Insurance that feels like home.

duliban insurance

representation of pafco Insurance Company

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We Represent YouOur primary responsibility is to you our client. We will continue to represent you and provide you the best coverage with the best service you have come to know and expect.

We Are Here For YouWe are always available to discuss your needs and coverage. Have a question, text us, email us, call us or even fill out the form below with your question(s).

Ensuring You are HappyIt goes without saying, if you our client have the right coverage at the right price, we are satisfied.

Pafco Insurance Company. A general overview.

We’ve got some news to share, effective January 1, 2024. Duliban Insurance Brokers Ltd won’t be representing Pafco Insurance Company any longer. But don’t worry! We’ve got a plan. Your current Pafco policy will remain in effect until your next renewal date in 2024. At that point, we’ll replace it with coverage from one of the best insurers we’ve handpicked.

This decision wasn’t a snap judgment. We did our homework. We took a deep dive into products, premium competitiveness, and the insurer’s ability to deliver the top-notch service you deserve. We’ve got your back, and we aim to keep your best interests in mind.

We’re confident that this change will work out for the better. We’ve lined up an alternate insurer that we believe will meet your needs and expectations. So, no worries, your coverage is in good hands.

Message from Adam and Jason

As a proud independent insurance broker and a third-generation family business, we are continually reviewing all our insurance company partners to ensure they maintain their ability to provide the very best in premium competitiveness and claims service, along with product and technology offerings that help us serve you in a quick, efficient and effective manner. We are proud of our service commitment and expect the same from our contracted insurers.

As your dedicated insurance broker, we’ve worked hard to secure special arrangement with a select insurance company across the top insurers across Canada. This arrangement is designed to replace your Pafco Insurance policy with similar or even better coverage at similar or reduced premiums. The loyalty discounts and underwriting exceptions from your previous policy will carry over to the new one. We’re committed to making this transition as smooth as possible and will ensure the new insurer has all the necessary underwriting and personal information required for policy issuance.

We firmly believe that this change will work in your favor, and we’re confident you’ll be satisfied with the terms offered by the new insurer. Our commitment to providing you with the “Insurance that feels like home” service you know and love remains unwavering.

Your trust in us as your insurance broker is invaluable to us. We’re here to guide you every step of the way during this transition. We’ve put in the effort to make it as seamless as possible, and we’re more than happy to address any questions or concerns you might have.

How this effects your policy

The best part? All those great discounts and underwriting concessions you had on your previous policy? They’re sticking around. No need to stress over paperwork, either. The new insurer will automatically issue your replacement policy.

To make the switch as smooth as possible, we’ll send all the necessary underwriting and policy info from your old policy to the new insurer. We’ll also make sure your banking and credit info is in tip-top shape for the best rates.

Who are Duliban Insurance Brokers LTD?Your Hometown Ontario Insurance Broker Since 1976

Our history starts in 1976. After 20 plus years working for a local steel mill, James Duliban purchased a small insurance brokerage in Welland called ‘R.F. Seehuber Insurance Agency’ and operated at that time under James Duliban Insurance Brokers.

Special Underwriting Arrangements with Economical

To keep that safety net strong for our awesome clients, we’ve struck a special deal with Economical Insurance Company.

We’ve represented them for a while now, and they’re known for delivering lightning-fast, fair claims service and competitive premiums. So, you’re in good hands.

The best part is, all those great discounts and underwriting exceptions you enjoyed with your Pafco Insurance policy? They’re coming along for the ride. We’ll make sure they’re included in your new coverage.

Will my price go up or will it go down with Economical Insurance?

We’ve teamed up to make sure your insurance renewal rates are fair and square, and we’re throwing in some discretionary discounts on property insurance to make sure those premiums stay friendly.

Now, how did we come to this? We did our homework. We dove deep into the Pembridge/Pafco business and compared it to what Economical has on offer. We crunched the numbers, and this partnership made perfect sense.

Would you like an individual review of your policy? Please fill out the form below.

We’d love to talk with you for a one-on-one policy review and get some quotes from our trusted insurers. Simply fill out the form below to schedule a meeting with one of our insurance experts at a time that suits you best. Your convenience is our priority.

Google Rating: 4.7Some awesome words from our Duliban Client Family

Kathryn Hutson
Kathryn Hutson
Hilary was great at switching over my policies and getting me the right quote! Will definitely continue to work with Duliban moving forward.
dan tocchet
dan tocchet
Excellent service from moment they contacted me to when both auto & home insurance was set up. Definitely would recommend Duliban Insurance Brokers.
Wanda Durbin
Wanda Durbin
I would definitely recommend looking here for first-rate customer service! It was my 1st time using an on-line insurance broker, and I would like to thank Warren Drake for making it virtually stress-free! (dare I say enjoyable?) Warren was very professional, courteous, personable & efficient. He made sure, at every juncture, to present me with the options available, ensured that I understood & recommended what he felt was best & why. Stress-free & very good rate! Well done!!
Eyad Daoud
Eyad Daoud
Thank you. Excellent experience
brandon rayray
brandon rayray
As I was looking a new quote for a car insurance at I've found Duliban Insurance Brokers thru CAA. And thanks a lot to Trevor his generosity and helpfulness. You guys are awesome and have a good service and dedication. I highly recommend Duliban Insurance Brokers and give 5 stars
Moncef El Jirari
Moncef El Jirari
I just started shopping and browsing as I am planning to buy a car in the next few months, and Amy Brown called me to give me all the information I need to make the right decision on what insurance company to choose. She was very professional and very helpful even though she knows I'm buying an insurance in the future as my new car is not ready yet. The rates and coverage she could find me are unbeatable for Toronto Midtown. I highly recommend to anyone looking for an Insurance Broker. Thanks Amy Brown in case you read this message.
Jennifer Lemieux
Jennifer Lemieux
oops, Troy Blackledge - sorry Troy!!
george farrell
george farrell
I've completed my first year with Duliban Insurance brokers. Signing up for auto insurance I happily saved hundreds of dollars annually for one car. Being a senior with an excellent record Amy Brown made it simple and quick with big savings to begin my new auto policy. I had been with prior insurer for close to 20 years of clean driving. Kudos to Amy and the Duliban Insurance team! Much success!!
Jeremy Dunn
Jeremy Dunn
Very satisfied with how Duliban handled insurance for my farm property. John Critchley is very knowledgeable, patient and responsive.

Would you like to remain with Pafco Insurance? Please fill out the form below.

As a Pafco Insurance policy holder, you’ve got options. You can stick with them through another broker if that’s your preference. You can reach Pembridge Insurance at 1 877-216-6973.

But if you’d like our help with these arrangements and some extra support, just fill out this form, and we’ll be right there for you. Your choice, we’ve got your back either way!

Compensation Details

Economical Mutual Insurance Company has agreed to provide Duliban Insurance Brokers Ltd. with a small additional compensation, which is intended to assist with the costs associated with the replacement process.

We wish to underscore that this supplementary payment to Duliban Insurance Brokers does not influence our selection of a replacement insurer for your policy. We consistently prioritize the interests of our clients above our own. Our selection of replacement insurers is solely based on securing the most favorable outcome for our clients.

Regarding the transfer of our Pembridge and/or Pafco Insurance book of business, effective January 1, 2024, we have established the following override commission agreements:

  • Economical Insurance Company: An additional commission of 10%-20%.

If you’d like to check out more details about our compensation, you can find them in the link below:

The Duliban Advantage

We Work For You

Our team of insurance professionals ensures that YOU receive the best coverage possible at the very best price.


We partner with over 25 different insurance companies that fight to earn your business.

Highly Rated

With multiple provincial and national recognition awards, it’s no wonder why our clients rave about us.

Simple Language

We make sure that you understand your policy without confusing you with complicated insurance jargon.