Condo coverage, made easy.
Invest in your living space with clarity & confidence. We offer coverage starting at $40/ month, designed to protect the things you love most.
Cost-effective condo insurance for every budget.
Explore our simplified condo insurance options designed specifically for Ontario tenants. Our expert team will guide you through the process, ensuring you get the coverage you need with ease, so you can enjoy worry-free living in your rented space.
Bundles & Discounts
Some things are just better together
Condo and car: it just makes sense! With access to 25+ of the best available markets, you can save hundreds per year when you work with us on bundling your insurance with one, convenient provider.
Coverages
Stay in-the-know with everything that’s covered under condo insurance in Ontario.
Your Belongings
All of the contents inside your home, including electronics, furniture, clothing, artwork, jewelry and other personal items.
Liability
Financial protection for injury or damage to an individual (and their items) while on your property.
Living Expenses
Should anything happen to your home (fire or flood), this covers associated costs including hotel rooms, restaurant meals, storage and other necessary expenses.
Loss Of Use
Should something happen to your condo rendering it inhospitable, living expenses are covered. If you rent the unit, this coverage will also protect any lost income.
Betterments & Improvements
If you have renovated your unit, such as upgrading the kitchen or installing new floors, this coverage will protect your investment.
Unit Additional Protection
In the event your condo corporation does not have coverage (or sufficient coverage,) this add-on will act as an extension, ensuring your unit is protected.
Common Elements
This coverage will help to pay your portion of a common loss if the corporation’s coverage does not. Such elements include elevators, walls, pipes etc.
Frequently asked questions
It’s typically not mandatory by law, but it’s strongly recommended for individual unit owners. While the condo association’s master policy covers common areas, individual unit owners are responsible for insuring their units, personal property, and liability.
Yes, you can often customize your condo insurance policy to include coverage for improvements or upgrades you’ve made to your unit. Ensure you provide an accurate inventory of these enhancements to your insurer to ensure they are adequately protected.
In such cases, you may be responsible for special assessments to cover the shortfall. Condo loss assessment coverage, available in condo insurance policies, can help protect you in these situations by reimbursing you for your portion of the assessment.
Condo insurance typically covers damages from water leaks within your unit, but it does not provide flood coverage. If you’re in a flood-prone area, you may need to purchase a separate flood insurance policy to protect against flooding caused by natural events.
Yes, you can often include coverage for items like bicycles, golf clubs, or recreational equipment in your condo insurance policy. It’s important to specify these items in your policy to ensure they are adequately protected.
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