hobby farm insurance in ontario
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Hobby farms, in Ontario are small farms that are found on land of 100 acres or less. Typically, they have less than six non-saddled animals, and usually generate no more than $8,000 gross income during the year. They are more ‘hobby-based’ as opposed to ‘income-based’, however, they can range from a large acreage and home to a farm that creates produce that is then sold at the local market on weekends.
Regardless of how big or small your hobby farm is and whether you’re bringing in a profit or not, you do want to make sure you’re protecting your investment with the right insurance policy.
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How Does Hobby Farm Insurance Work In Ontario?
In Ontario, hobby farm insurance policies can help cover operations, machinery, livestock, etc. – anything that your personal insurance wouldn’t cover in the event of any damage or accidents.
Specifically, at Duliban Insurance Brokers, we can create a customized insurance program that covers all aspects of your hobby farm. This can include (but is not limited to) machinery, outbuildings, produce, liability, operations, structures, and livestock. Add-on policies can include additional automobile coverage if you use your regular car or truck for your farm work, loss of income insurance, and more.
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