Strengthen Your Workforce with Disability Benefits: Support & Security

Disability coverage is a crucial component of any employee benefits plan. It provides essential support when life events prevent employees from working, whether temporarily or long-term. With disability benefits, employees can focus on their recovery while maintaining financial security.

support and security

For employers, offering disability benefits not only mitigates risk for employees but also serves as a valuable tool for attracting and retaining top talent. Integrating health and disability benefits can enhance workforce well-being, promote early intervention, and reduce workplace absenteeism.

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Coverage Options

Let us guide you in selecting the right Disability Benefit coverage for both you as an employer and your employees.

short term

Short-Term Disability

Provides income replacement for employees who are unable to work due to illness or injury for a limited period, typically ranging from a few weeks to six months. It ensures financial support during temporary recovery.

long term

Long-Term Disability

Offers extended income protection for employees who are unable to return to work for a prolonged period, usually after short-term disability benefits expire. This coverage can last for several years or until the employee reaches retirement age.

critical illness

Critical Illness

Covers employees diagnosed with serious health conditions, such as cancer, heart attack, or stroke. It provides a lump sum payout to help cover medical expenses, ongoing care, or everyday financial needs during recovery.

Individual Disability Coverage allows you to customize the amount and duration of your coverage. While it may cost more than group coverage—since the employer covers the entire premium—it offers more comprehensive protection, with costs locked in for the life of your policy.

 

Ready to find the right coverage for your team? Contact us today to explore tailored disability benefit solutions that fit your business needs.

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We are proud to have a 4.8 Google rating with honest reviews from over 600 client experiences.
Amy got me a great rate! Easy to deal with and very helpful
Jamal
1 week ago
Cannot recommend Damian Poznanovic enough. I was having a tough time finding a decent rate and everywhere I called was either overpriced or a hassle to deal with. Damian actually took the time to shop it around and got me a rate over a hundred bucks a month cheaper than the next best quote I got. He was quick, honest with me the whole way, and made the whole thing way easier than I expected. If you want someone who will actually work to get you a fair price, go to Damian. Appreciate you man.
This was a pleasant transition inquiring about and subsequently switching my insurance. Mallory was extremely efficient and professional and at the same time, very personal and a pleasure to deal with. I am excited to become a new customer with Duliban Insurance!! Many Thanks to Kayla and Mallory! God Bless you both!
Damien was a pleasure to work with! He was able to find me 2 qoutes quickly and affordable. The process of finalizing was easy and his communication and patients were great around my work schedule. Highly recommend Damien being your insurance broker!
Hugh Ovenell
1 week ago
I had been with the same insurance company for several decades, coverage for the house, cottage and 2 vehicles. When I received my renewal this year the increase was dramatic. It had increased $575.00 annually. The monthly rate was $514.00. I began searching on line and soon I was contacted by June Sabo from Duliban brokerage. We made an appointment for the following day for a phone call. June was very professional and efficient while still being friendly and patient in getting the information she needed. Over the next few days she was in constant contact and returned phone calls and emails promptly. My wife and I are retired and appreciated her advice and support throughout the process. The end result was a savings of over $200.00 a month. We couldn’t be more pleased.
My wife and I recently purchased our first home and Alex helped us get the best price for house insurance. She was very kind and helpful during the process. She kept us informed step by step. I am pleased with the service we were provided by her. Thanks Alex.
WANDA JANES
1 week ago
Mallory was extremely professional and very quick to respond to my insurance needs. Receptionist was also extremely helpful in taking care of the additional needs I had. Highly recommend Duliban Insurance at the Dunnville location.
Stefan Ninkovic
1 week ago
Mallory was just wonderful! She answered all of our questions, was patient with us, and helped us get our first home insurance. We would highly recommend working with Duliban Insurance 🙂
Dave Armstrong
1 week ago
Amie at duliban very helpful when your getting up in age
Zeina Dhaybi
1 week ago
I am glad to work with Duliban Insurance Brokers. My agent Joseph was patient, helpful and knowledgeable. He answered my questions and guided me in my decision making.
Damian Poznanovic was prompt and quick. Great advisor.
Rob Dallas
2 weeks ago
Damian poznanovic was AWESOME throughout the whole process went above and beyond for me im very happy with my service
Dave Wall
2 weeks ago
Damian Poznanovic was very professional
Cindy Mayer
2 weeks ago
My broker experience with Mallory from Duliban was absolutely fantastic! Mallory is highly professional and her expertise and patience was greatly appreciated. I would recommend anyone looking for a brokerage to look at Duliban. Thanks again!! Mallory!!
Kiranpreet Brar
2 weeks ago
Duliban Insurance comes through every time! We've had the opportunity to connect with Lisa Brant. She was kind, patient and very helpful throughout the process. She took the time to understand our situation and helped us find the right solution. We appreciated her guidance and would definitely recommend her. Thank you, Lisa!
Dale Vandevyvere
2 weeks ago
He was a good to deal with
Gordon Fang
2 weeks ago
Damian was extremely accommodating while helping me explore different motorcycle insurance options. He stayed patient as we worked through the details and answered all my questions. Highly recommend working with him!
tara willis
2 weeks ago
Oh my goodness!! Damian Poznanovic, you were a delight....and so helpful. Cheaper rate than Costco gave me too.... 🙂
Braedon Gauld
2 weeks ago
Kevaughn Ellis was easy and great to work with! He got my insurance set up very quickly and efficiently.
Mark Bowles
2 weeks ago
Friendly and good at her job Mallory crosmen
Great experience! Dealt with Amy. She was pleasant, polite and knowledgeable. Great communicator. Definitely recommend her and the company. Everything was done in a timely fashion while still taking the time to explain the issues and answer questions.
Had a great experience dealing the my insurance with Damian Poznanovic ext 228. He was able to provide the best quote in the market.
After what seemed impossible to get insurance due to a mess up in my past Damian Poznanovic finally got me there with a great rate . Thank you
Kim Minor
3 weeks ago
Steve was great! He got me covered on a short notice for me to pick my new car up. Thanks again
Robert Arsenault
3 weeks ago
Amy Brown was very knowledgeable, helpful and fast getting insurance for my truck and trailer. Thanks Amy.
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