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Save up to 30% on electric vehicle coverage in Ontario.
We’re leading the charge in providing comprehensive coverage for the future of auto technology. With a deep commitment to innovation and environmental responsibility, our tailored coverages will keep you on the road with confidence.

Unique rates, designed for you.
We are proud to partner with the Electric Vehicle Society and offer you a unique group insurance rate which qualifies you for an additional 30%* discount when combining with your home policy.
*prices are subject to membership with the EV Society and documentation will be provided to secure the membership and associated discounts.

Coverages
Get to know what’s covered with your EV insurance in Ontario:
Third Party Liability
Covers the legal expenses if you’re sued after an at-fault accident
Accident Benefits
Electric vehicle insurance provides funds for accident-related injuries
Uninsured Automobile
Covers all costs if a driver is uninsured, or flees the scene of an accident (ie. a hit-and-run)
Direct Compensation
Covers damage to vehicle or other property not at-fault in an accident
Additional Liability
Electric car insurance covers damage caused by your home charging cable or vehicle gear
EV Battery Protection
Covers third-party suppliers in the event you lease the batteries in your EV
Home Charger Protection
Electric auto insurance covers your home charging station and is added to your existing home insurance policy
Optional Coverages
Collision Coverage
Electric vehicle insurance covers damage to your vehicle if you’re involved in an accident with an object or are at fault
Comprehensive Coverage
Covers damage to your vehicle from incidents such as hail, wind, water theft or vandalism
Accident Forgiveness
Grants you one “free” at-fault accident, protecting you from a rate increase provided you remain with the same company
Depreciation Coverage
In the event your vehicle is deemed a total loss, this entitles you to the original price you paid/ current sale price of your vehicle, and prevents depreciation
Emergency Roadside
Electric vehicle insurance covers the expenses related to towing a vehicle after an accident
Rental Car Coverage
Extends your insurance coverage to a rental vehicle, up to a maximum limit
Who Needs Electric Car Insurance?
All electric vehicle owners are required to have electric car insurance. In Ontario, it is legally required to have insurance coverage for any vehicle you own to protect against potential claims. This requirement applies universally, whether you drive a gas-powered, electric, or hybrid car.
If you already own a vehicle, you likely already have car insurance. Switching to electric vehicle insurance can be as straightforward as any other vehicle change you’ve made before. To ensure you have the necessary coverage and explore additional options, contact Duliban Insurance Brokers.
What Is Considered An Electric Car?
An electric car is powered by an electric motor and batteries, which must be charged through a wall outlet or a charging station. These Plug-in Electric Vehicles (EVs) need a regular connection to an EV charger to recharge their batteries. An example of an electric car is a Tesla.
All-electric cars differ from plug-in hybrid electric cars (PHECs). PHECs use an internal combustion engine powered by gasoline and batteries to run an electric motor. When the electric batteries deplete, the vehicle switches to the gasoline engine.
There are various makes and models of electric vehicles on the market, each offering different ranges before the battery needs recharging. Ontario is seeing an increase in public charging stations, enhancing charging convenience. Charging times for electric vehicles can vary based on many factors.
Benefits of Electric Auto Insurance
Electric vehicle insurance offers several distinct advantages for owners of electric vehicles (EVs), ensuring comprehensive protection and support tailored to the unique aspects of these cars.
Specialized Coverage
Discounts and Incentives
Comprehensive Protection
Roadside Assistance
Coverage for Charging Stations
Lower Environmental Impact
Future-Proof Policies
Peace of Mind
Getting an Electric Auto Insurance Quote in Ontario
Understanding Electric Auto Insurance
Factors Influencing the Quote
Several factors can influence your electric auto insurance quote in Ontario:
- Vehicle value. The high initial cost of electric vehicles and their components can impact the premium.
- Usage. How often and how far you drive your EV can affect the insurance cost. Lower mileage frequently leads to reduced premiums.
- Location. Where you live and park your vehicle can influence your insurance rates due to varying risk levels in different areas.
- Coverage options. The extent and type of coverage you choose will directly affect the quote. Comprehensive plans offer broader protection but come at a higher cost.
Obtaining an electric auto insurance quote in Ontario is a straightforward process that requires detailed information about your vehicle and coverage needs. By comparing quotes and consulting with an insurance broker, you can find a policy that offers the best protection and value for your electric vehicle.
Duliban Insurance Brokers can help with electric vehicle insurance in Ontario. Call us at +1 855-385-4226.
FAQs & Troubleshooting Help
- Comprehensive and collision coverage to protect against damage or loss.
- Liability coverage protects against claims if you cause an accident.
- Coverage for the EV battery and charging equipment.
- Roadside assistance that includes battery charging.
- Optional coverage for rental reimbursement if your EV is in the shop for repairs.
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She took the time to explain everything clearly, answered all of my questions patiently, and made sure I understood my options. I never felt rushed, and her friendly manner made what can sometimes be a stressful process feel simple and reassuring.
I truly appreciated her knowledge, efficiency, and genuine care in helping me find the right coverage. I would highly recommend her to anyone looking for excellent insurance service.
She is kind & i truly felt at ease dealing with her. She has a friendly personality….so helpful.
She always had a quick reply always had everything done before I even asked
Most definitely go with Hilary
She has been excellent! Quick to respond to any of my questions and laid out the highlights of the coverage I have acquired.
⭐️⭐️⭐️⭐️⭐️
Excellent experience working with Alex Shortridge for my condo and mortgage insurance. I was under a very tight deadline before closing on a new condo, and Alex truly went above and beyond.
She took the time to understand my family’s needs and secured home insurance coverage that was more comprehensive and better tailored than what several of the larger insurance companies were offering. She also worked directly with our mortgage lawyer to ensure all documentation was in place before the weekend ahead of our Monday closing.
Not only did she find additional discounts, but the policy actually came in less expensive than the big-name insurers while offering stronger, more customized protection.
I highly recommend Alex Shortridge if you’re looking for a knowledgeable, responsive, and efficient insurance broker for condo or home insurance, especially when you’re working under tight timelines.
I had finally found the right vehicle but not the right rate, Amy helped me secure that. She was professional, responsive, and helped me secure a really good rate. She made the whole process simple and assured that she would do her best to help out. Excellent service. I’d definitely recommend Duliban and Amy to anyone looking for a reliable insurance broker to get the best rate and insurance for your needs. Thanks again!
Best
Robert
She made everything feel easy and straightforward. You can tell she genuinely cares about doing things properly and making sure her clients feel comfortable and informed.
Professional, responsive, and incredibly reliable. I would absolutely recommend Hailey-Jane to anyone looking for top level service.
I had an amazing experience with June. She is very knowledgeable and very professional to work with. She answered all of our questions and addressed all of our concerns.
I would highly recommend to go with Duliban Insurance.
Highly recommend June and Duliban Insurance.
John & Carol C.
Moreover, June should be an insurance-for-dummies instructor. I learned more in three days from her clear, cogent explanations than I had ever understood in my 36 years of being insured.
She shared her expert knowledge of a baffling industry to help me navigate within it not just now, but in the future as well. For example, she is the first to ever explain that if I have an at-fault collision with an insurer who offered first-incident forgiveness, but then I leave that insurer for another (within x number of years), the forgiveness doesn't carry over to the new insurer - and boy howdy, the new insurer does NOT care how minor the collision or how many decades of perfect record preceded that one at-fault. This and other invaluable information she taught me will help steer my insurance decisions forever more. Thank you June!
KEN
Amy Brown great service
Upon reaching out to Bryana Brunette, the entire quote process was remarkably straightforward. I conveniently booked an appointment online at a time that was convenient for me within her availability. Bryana Brunette ensured that the entire process was as simple as I have ever experienced, even after numerous years of seeking insurance coverage.
I wholeheartedly recommend this broker company, as I am confident that many of their brokers possess the same level of thoroughness as Bryana Brunette. However, I must emphasize my exceptional admiration for Bryana Brunette’s exceptional timeliness, efficiency, thoroughness, and respect.
With this in mind, I apologize Alex Shortridge for the wait
she was genuinely one of the most patient people I have ever had the pleasure of working with, I had many confusing questions that she answered and reworded her answers to help me better
And throughout the process of me trying to find a car, she made the process of getting quotes super simple and easy
All around the experience I had with this human being was excellent
Frankly, that word doesn’t carry enough power to explain how happy I am with her work
As you can tell, I am happy with the service
Thank you for making this process less confusing for me Alex!!
Thanks Jhonny!
I’ve dealt with many brokers in the past, but Alex stands out by far. She’s knowledgeable, incredibly friendly, and made the entire process feel easy and stress-free. If you're looking for someone who’s honest, efficient, and truly cares—Alex is the one to call. Highly recommend!
Thank you.
They have been growing a lot and it is well deserved, will continue to work with them into the foreseeable future
Thanks to your efforts, I now have coverage that not only fits my needs but is also affordable. I genuinely appreciate your dedication and support—you're truly a pleasure to work with!
Really great experience all the way from contact to signing. Would highly recommend.
-Mackenzie
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