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Recreation Insurance in Ontario
Whether you’re a weekend boater, an off-roading enthusiast, or an avid snowmobiler, having recreational insurance tailored to your specific needs ensures that you can continue to enjoy your hobbies worry-free. That’s where we come in.

Recreation Insurance - For the Adventurer Seekers and Outdoor Hobbyists
As your trusted insurance brokerage, we recognize that your recreational vehicles and toys are more than just possessions; they’re a source of adventure and enjoyment. Our mission is to provide tailored insurance options that protect your passion while giving you the peace of mind you need to fully embrace your recreational lifestyle.
When it comes to enjoying the great outdoors in Ontario, having the right recreational insurance is essential. At Duliban Insurance Brokers, we offer comprehensive and tailored insurance solutions to ensure you have the protection you need for your recreational vehicles and activities. Here are some of the key benefits of choosing Duliban Insurance Brokers for your recreational insurance needs:
- Customized coverage options. We understand that every recreational vehicle and activity is unique. Whether you own an ATV, snowmobile, boat, or RV, our team will work with you to create a customized insurance policy that meets your specific needs and provides the best possible protection.
- Comprehensive protection. Our recreational insurance policies offer comprehensive protection, including liability coverage, collision coverage, and comprehensive coverage for non-collision-related damages such as theft, fire, and vandalism. This ensures that you are covered for a wide range of potential risks and can enjoy your recreational activities with peace of mind.
- Experienced brokers. Our team of experienced brokers has extensive knowledge of the recreational insurance market in Ontario. We are committed to providing expert advice and guidance to help you understand your coverage options and make informed decisions about your insurance policy.
- Competitive rates. At Duliban Insurance Brokers, we strive to offer competitive rates for recreational insurance policies. By working with a variety of insurance providers, we can find you the best coverage at the most affordable price, helping you save money without compromising on protection.
- Personalized service. We take pride in offering personalized service to every one of our clients. From the initial consultation to ongoing support and claims assistance, our team is dedicated to providing a seamless and positive experience for all your insurance needs.
- Local expertise. As a local insurance broker, we have a deep understanding of the specific risks and requirements associated with recreational activities in Ontario. Our local expertise allows us to offer tailored solutions that are designed to address the unique challenges faced by Ontario residents.
- Peace of mind. With Duliban Insurance Brokers, you can enjoy peace of mind knowing that you are protected by a reliable and trusted insurance provider. Our comprehensive coverage and exceptional service ensure that you can focus on enjoying your recreational activities without worrying about potential financial setbacks.
Choosing Duliban Insurance Brokers for your recreational insurance in Ontario means partnering with a team that is committed to your safety, satisfaction, and peace of mind.
Explore our niche coverages designed for everything from boats and RVs to ATVs and more, and discover how we can keep your leisure activities fully protected.
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You're in Luck, We Have a Policy For That
Our personalized coverages will safeguard your investments against accidents, damage, theft, and liability, providing you with financial protection and peace of mind for all your favourite leisure activities.

ATV & UTV Insurance
For off-road adventures, ATV and UTV insurance in Ontario is essential. It keeps you covered while exploring trails, fields, and woodlands amongst a variety of locations and landscapes.

Boat Insurance
Protect your lifestyle and your watercraft. Boat insurance provides peace of mind while you’re out on the water, shielding you from unexpected events and a variety of common claims.

Slingshot Insurance
Slingshot insurance in Ontario provides the coverage you need to enjoy your open-air adventures, protecting this exclusive vehicle both on and off the road.

Snowmobile Insurance
Ontario winters make snowmobile insurance a must for enthusiasts. Secure a tailored policy which covers your sled and ensures you’re ready for snowy adventures.

RV Insurance
RVs provide the ultimate freedom to explore Ontario’s wilderness. Secure custom insurance so you can hit the road with confidence, protecting your motorhome or trailer.
**Recreational vehicle insurance covers any type of vehicle you can think of, including but not limited to motorcycles, boats, jet skis, ATV’s, UTV’s, RTV’s, snowmobiles, dune buggies, dirt bikes, off-road vehicles, motorhomes, trailers and more.
Don’t see it on this list? Contact a member of our broker team at +1 855-385-4226 to inquire about a specific coverage and/or product.
Frequently Asked Questions
We have collected the most relevant questions and answers about recreation insurance for you.
Recreation insurance is a specialized type of coverage designed to protect individuals and their recreational vehicles or equipment. This includes various types of vehicles and activities such as ATVs, snowmobiles, boats, and RVs. The insurance helps cover potential damages, liability, and other risks associated with recreational activities.
In Ontario, recreational insurance typically covers a wide range of vehicles including:
- All-Terrain Vehicles (ATVs)
- Snowmobiles
- Boats and personal watercraft
- Motorhomes and RVs
- Travel trailers
- Dirt bikes and other off-road vehicles
Recreational insurance is important for Ontario residents because it provides financial protection against accidents, theft, damage, and liability associated with the use of recreational vehicles. Given the popularity of outdoor activities in Ontario, having adequate coverage ensures peace of mind and helps mitigate the financial impact of unexpected incidents.
The cost of recreational insurance in Ontario can be influenced by several factors, including:
- Type and value of the recreational vehicle
- Usage and frequency of use
- Driver’s age and driving history
- Location and storage of the vehicle
- Selected coverage options and deductibles
Yes, recreational insurance policies can often be customized to meet the specific needs of the policyholder. This can include adjusting coverage limits, adding endorsements for additional equipment, and selecting different deductible levels. Customization allows individuals to tailor their policies to fit their unique recreational activities and vehicles.
Ontario residents can obtain recreational insurance by contacting insurance providers who specialize in this type of insurance. A consultation with Duliban Insurance Brokers can help you find customized coverage options.
When choosing a recreational insurance policy, individuals should consider:
- The type and amount of coverage needed
- The trustworthiness and dependability of the insurance company
- Cost of the premiums and potential discounts
- Policy exclusions and limitations
- Claims process and customer service experience
- Flexibility to adjust the policy as needs change
Recreational insurance provides peace of mind by ensuring that individuals are financially protected against unexpected events such as accidents, theft, or damage to their recreational vehicles. Knowing that they have coverage in place allows them to enjoy their recreational activities without worrying about the potential financial consequences of unforeseen incidents.
Policyholders should review their recreational insurance policy annually or whenever there are significant changes in their circumstances, such as purchasing a new vehicle, making modifications to their current vehicle, or experiencing changes in their driving habits. Regular reviews ensure that the coverage remains adequate and up-to-date, providing the necessary protection for their recreational activities.
In the event of an accident or damage to their recreational vehicle, policyholders should:
- Prioritize the safety of all individuals and obtain medical assistance if necessary
- Report the incident to the local authorities if necessary
- Document the scene with photos and gather contact information from any involved parties or witnesses
- Contact their insurance provider as soon as possible to report the claim and provide all necessary details and documentation
- Follow the insurance provider’s instructions for getting estimates and repairs
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Excellent experience working with Alex Shortridge for my condo and mortgage insurance. I was under a very tight deadline before closing on a new condo, and Alex truly went above and beyond.
She took the time to understand my family’s needs and secured home insurance coverage that was more comprehensive and better tailored than what several of the larger insurance companies were offering. She also worked directly with our mortgage lawyer to ensure all documentation was in place before the weekend ahead of our Monday closing.
Not only did she find additional discounts, but the policy actually came in less expensive than the big-name insurers while offering stronger, more customized protection.
I highly recommend Alex Shortridge if you’re looking for a knowledgeable, responsive, and efficient insurance broker for condo or home insurance, especially when you’re working under tight timelines.
I had finally found the right vehicle but not the right rate, Amy helped me secure that. She was professional, responsive, and helped me secure a really good rate. She made the whole process simple and assured that she would do her best to help out. Excellent service. I’d definitely recommend Duliban and Amy to anyone looking for a reliable insurance broker to get the best rate and insurance for your needs. Thanks again!
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Robert
Highly recommend June and Duliban Insurance.
John & Carol C.
Moreover, June should be an insurance-for-dummies instructor. I learned more in three days from her clear, cogent explanations than I had ever understood in my 36 years of being insured.
She shared her expert knowledge of a baffling industry to help me navigate within it not just now, but in the future as well. For example, she is the first to ever explain that if I have an at-fault collision with an insurer who offered first-incident forgiveness, but then I leave that insurer for another (within x number of years), the forgiveness doesn't carry over to the new insurer - and boy howdy, the new insurer does NOT care how minor the collision or how many decades of perfect record preceded that one at-fault. This and other invaluable information she taught me will help steer my insurance decisions forever more. Thank you June!
KEN
Amy Brown great service
highly recommended!
Happy client!
Great experience. A++
They gave me best quote and the customer service is ultra high level.
The most impressive is Amy Brown not only she is truly professional but also a very good person.
Thx you so much for the effort team.
Call her and she will get you the best deal.
Jim Pietz
With this in mind, I apologize Alex Shortridge for the wait
she was genuinely one of the most patient people I have ever had the pleasure of working with, I had many confusing questions that she answered and reworded her answers to help me better
And throughout the process of me trying to find a car, she made the process of getting quotes super simple and easy
All around the experience I had with this human being was excellent
Frankly, that word doesn’t carry enough power to explain how happy I am with her work
As you can tell, I am happy with the service
Thank you for making this process less confusing for me Alex!!
Thanks Jhonny!
I’ve dealt with many brokers in the past, but Alex stands out by far. She’s knowledgeable, incredibly friendly, and made the entire process feel easy and stress-free. If you're looking for someone who’s honest, efficient, and truly cares—Alex is the one to call. Highly recommend!
Thank you.
They have been growing a lot and it is well deserved, will continue to work with them into the foreseeable future
Thanks to your efforts, I now have coverage that not only fits my needs but is also affordable. I genuinely appreciate your dedication and support—you're truly a pleasure to work with!
Really great experience all the way from contact to signing. Would highly recommend.
-Mackenzie

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