Explore the World Confidently with Tailored Travel Insurance

Coverage that goes with you, wherever you go. Whether it’s a weekend road trip or flying across the world, travel insurance is your safety net for all the unexpected twists and turns. At Duliban Insurance, we make securing your travel insurance simple, fast and affordable – so you can focus on making memories.

Travel Insurance - HOMETOWN

Why Do I Need Travel Insurance?

Traveling is an exciting experience, but no matter how carefully you plan, unexpected events can still happen. Travel insurance provides a safety net, protecting you from financial losses and ensuring you receive the necessary assistance when things go wrong. From flight delays and cancellations to lost luggage and medical emergencies, having the right coverage can make all the difference in your journey.

Protection Against Medical Emergencies


One of the most important reasons to invest in travel insurance is medical coverage. If you fall ill or get injured while traveling, medical expenses can be overwhelming – especially if you’re outside of Canada, where healthcare costs can be significantly higher. A simple doctor’s visit or a trip to the emergency room can quickly add up to thousands of dollars.

In more severe cases, medical evacuations or hospital stays can be financially devastating without proper coverage. Having travel insurance in Ontario before you leave ensures you’re protected from these unexpected expenses, so you can focus on recovering rather than worrying about medical bills.

Coverage for Trip Interruptions and Cancellations


Even the best-laid travel plans can be disrupted by unforeseen circumstances such as bad weather, airline strikes, or personal emergencies. If your flight is delayed or canceled, you may have to deal with extra costs for accommodations, meals, and rebooking fees. Worse, if an emergency forces you to cut your trip short, you could lose money on non-refundable bookings for hotels, tours, or flights. Travel insurance helps cover these expenses, reducing financial stress when plans go awry.

Lost, Stolen, or Delayed Baggage


Airline mishaps can result in lost, stolen, or delayed luggage, leaving you stranded without essentials like clothing, medication, or important documents. Travel insurance provides compensation for lost or damaged belongings, allowing you to replace necessities without paying out of pocket. With the right coverage, you can continue your trip smoothly, even if your bags don’t arrive when you do.

Affordable and Flexible Coverage


Many travelers assume that travel insurance is expensive, but in reality, there are plenty of affordable options to suit different budgets and travel needs. If you’re looking for cheap travel insurance, a travel insurance broker can help you find the best rates while ensuring you get adequate coverage. Whether you’re taking a quick weekend getaway or embarking on a long international trip, policies can be customized to fit your specific needs without unnecessary costs.

Peace of Mind for a Stress-Free Trip


The best part about having travel insurance is the peace of mind it provides. Instead of worrying about the “what-ifs” that can arise during your travels, you can relax and enjoy your trip knowing you’re financially protected. Whether it’s a medical emergency, a lost passport, or a canceled flight, you’ll have the support and coverage you need to handle the situation with ease.

No matter where you’re headed, having travel insurance in Ontario before you leave ensures you’re prepared for the unexpected. Travel with confidence, knowing that you’re covered every step of the way.

What’s Included?

We offer a variety of coverages to suit your next trip – personalized to the type of travel package you need!

trip cancellation

Trip Cancellation

If you need to cancel or cut your trip short due to an emergency, we’ll make sure you’re reimbursed for non-refundable expenses such as flights, hotels and tours.

emergency medical coverage

Emergency Medical Coverage

No one wants to think about getting sick or injured on vacation, but it’s always better to be prepared. Our policies cover emergency medical treatment and hospital stays, so you’re not stuck with hefty bills abroad.

lost baggege

Lost or Delayed Baggage

Lost luggage? Delayed baggage? No problem. We’ll cover the cost of essentials like clothing and toiletries until your bags catch up to you.

Travel-assistance

Visiting Canada?

We offer tailored travel insurance for everyone—from students and foreign workers to parents and grandparents with a Super Visa. Get coverage for emergency medical expenses, trip interruptions, and more, ensuring your stay in Canada is safe and secure.

Why Choosing the Right Policy Matters?

No two trips are the same, and neither are travel insurance policies. Some travelers may need only basic coverage, while others require a comprehensive plan with additional benefits. A good policy can safeguard you against unexpected medical expenses, trip cancellations, or emergency evacuations.

The key is to find a balance between affordability and coverage. While many people search for cheap travel insurance, it’s important to ensure that the policy still provides the protection you need. A low-cost policy with insufficient coverage could leave you vulnerable when you need help the most.

Benefits of Working with a Travel Insurance Broker

Navigating different travel insurance in Ontario options can be overwhelming, especially with so many providers and policies to choose from. This is where a travel insurance broker can be a valuable resource. Instead of spending hours comparing policies, a broker does the work for you – analyzing your travel plans, assessing risks, and recommending the best coverage at the best price.

Working with a broker ensures that you get expert guidance and access to a range of policies from multiple insurers. Whether you’re looking for cheap travel insurance for a short getaway or comprehensive coverage for a long-term adventure, a broker helps you make an informed decision.

How to Get Cheap Travel Insurance Without Sacrificing Coverage?

Finding cheap travel insurance is possible, but it’s essential to ensure that affordability doesn’t come at the expense of protection. Here are some ways to save while securing a solid policy:

  1. Compare Multiple Providers: Different insurers offer varying rates for similar coverage. A travel insurance broker can help you compare policies from multiple companies to find the best deal.
  2. Opt for Multi-Trip Insurance: If you travel frequently, purchasing a multi-trip policy instead of multiple single-trip policies can often reduce overall costs.
  3. Choose a Higher Deductible: Increasing your deductible can lower the premium cost. However, make sure the deductible remains affordable in case you need to file a claim.
  4. Take Advantage of Group Rates: If you’re traveling with family or a group, you might qualify for discounted rates on travel insurance in Ontario.
  5. Review Your Existing Coverage: Some credit cards or employee benefits may already include partial travel insurance coverage. A broker can help you determine what’s covered and whether you need additional protection.

Travel Insurance for Every Type of Trip

No matter where you’re headed, having a solid travel insurance plan ensures peace of mind.

Vacation Travelers


Whether it’s a tropical escape or a European tour, a well-chosen travel insurance in Ontario policy protects against unexpected expenses, from lost luggage to medical emergencies abroad.

Business Travelers


Frequent business trips come with unique risks, including flight cancellations and last-minute itinerary changes. Business travelers benefit from policies that cover non-refundable expenses and emergency medical care.

Students Studying Abroad


Students traveling internationally for education need specialized coverage. Many institutions require students to have travel insurance before leaving Canada, ensuring they’re covered for medical emergencies, tuition reimbursement, and trip interruptions.

Adventure Travelers


Extreme sports and adventure activities, such as skiing, scuba diving, and hiking, often require additional insurance coverage. A travel insurance broker can help you find policies that include coverage for high-risk activities.

How to Buy the Best Travel Insurance in Ontario?

Securing the right travel insurance doesn’t have to be complicated. Follow these steps:

  1. Assess Your Needs: Consider your trip length, destination, and any pre-existing medical conditions.
  2. Set a Budget: Decide how much you’re willing to spend while ensuring you get adequate coverage.
  3. Work with a Travel Insurance Broker: Brokers provide personalized advice and access to multiple policies, helping you find the best fit.
  4. Read the Fine Print: Understand the policy details, including coverage limits, exclusions, and claim procedures.
  5. Purchase Before Your Trip: Don’t wait until the last minute. Buy your policy before departure to ensure full protection.

Why Choose Duliban Insurance Brokers for Your Travel Insurance Needs?

At Duliban Insurance Brokers, we simplify the process of finding the perfect travel insurance in Ontario. Our team works with multiple insurance providers to offer you a range of options tailored to your needs.

What we offer:

  • Personalized service from experienced travel insurance brokers.
  • Competitive pricing to help you find cheap travel insurance without compromising coverage.
  • Guidance on policy selection, exclusions, and claims assistance.
  • Coverage options for individuals, families, groups, and business travelers.


Your trip should be about enjoyment, not worry. Let us help you find the best travel insurance to keep you protected every step of the way.

Get a Quote Today!

Ready to secure your coverage? Contact Duliban Insurance Brokers today and let our expert team help you find the perfect travel insurance in Ontario for your next adventure.

Frequently asked questions

Your questions, asked and answered by our team.

Do I need travel insurance if I have health insurance?

Yes, because most health insurance plans don’t cover medical expenses incurred abroad. Travel insurance can provide coverage for emergency medical treatment and evacuation while traveling.

Can I buy travel insurance after booking my trip?

Yes, you can purchase travel insurance after booking your trip, but it’s best to buy it as soon as possible to ensure maximum coverage, especially for cancellations or unexpected events.

Does travel insurance cover missed flights or connections?

Yes, travel insurance can cover missed flights or connections due to reasons like severe weather, airline delays, or unexpected emergencies, helping with rebooking costs or additional accommodations.

Is travel insurance mandatory for international travel?

While travel insurance in Ontario is not legally required for travel, some countries do mandate it as an entry requirement. Even when not required, having coverage protects you from costly medical expenses and other unforeseen issues.

What does a travel insurance broker do?

A travel insurance broker compares multiple insurance providers to find the best coverage at the best price. Instead of searching for policies on your own, a broker simplifies the process and ensures you get the most value for your money.

Does travel insurance cover pre-existing medical conditions?

Some travel insurance policies do cover pre-existing conditions, but you may need to meet certain requirements or purchase coverage within a specified time frame to qualify. Always review the policy details.

Most policies now offer coverage for COVID-19 related issues, including medical expenses and trip cancellations, but it’s important to check the specific terms of the policy to understand what’s included.

How far in advance should I purchase travel insurance?

It’s best to buy travel insurance as soon as you book your trip. This ensures you’re covered for unexpected cancellations, allowing you to receive reimbursement if you need to cancel for a covered reason.

Can I get travel insurance if I’m already abroad?

Some insurers offer travel insurance for travelers who are already overseas, but options may be limited. It’s always best to purchase your policy before departure to ensure full coverage.

Can I get travel insurance for a family or group trip?

Yes, many insurers offer group or family plans that provide coverage for multiple travelers under one policy. These options can be more cost-effective than purchasing separate plans and are great for finding cheap travel insurance for groups.

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Bhargav Chiru
5 days ago
Awesome service. Got everything setup and ready to go quickly at a great price. I had a few personal hiccups but Lisa was ultra-patient with me and helped me along the way with ease. Only just signed up, but great experience thus far!
Margie Howser
6 days ago
I had the pleasure of communicating with Mallory. She was very knowledgeable, answered all my questions and was extremely easy to work with. She was prompt and getting me the coverage needed for the best price. I would highly recommend this lovely lady to anyone needing car or home or both. Well done Mallory.
Ding
6 days ago
Today, Damian Poznanovic helped me complete all the price comparisons and submissions in just a few hours. He saved me at least $1,000 over the next year in a short time. He works quickly, and you can always rely on his professionalism.
Cole Thompson
7 days ago
Damian was fantastic, very patient and working around my schedule. Quick, concise, and easy to talk to. Got me a better rate than any other place I spoke to too.
john kaminskas
1 week ago
What can you say about your Insurance Brokers? Usually nothing until something happens, well something happened. I am so happy for these guys, Ryan Gosnell was Wonderful!! He helped me through car insurance and made the process painless! Wonderful Job, Thank You Ryan Sincerely Margaret Kaminskas
Matt Milligan
1 week ago
Damian was very helpful in my auto insurance search!!
Brandon Johnson
1 week ago
I highly recommend Duliban Insurance for all your insurance needs. A special shoutout to Mallory, who was highly knowledgeable, professional, and made the whole process a total breeze!
Ashley Upper
1 week ago
I had an excellent experience with my car insurance broker. Mallory is professional, knowledgeable, friendly, and genuinely took the time to make sure I understood my options. She made the whole process easy and stress-free and worked hard to find me the best coverage and rate. I really appreciated how responsive and helpful she was throughout the process. It’s refreshing to deal with someone who actually cares about their clients. I highly recommend her to anyone looking for an honest, reliable, and hardworking insurance broker!
Melad Jajou
1 week ago
Damian Poznanovic was a great help! He was very thorough and patient and helped us get a super deal!
Very helpful and knowledgeable ... and very quick to reply and help when needed! Damian, thank you for the effort you put into your work and for your excellent customer service approach!
Art B
2 weeks ago
I highly recommend Damian at Duliban Insurance Brokers! We recently went through the exhausting process of shopping around for quotes to cover multiple vehicles and properties. Out of all the brokers we reached out to, Damian provided the best quotes by far and stood completely head and shoulders above the rest. He was incredibly accommodating, deeply understanding, and genuinely patient as we worked through several rounds of adjustments and questions. He listened carefully to all our feedback and updated our quotes multiple times without a single complaint. Unfortunately, due to an unexpected vehicle safety inspection issue right at the finish line, we had to put our switch on hold and stay with our current provider for now. Despite knowing we weren't able to finalize the policy this time around, Damian remained just as professional, kind, and supportive. Because of his exceptional customer service and dedication, he will be the very first person we call when we are ready to shop around again next year. If you are looking for an insurance broker who actually listens, goes the extra mile, and gets you the best quotes, Damian is your guy!
Phil Dass
2 weeks ago
I have been dealing with Duliban for over 3 years now. Customer service and help is exceptional. Very informative and friendly. Spoke to Hailey-Jane with regards to switching my current policy to another vehicle. Couldn’t have been an easier process and she was so kind and friendly. Recommend them for any of your insurance needs
Hailey-Jane Hyatt from Duliban Insurance House/.Car Insurance was very professional, patient and helpful. Thank you for making this process easy. Kim G.
Paul D.
2 weeks ago
Great service, fantastic help. Ended up paying less than my previous insurance company for the same coverage.
Stafford
2 weeks ago
Our experience with Amy Brown was not only professional, but friendly and informative. Her thoughtfulness and expertise was very instrumental throughout the whole process of transferring our pre-existing tenant home and auto coverage to CAA. She was always ready to answer our questions and was very clear in her explanations. This interaction was one of the most seamless we have ever had, and I would highly recommend her services for any current or future clients of Duliban
Steven Earl
2 weeks ago
Damian was great to deal with he was able to insure everything from my home and vehicles to my wife’s wedding ring highly recommended ext 228
Callum Wiseman
2 weeks ago
Duliban Insurance has been such a wonderful company to deal with over the years! The service is friendly, professional, and genuinely caring, which makes the whole insurance experience so much easier. A special shoutout to Hailey-Jane, who is absolutely lovely! She was so kind, helpful, and a pleasure to deal with. It’s clear that she truly cares about her clients and goes above and beyond to make sure everything is taken care of. I would highly recommend Duliban Insurance to anyone looking for great service and people who genuinely care! ⭐⭐⭐⭐⭐
Michael Dover
2 weeks ago
Damian was an outstanding sales representative! Not only was he able to get me a great rate on my auto insurance, but he was genuinely a pleasure to work with. Before I met him, I never would have believed that shopping for insurance could be so much fun! Keep up the great work Damian!
Sarah C
2 weeks ago
We received amazing service from Damian at Duliban Insurance. He was able to provide us with a significantly lower premium than our current provider, with no reduction in coverage/benefits. He was very attentive, answered our many questions, and acted professionally throughout. We will recommend Duliban and Damian to our family and friends.
Cassia Scully
2 weeks ago
Damian was super helpful and went above and beyond to get me the coverage I needed
Tony R
2 weeks ago
Very responsive and helped me get the coverage I needed in a timely matter.
Courtney Lindsay
2 weeks ago
Marta was great! Very fast and efficient and she beat the other quote I got from somewhere else and she offered better coverage. 10/10.
Candice
2 weeks ago
Got quoted and help get insured by damian duliban. Great service. Highly recommend
Amber Oakley
3 weeks ago
Damian was awesome and such a big help!
Damien was very helpful and knowledgeable. Highly recommend!
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