Tractor Insurance in Ontario
Protect your tractor with specialized tractor insurance in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island.
Duliban Insurance offers Tractor Protect, a flexible, affordable monthly insurance program designed specifically for personal-use tractors – with coverage options tailored by province.
Get a Tractor Protect Quick Quote
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why protect
What Is Tractor Protect Insurance?
Tractor Protect is a standalone insurance policy created to cover tractors that are not used for farming or commercial work.
Unlike traditional farm insurance or home insurance add-ons, this program provides all-risk protection and liability coverage for tractors used on rural and residential properties.
Available in:
- Ontario
- New Brunswick
- Nova Scotia
- Prince Edward Island
Not eligible:
- Farming operations
- Tractor must not be used to generate a profit of any kind
- Skid steers, excavators, bobcat, or track loaders
- Tractor race, speed test or tractor pull event
Key Benefits of Tractor Protect
- Coverage for tractors valued up to $79,999
- Monthly subscription (no annual commitment)
- Premiums starting as low as $17/month
- Fast, simple sign-up with credit card billing
- Does not affect your home insurance
- Claims settlement options:
- New tractors: 5-year replacement cost
- Older tractors: Actual cash value (ACV)
WHERE protect
Where can you get coverage?
We provide coverage in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island.
If your tractor is used for personal use only, Tractor Protect is one of the most cost-effective insurance options available in Ontario and Atlantic Canada today. This coverage is perfect for:
- Rural property owners
- Acreage homeowners
- Hobby users
- Seasonal or recreational tractor owners
qualifications
Does your tractor qualify?
In order to be eligible for this program, your tractor must not be used to generate a profit for commercial or farming operations, must be under $79,999.00 in value.
Get a quote today with the instant estimator at the top of this page!
Tractor Protect Policy Change Request
Use the form below to submit a policy change request. Some questions may change based on your selections.
What does Tractor Protect with Duliban Insurance Cover?
Tractor Protect policies are built on an all-risk coverage model, meaning you’re protected against a wide range of unexpected events.
Core Coverage Includes:
- Accidental damage and collisions
- Fire, theft, and vandalism
- Weather-related damage
- Coverage on and off your property (Ontario policies)
- Optional coverage for attachments (Platinum plan)
Liability Protection:
- Up to $2,000,000 personal liability coverage
- Covers bodily injury or property damage caused by tractor use
Standard Coverage
- Covers the tractor only
- Insured based on declared MSRP value (up to $79,999)
- Affordable monthly premiums
Platinum Coverage
- Covers tractor and implements
- Blanket coverage for attachments (up to $25,000)
- Decreased deductible from $500 to $250
- Loss of use coverage of $2,500 for a rental
How Much Does Tractor Insurance Cost?
Tractor Protect is designed to be affordable and flexible. With no large upfront payments, it’s an easy way to protect a major investment.
- Premiums start from just $17/month
- Pricing is based on:
- Tractor value
- Coverage level (Standard vs. Platinum)
- Risk factors
Coverage by Province: Important Differences
Ontario Tractor Insurance Details
- Coverage applies on and off your property
- No major highway use (e.g., 400-series highways or QEW)
- No plating required (slow moving vehicle sign required)
- Simple monthly billing (credit card only)
New Brunswick, Nova Scotia & Prince Edward Island
Tractor Protect is also fully available across Atlantic Canada, with some important differences:
- Coverage is primarily on your property
- If operating on roads, the tractor must be transported (floated) for coverage
- No plating or registration is supported under this program
- Designed strictly for non-road, personal-use tractors
Contact Us Today
Don’t risk paying out-of-pocket for damage, theft, or liability.
Get a fast, affordable tractor insurance quote and protect your equipment today
- Get your quote in minutes
- Purchase insurance online
- Flexible monthly payments
- Coverage tailored to your tractor
- Paperless policy
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Frequently Asked Questions
Payment
No, Tractor Protect is a monthly subscription, and payments are billed monthly.
You can purchase and activate your Tractor Protect policy as early as the next day.
Your policy automatically renews each month, so you’ll have continuous coverage as long as your subscription remains active.
Tractor Protect accepts credit card payments only. Debit cards are not supported at this time.
To cancel your policy, our team will send you a cancellation form to e-sign and guide you through the process.
Email: [email protected]
The standard policy deductible is $500, which is lower than many farm and home policies. This can be reduced to $250 with the purchase of the Platinum coverage option.
Frequently asked questions
Policy Coverage
Tractor Protect is an all-risk insurance policy that provides coverage for:
- Physical damage to your tractor
- Fire
- Theft
- Vandalism
This means your tractor is protected against most unexpected events unless specifically excluded.
To update your Tractor Protect policy, simply contact our team directly. We’ll help you make any necessary changes quickly and easily.
Email: [email protected]
Call: 1-855-385-4226 ext 6005
Getting covered is simple – click here and follow the steps to enroll in Tractor Protect.
Enter the current value of your tractor before taxes. This should reflect the fair market value of the tractor itself (not including attachments).
This program is not designed to cover farm tractors or equipment used for farming or business purposes. We can provide you with a separate quote for your farming operations, which encompasses alternative coverage for equipment, machinery and vehicles.
** Applicable to Nova Scotia, New Brunswick, & PEI **
Tractor Protect is not designed for tractors that require registration or license plates.
If your tractor will be used on public roads, we recommend contacting a local insurance broker to arrange a commercial or automobile policy that meets legal requirements.
Attachments and implements are only covered under the Platinum Package with a limit of up to $25,000. Be sure to select this option if you need that level of protection.
You can insure up to 3 tractors under a single Tractor Protect policy.
Frequently asked questions
Contacting Duliban Insurance’s Tractor Protect Specialist
If you have questions about the Duliban Insurance Tractor Protect program, please call us at 1-855-385-4226 ext 6005
Get a quote today
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