What Qualifies as a Hobby Farm?
Hobby farms, in Ontario are small farms that are found on land of 100 acres or less. Typically, they have less than six non-saddled animals, and usually generate no more than $8,000 gross income during the year. They are more ‘hobby-based’ as opposed to ‘income-based’, however, they can range from a large acreage and home to a farm that creates produce that is then sold at the local market on weekends.
Regardless of how big or small your hobby farm is and whether you’re bringing in a profit or not, you do want to make sure you’re protecting your investment with the right insurance policy.
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How Does Hobby Farm Insurance Work In Ontario?
In Ontario, hobby farm insurance policies can help cover operations, machinery, livestock, etc. – anything that your personal insurance wouldn’t cover in the event of any damage or accidents.
Specifically, at Duliban Insurance Brokers, we can create a customized insurance program that covers all aspects of your hobby farm. This can include (but is not limited to) machinery, outbuildings, produce, liability, operations, structures, and livestock. Add-on policies can include additional automobile coverage if you use your regular car or truck for your farm work, loss of income insurance, and more.
How You Can Get Started
If you have specific questions related to Hobby Farm Insurance, the Duliban Insurance Brokers team is here to help! Contact us today to find answers to your questions and to get a free quote based on your specific needs.
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