Boost Employee Wellness: Harness the Power of HSAs

What is a health spending account (HSA)? A HSA provides employees with tax-free benefits for CRA-approved health, drug, vision, and dental expenses, offering complete flexibility in how they use their benefit dollars. For employers, it offers cost certainty, as the spending is capped at a set amount per employee, avoiding fluctuating claim costs or premiums.

Health Care Spending Account

If a full benefits plan isn’t feasible, an HSA can be an ideal solution, either as a replacement or alongside traditional coverage. Duliban can customize an HSA plan that empowers employees to manage their healthcare choices based on what matters most to them.

benefits of an hsa

Benefits of an HSA

flexibility

Flexibility

Employees can decide how to spend the allocated funds on eligible health expenses.

tax advantage

Tax Advantage

Contributions are tax-deductible for employers and tax-free for employees.

customization

Customization

It can supplement a traditional benefits plan, allowing employees to fill coverage gaps.

Think your team might benefit from a HSA? Want to learn more about how this service might improve your employer-provided wellness package? That’s where we come in. 

 

Our team is ready to answer all of your questions and get started on exploring your options. Contact us today.

We work with 20+ top insurance companies

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Our Reviews

What you say matters to us

We are proud to have a 4.8 Google rating with honest reviews from over 600 client experiences.
David Brown
4 days ago
Called Damian P. at Duliban Insurance for an Auto Insurance Quote. I was able to save over $300 on my annual policy. Thanks again!.
Temi Adewusi
4 days ago
I had a swift and smooth experience getting an insurance policy with Hilary. She assisted with finding the right option for my auto insurance.
Terry D
4 days ago
If you want professional insurance service make sure to ask for Chantelle. Just got off the phone with her after helping me to customize my renewal policy to fit my needs She guided me thru all the options and explained each one then made the changes I wanted. Great customer service. She knows her stuff and is so easy to deal with. Keep up the super service Chantelle...all the best
Jahnee Edwards
6 days ago
Damian was incredibly helpful and easy to communicate with. He was quick at getting everything secured for me, and made the whole process smooth and stress-free. Highly recommend!
Bhargav Chiru
6 days ago
Awesome service. Got everything setup and ready to go quickly at a great price. I had a few personal hiccups but Lisa was ultra-patient with me and helped me along the way with ease. Only just signed up, but great experience thus far!
Margie Howser
7 days ago
I had the pleasure of communicating with Mallory. She was very knowledgeable, answered all my questions and was extremely easy to work with. She was prompt and getting me the coverage needed for the best price. I would highly recommend this lovely lady to anyone needing car or home or both. Well done Mallory.
Ding
1 week ago
Today, Damian Poznanovic helped me complete all the price comparisons and submissions in just a few hours. He saved me at least $1,000 over the next year in a short time. He works quickly, and you can always rely on his professionalism.
Cole Thompson
1 week ago
Damian was fantastic, very patient and working around my schedule. Quick, concise, and easy to talk to. Got me a better rate than any other place I spoke to too.
john kaminskas
1 week ago
What can you say about your Insurance Brokers? Usually nothing until something happens, well something happened. I am so happy for these guys, Ryan Gosnell was Wonderful!! He helped me through car insurance and made the process painless! Wonderful Job, Thank You Ryan Sincerely Margaret Kaminskas
Matt Milligan
1 week ago
Damian was very helpful in my auto insurance search!!
Brandon Johnson
1 week ago
I highly recommend Duliban Insurance for all your insurance needs. A special shoutout to Mallory, who was highly knowledgeable, professional, and made the whole process a total breeze!
Ashley Upper
1 week ago
I had an excellent experience with my car insurance broker. Mallory is professional, knowledgeable, friendly, and genuinely took the time to make sure I understood my options. She made the whole process easy and stress-free and worked hard to find me the best coverage and rate. I really appreciated how responsive and helpful she was throughout the process. It’s refreshing to deal with someone who actually cares about their clients. I highly recommend her to anyone looking for an honest, reliable, and hardworking insurance broker!
Melad Jajou
2 weeks ago
Damian Poznanovic was a great help! He was very thorough and patient and helped us get a super deal!
C and H Collings
2 weeks ago
Very helpful and knowledgeable ... and very quick to reply and help when needed! Damian, thank you for the effort you put into your work and for your excellent customer service approach!
Art B
2 weeks ago
I highly recommend Damian at Duliban Insurance Brokers! We recently went through the exhausting process of shopping around for quotes to cover multiple vehicles and properties. Out of all the brokers we reached out to, Damian provided the best quotes by far and stood completely head and shoulders above the rest. He was incredibly accommodating, deeply understanding, and genuinely patient as we worked through several rounds of adjustments and questions. He listened carefully to all our feedback and updated our quotes multiple times without a single complaint. Unfortunately, due to an unexpected vehicle safety inspection issue right at the finish line, we had to put our switch on hold and stay with our current provider for now. Despite knowing we weren't able to finalize the policy this time around, Damian remained just as professional, kind, and supportive. Because of his exceptional customer service and dedication, he will be the very first person we call when we are ready to shop around again next year. If you are looking for an insurance broker who actually listens, goes the extra mile, and gets you the best quotes, Damian is your guy!
Phil Dass
2 weeks ago
I have been dealing with Duliban for over 3 years now. Customer service and help is exceptional. Very informative and friendly. Spoke to Hailey-Jane with regards to switching my current policy to another vehicle. Couldn’t have been an easier process and she was so kind and friendly. Recommend them for any of your insurance needs
Hailey-Jane Hyatt from Duliban Insurance House/.Car Insurance was very professional, patient and helpful. Thank you for making this process easy. Kim G.
Paul D.
2 weeks ago
Great service, fantastic help. Ended up paying less than my previous insurance company for the same coverage.
Stafford
2 weeks ago
Our experience with Amy Brown was not only professional, but friendly and informative. Her thoughtfulness and expertise was very instrumental throughout the whole process of transferring our pre-existing tenant home and auto coverage to CAA. She was always ready to answer our questions and was very clear in her explanations. This interaction was one of the most seamless we have ever had, and I would highly recommend her services for any current or future clients of Duliban
Steven Earl
2 weeks ago
Damian was great to deal with he was able to insure everything from my home and vehicles to my wife’s wedding ring highly recommended ext 228
Callum Wiseman
2 weeks ago
Duliban Insurance has been such a wonderful company to deal with over the years! The service is friendly, professional, and genuinely caring, which makes the whole insurance experience so much easier. A special shoutout to Hailey-Jane, who is absolutely lovely! She was so kind, helpful, and a pleasure to deal with. It’s clear that she truly cares about her clients and goes above and beyond to make sure everything is taken care of. I would highly recommend Duliban Insurance to anyone looking for great service and people who genuinely care! ⭐⭐⭐⭐⭐
Michael Dover
2 weeks ago
Damian was an outstanding sales representative! Not only was he able to get me a great rate on my auto insurance, but he was genuinely a pleasure to work with. Before I met him, I never would have believed that shopping for insurance could be so much fun! Keep up the great work Damian!
Sarah C
2 weeks ago
We received amazing service from Damian at Duliban Insurance. He was able to provide us with a significantly lower premium than our current provider, with no reduction in coverage/benefits. He was very attentive, answered our many questions, and acted professionally throughout. We will recommend Duliban and Damian to our family and friends.
Cassia Scully
2 weeks ago
Damian was super helpful and went above and beyond to get me the coverage I needed
Tony R
2 weeks ago
Very responsive and helped me get the coverage I needed in a timely matter.
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