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Explore the World Confidently with Tailored Travel Insurance

Coverage that goes with you, wherever you go. Whether it’s a weekend road trip or flying across the world, travel insurance is your safety net for all the unexpected twists and turns. At Duliban Insurance, we make securing your travel insurance simple, fast and affordable – so you can focus on making memories.

Travel Insurance - HOMETOWN

Why Do I Need Travel Insurance?

Traveling is an exciting experience, but no matter how carefully you plan, unexpected events can still happen. Travel insurance provides a safety net, protecting you from financial losses and ensuring you receive the necessary assistance when things go wrong. From flight delays and cancellations to lost luggage and medical emergencies, having the right coverage can make all the difference in your journey.

Protection Against Medical Emergencies


One of the most important reasons to invest in travel insurance is medical coverage. If you fall ill or get injured while traveling, medical expenses can be overwhelming – especially if you’re outside of Canada, where healthcare costs can be significantly higher. A simple doctor’s visit or a trip to the emergency room can quickly add up to thousands of dollars.

In more severe cases, medical evacuations or hospital stays can be financially devastating without proper coverage. Having travel insurance in Ontario before you leave ensures you’re protected from these unexpected expenses, so you can focus on recovering rather than worrying about medical bills.

Coverage for Trip Interruptions and Cancellations


Even the best-laid travel plans can be disrupted by unforeseen circumstances such as bad weather, airline strikes, or personal emergencies. If your flight is delayed or canceled, you may have to deal with extra costs for accommodations, meals, and rebooking fees. Worse, if an emergency forces you to cut your trip short, you could lose money on non-refundable bookings for hotels, tours, or flights. Travel insurance helps cover these expenses, reducing financial stress when plans go awry.

Lost, Stolen, or Delayed Baggage


Airline mishaps can result in lost, stolen, or delayed luggage, leaving you stranded without essentials like clothing, medication, or important documents. Travel insurance provides compensation for lost or damaged belongings, allowing you to replace necessities without paying out of pocket. With the right coverage, you can continue your trip smoothly, even if your bags don’t arrive when you do.

Affordable and Flexible Coverage


Many travelers assume that travel insurance is expensive, but in reality, there are plenty of affordable options to suit different budgets and travel needs. If you’re looking for cheap travel insurance, a travel insurance broker can help you find the best rates while ensuring you get adequate coverage. Whether you’re taking a quick weekend getaway or embarking on a long international trip, policies can be customized to fit your specific needs without unnecessary costs.

Peace of Mind for a Stress-Free Trip


The best part about having travel insurance is the peace of mind it provides. Instead of worrying about the “what-ifs” that can arise during your travels, you can relax and enjoy your trip knowing you’re financially protected. Whether it’s a medical emergency, a lost passport, or a canceled flight, you’ll have the support and coverage you need to handle the situation with ease.

No matter where you’re headed, having travel insurance in Ontario before you leave ensures you’re prepared for the unexpected. Travel with confidence, knowing that you’re covered every step of the way.

What’s Included?

We offer a variety of coverages to suit your next trip – personalized to the type of travel package you need!

trip cancellation

Trip Cancellation

If you need to cancel or cut your trip short due to an emergency, we’ll make sure you’re reimbursed for non-refundable expenses such as flights, hotels and tours.

emergency medical coverage

Emergency Medical Coverage

No one wants to think about getting sick or injured on vacation, but it’s always better to be prepared. Our policies cover emergency medical treatment and hospital stays, so you’re not stuck with hefty bills abroad.

lost baggege

Lost or Delayed Baggage

Lost luggage? Delayed baggage? No problem. We’ll cover the cost of essentials like clothing and toiletries until your bags catch up to you.

Travel-assistance

Visiting Canada?

We offer tailored travel insurance for everyone—from students and foreign workers to parents and grandparents with a Super Visa. Get coverage for emergency medical expenses, trip interruptions, and more, ensuring your stay in Canada is safe and secure.

Why Choosing the Right Policy Matters?

No two trips are the same, and neither are travel insurance policies. Some travelers may need only basic coverage, while others require a comprehensive plan with additional benefits. A good policy can safeguard you against unexpected medical expenses, trip cancellations, or emergency evacuations.

The key is to find a balance between affordability and coverage. While many people search for cheap travel insurance, it’s important to ensure that the policy still provides the protection you need. A low-cost policy with insufficient coverage could leave you vulnerable when you need help the most.

Benefits of Working with a Travel Insurance Broker

Navigating different travel insurance in Ontario options can be overwhelming, especially with so many providers and policies to choose from. This is where a travel insurance broker can be a valuable resource. Instead of spending hours comparing policies, a broker does the work for you – analyzing your travel plans, assessing risks, and recommending the best coverage at the best price.

Working with a broker ensures that you get expert guidance and access to a range of policies from multiple insurers. Whether you’re looking for cheap travel insurance for a short getaway or comprehensive coverage for a long-term adventure, a broker helps you make an informed decision.

How to Get Cheap Travel Insurance Without Sacrificing Coverage?

Finding cheap travel insurance is possible, but it’s essential to ensure that affordability doesn’t come at the expense of protection. Here are some ways to save while securing a solid policy:

  1. Compare Multiple Providers: Different insurers offer varying rates for similar coverage. A travel insurance broker can help you compare policies from multiple companies to find the best deal.
  2. Opt for Multi-Trip Insurance: If you travel frequently, purchasing a multi-trip policy instead of multiple single-trip policies can often reduce overall costs.
  3. Choose a Higher Deductible: Increasing your deductible can lower the premium cost. However, make sure the deductible remains affordable in case you need to file a claim.
  4. Take Advantage of Group Rates: If you’re traveling with family or a group, you might qualify for discounted rates on travel insurance in Ontario.
  5. Review Your Existing Coverage: Some credit cards or employee benefits may already include partial travel insurance coverage. A broker can help you determine what’s covered and whether you need additional protection.

Travel Insurance for Every Type of Trip

No matter where you’re headed, having a solid travel insurance plan ensures peace of mind.

Vacation Travelers


Whether it’s a tropical escape or a European tour, a well-chosen travel insurance in Ontario policy protects against unexpected expenses, from lost luggage to medical emergencies abroad.

Business Travelers


Frequent business trips come with unique risks, including flight cancellations and last-minute itinerary changes. Business travelers benefit from policies that cover non-refundable expenses and emergency medical care.

Students Studying Abroad


Students traveling internationally for education need specialized coverage. Many institutions require students to have travel insurance before leaving Canada, ensuring they’re covered for medical emergencies, tuition reimbursement, and trip interruptions.

Adventure Travelers


Extreme sports and adventure activities, such as skiing, scuba diving, and hiking, often require additional insurance coverage. A travel insurance broker can help you find policies that include coverage for high-risk activities.

How to Buy the Best Travel Insurance in Ontario?

Securing the right travel insurance doesn’t have to be complicated. Follow these steps:

  1. Assess Your Needs: Consider your trip length, destination, and any pre-existing medical conditions.
  2. Set a Budget: Decide how much you’re willing to spend while ensuring you get adequate coverage.
  3. Work with a Travel Insurance Broker: Brokers provide personalized advice and access to multiple policies, helping you find the best fit.
  4. Read the Fine Print: Understand the policy details, including coverage limits, exclusions, and claim procedures.
  5. Purchase Before Your Trip: Don’t wait until the last minute. Buy your policy before departure to ensure full protection.

Why Choose Duliban Insurance Brokers for Your Travel Insurance Needs?

At Duliban Insurance Brokers, we simplify the process of finding the perfect travel insurance in Ontario. Our team works with multiple insurance providers to offer you a range of options tailored to your needs.

What we offer:

  • Personalized service from experienced travel insurance brokers.
  • Competitive pricing to help you find cheap travel insurance without compromising coverage.
  • Guidance on policy selection, exclusions, and claims assistance.
  • Coverage options for individuals, families, groups, and business travelers.


Your trip should be about enjoyment, not worry. Let us help you find the best travel insurance to keep you protected every step of the way.

Get a Quote Today!

Ready to secure your coverage? Contact Duliban Insurance Brokers today and let our expert team help you find the perfect travel insurance in Ontario for your next adventure.

Frequently asked questions

Your questions, asked and answered by our team.

Do I need travel insurance if I have health insurance?

Yes, because most health insurance plans don’t cover medical expenses incurred abroad. Travel insurance can provide coverage for emergency medical treatment and evacuation while traveling.

Can I buy travel insurance after booking my trip?

Yes, you can purchase travel insurance after booking your trip, but it’s best to buy it as soon as possible to ensure maximum coverage, especially for cancellations or unexpected events.

Does travel insurance cover missed flights or connections?

Yes, travel insurance can cover missed flights or connections due to reasons like severe weather, airline delays, or unexpected emergencies, helping with rebooking costs or additional accommodations.

Is travel insurance mandatory for international travel?

While travel insurance in Ontario is not legally required for travel, some countries do mandate it as an entry requirement. Even when not required, having coverage protects you from costly medical expenses and other unforeseen issues.

What does a travel insurance broker do?

A travel insurance broker compares multiple insurance providers to find the best coverage at the best price. Instead of searching for policies on your own, a broker simplifies the process and ensures you get the most value for your money.

Does travel insurance cover pre-existing medical conditions?

Some travel insurance policies do cover pre-existing conditions, but you may need to meet certain requirements or purchase coverage within a specified time frame to qualify. Always review the policy details.

Most policies now offer coverage for COVID-19 related issues, including medical expenses and trip cancellations, but it’s important to check the specific terms of the policy to understand what’s included.

How far in advance should I purchase travel insurance?

It’s best to buy travel insurance as soon as you book your trip. This ensures you’re covered for unexpected cancellations, allowing you to receive reimbursement if you need to cancel for a covered reason.

Can I get travel insurance if I’m already abroad?

Some insurers offer travel insurance for travelers who are already overseas, but options may be limited. It’s always best to purchase your policy before departure to ensure full coverage.

Can I get travel insurance for a family or group trip?

Yes, many insurers offer group or family plans that provide coverage for multiple travelers under one policy. These options can be more cost-effective than purchasing separate plans and are great for finding cheap travel insurance for groups.

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Hailey-Jane Hyatt She is a nice welcome and humble very nice person
Scott Bois
3 days ago
Hailey-jane was great. We just had 4ft of sewage in the basement and she was making sure to be on top of things especially when it came to dealing with the insurance company. Duliban has great staff
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2 weeks ago
I was looking for a new insurance company and contacted Duliban Insurance Brokers and was fortunate to have Lisa Brant get my call. She has been so helpful in getting me new coverage and I appreciate all the effort she has put into helping me. Thank you Lisa and thank you Duliban.
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Just moved our home insurance to Duliban and it was an easy transition. Dealt with Hilary Phelps through the whole process. She was very accessible and always returned my emails and phone calls promptly. I would definitely recommend Hilary for your insurance needs.
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3 weeks ago
I dealt with Hilary Phelps. She is an extremely valuable employee. I found her to be compassionate, caring and easy to talk with. She is highly intelligent and guided us through the whole process and made me feel at ease during my difficult time. I also believe, if possible, she deserves a raise in salary . I do not know what her salary is, but in any event, her assistance was so very much appreciated. Deborah Church
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3 weeks ago
Always amazing service. Wouldn’t go to another insurance office. 10/10 recommend
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3 weeks ago
Hilary Phelps. Did her very best to get quotes for me.
Hilery Phelps,she is Awsome. Very Punctual, responds within a short time of the initial contact via e-mail or message
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3 weeks ago
Alex was amazing. She was detailed, informative, and non-pressuring. She answered every question I had and really put my needs first. I highly recommend her!
Ken Etherington
3 weeks ago
Great people to deal with. Get it done right the first time. Hailey-Jane is outstanding with customer service and knowledge of the product.
Brian granger
4 weeks ago
After a couple of weeks of confusion, Yvonne took over and had me looked after immediately. I now know who to ask for :).
Paul Irwin
4 weeks ago
I was having trouble getting my motorcycle insurance until I called Duliban. I had insurance the very next day. Mallory Crossman was very friendly and great to work with. I highly recommend them for motorcycle insurance.
Don Davidson
1 month ago
Recently I was asked to help out an elderly friend, 92 this Friday, who couldn't figure out why she hadn't seen her home insurance renewal. Given I was not the policy holder, I expected it would be difficult to get information and thankfully I dealt with Yvonne Hudson who helped resolve the issue and did so quickly. Definitely a pleasure to deal with Yvonne
Robert Hood
1 month ago
Alex truly is a legend. I genuinely cannot think of better words. My wife had a great experience with Alex (noting she had to work through a difficult conversation with her) and when it was my turn to work with Alex, I was so happy with the care she showed our family. I’m an actuary by trade and have a strong understanding of insurance products and calculated risk. Alex ensured that my wife and I got the best possible options for us as a result of weighing our feedback. I cannot stress enough how important that is in the insurance industry. Alex, we will work with you/Duliban as long term clients because of the care you showed us. I can speak to home and auto on this front. (shout out Amy as well!) I would recommend anyone to Alex/Amy and Duliban to anyone. Bravo and thank you
Bob
1 month ago
I had a great experience working with Hilary from Duliban Insurance! She was incredibly professional, efficient, and quick to respond to all my questions about the insurance quotes. She made the entire process smooth and hassle-free. Highly recommend her exceptional service!
Emma Wigney
1 month ago
Mallory was fantastic to deal with. She explained all of my options in a way that was really easy to understand and wasn’t pushy at all. Super communicative through the entire process. The whole team was so great about getting me the required documents as soon as possible. Would definitely recommend to family and friends.
Jim Pietz
1 month ago
Hilary was very helpful and great to work with. I have chosen to go with Duliban Insurance for my auto coverage because of her knowledge and quick response and help. Thanks again Jim Pietz
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1 month ago
I had an excellent experience working with Lisa Brant. She was knowledgeable, professional, and very helpful throughout the process. She made everything easy to understand and was always quick to answer my questions. Highly recommend!
Daniele Latanville
2 months ago
We looked to source a new insurance provider and the service we have received has been above and beyond call Alex Shortridge at Duliban she is patient and is really great to work with
sandra weaver
2 months ago
Amy has been great, helping up get insurance for our mobile home, she responds quickly, and works fast!
Daniel Roach
2 months ago
Hailey was very helpful and answered all my questions
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