to talk to and set things up.
Great service from Troy, straight to the point and set up without delay.
Best experience I every had with an insurance company. Amy is the most efficient and professional agent I every came across. I could not recommend more. Reach out and you will not be disappointed! Big thank you!!!
They have always been very helpful. Provide a good service.
We recently switched our home and auto insurance and are very happy with our decision. Eric Didemeus was instrumental in helping us make the move.
Duliban Insurance has served my insurance needs very well. I like the family type atmosphere that they have. Most insurance brokers treat you like a number with poor customer service. I have recommended them to friends and family.
Troy Blackledge from Duliban was very helpful with finding the best car insurance rates for me. I am also very impressed by his fast and detailed replies.
Always professional knowledgeable and welcoming with any of business or personal insurance needs
Excellent pricing, great thorough explanationsYou won't be disappointed.
An insurance broker is an insurance broker but what makes Duliban stand out is their customer service!! Tammy Lemire really drove it home for me and saved me alot more than a few bucks. Great experience and definitely recommend calling them!
Duliban is amazing but mostly because of their people. If you want a rockstar agent, Tammy Lemire is the one! She is knowledgeable, transparent, has amazing follow up and communication. I could go a year without speaking to her and send an email and it was like she had just spoken to me yesterday. Very professional. I’m treated more like family than a customer. Thanks Tammy!
Jane and Tammy were very helpful and did a fantastic job assisting me
I would like to thank Warren for going above and beyond in securing my home insurance. Warren worked tirelessly to meet my deadline. I am happy to recommend Duliban.
Always prompt service, have been withthese guys 50 years.
Top notch Insurance brokers that went the extra mile. My Insurance company left me hanging for many days after my accident and let's just say there approach was reflecting their very very poor service. Duliban professionally directed me and did what ever it took to make things right. If it wasn't' for Duliban not forgetting about the most important person, that is the customer, my insurance company would have lost one. They could learn a lot from Duliban on how to look after a customer and show them that you care. A special Thankyou to their Senior Customer Service Professional "Tammy".Drive Safe!
Nice and professional people.
Ask for Amy she is the best and easy to work with!!!100% Recommend
amy brown is too helpful and she provided me best and cheaper deal
Mike was very responsive, friendly, professional, and easy to work with. Got a quote within minutes and was so pleased with the service, we moved both our auto and home insurance over.
I was looking for insurance quotes on The Lowest Rates website and was directed to Duliban Insurance.I talked to Amy Brown and received great profesional service and good rates also.
I appreciated Amy's quick response and friendly helpful attitude when we inquired about property insurance. She was able to give us what we needed the same day that we called!
We recently purchased a house and required house insurance. Holly went above and beyond in answering our questions and researching the best rate for us! She was readily available and her response time was rapid and made the experience very stress free.
I just received my car insurance quote from my long-time insurance provider for the two vehicles that we own. I was surprised at the huge increase in my rate. I went on line to find a cheaper rate and through Duliban was able to save about $600 on my annual rate.
Great service and price
js_loader
Get a quote today

Get a quote today

Working with a broker guarantees your access to the best available insurance with the added benefit of personalized support. See for yourself and get a quote now.    

Read our blogs

Hear what’s trending in insurance

Our blog is packed with the tips and tricks you want to read, and deserve to know.

Savings for Winter Tires: Why Insurance Discounts Make Sense

As winter approaches and the roads become icy and slick, vehicle safety becomes a top priority for drivers. One of

Cozy Up for the Holidays: 8 Must-Try DIY Winter Decor Ideas

As winter sets in and the holiday season approaches, there’s nothing like transforming your home into a cozy retreat. Whether

Why Your Insurance Premium Might Rise - Even If You're a Safe Driver

You’ve been a careful driver for years—no accidents, no tickets, yet you still notice an increase in your auto insurance

Niagara's Commitment to EV Innovation: Project Arrow

As electric vehicles (EVs) continue to gain traction in Canada, the Niagara region has been no exception. With a growing

Preparing Your Recreational Vehicles for the Winter Season

As the winter season approaches, it’s essential to prepare your recreational vehicles (RVs, ATVs, snowmobiles, and motorcycles) for the colder

Cybersecurity and Your Business: Preparing for Holiday Season Scams

The holiday season brings a boost in sales, with many small businesses experiencing a significant increase in online activity. However,

..... ..... .....
..... ..... .....
...... ......
Duliban Insurance Brokers in Ontario

About Us

History

Locations

Meet The Team

Resources

Our Insurers

Claims

Referral Program

Blog

Join The Team

Careers

Contact

Auto

Classic Car 

Electric Vehicle

High Risk 

Motocycle

Ride Sharing & Uber

Home

Condo

Airbnb

Cottage

Landlord

Tenant

Business

Small Business

Commercial Auto

Commercial Property

Contractor

Cyber

Liability

Farm

Recreation

RV

ATV & UTV

Slingshot

Snowmobile

Boat

Tractor Protect

Mich Stars

We have a 4.8 rating from over 600 reviews