Boat Insurance in Ontario

Get protection from strong winds and heavy storms, to sinking boats, and collapsed docks with the right boat insurance. Boat insurance can protect you from risks like property damage, bodily injuries and more.


Boat Insurance Ontario

Google Rating: 4.7Some awesome words from our Duliban Client Family

James Dorion
James Dorion
Great fast service
Ryan Gifford
Ryan Gifford
100% recommend checking these guys out if you’re looking for the best rates around. Fast, efficient and friendly, Eric had me on the road and helped me save over $120 a month on my car insurance in less than an afternoon. Couldn’t be happier with my experience dealing with them so far.
Zack Leduc
Zack Leduc
Great experience! Highly suggested!
Jessica Bryanton
Jessica Bryanton
Quick easy and painless. Eric made the whole process so seamless!
Jacob G
Jacob G
My experience was great with duliban insurance, warren, had everything ready for me to get my new truck in record speeds! Thank you
Never Mind
Never Mind
Agent warren provided fast service and there was no hidden fee or extra charges no headache whatsoever it was very responsible price for my car insurance..
Ryan Barneski
Ryan Barneski
Friendly people. The best rates so far.

The Different Types of Boats We Insure

At Duliban Insurance Brokers, we offer coverage for a broad range of boats to help you keep your investment safe. Whether you enjoy taking part in fishing, water skiing, or taking part in local marine events, you can have a fun and safe time when you take out a boat insurance policy with us. Some of the different types of boats we provide coverage for include:

  • Small ships
  • Bass boats
  • Personal watercraft
  • Yachts
  • Bowriders
  • Sailboats
  • Runabout boats

If you are ready to learn more about what boating insurance options are available to you, it is time to give the experts here at Duliban Insurance Brokers a call. We can help you make the best decision about your watercraft, sailboat, or bass boat and what level of coverage is best. You can contact Duliban Insurance Brokers today at 1-855-385-4226 for more details.

Product Details

Because boating insurance isn’t required by law in Ontario, it is common for many avid boaters in the area not to have a policy. It is also common for these individuals not to understand how beneficial this type of coverage is.

When you have a good insurance policy, your boat along with other marine equipment you use has adequate protection.  Therefore, the expensive tools and machinery that you use to operate your boat such as your trailer, trolling motors, and your fish finders remain protected in the event of an accident or natural disaster.

With boating insurance, you have the chance to enjoy all the fun water activities that you love with the confidence that if anything were to go wrong, your policy would have you covered.

The type of coverage that you have will vary depending on what coverage options you choose. However, most boating insurance policies offer protection against:

  • fire
  • theft
  • liability
  • collisions
  • other unexpected accidents.

A boating insurance policy can also provide you with protection from risks that are present while you are in the water. Coverage can include:

  • capsizing
  • stranding
  • sinking
  • some policies can even offer protection from explosions.

You have protection for your various types of marine equipment. This protection can include items such as your:

  • boat’s radios
  • GPS system
  • tools
  • your electric trolling motor

Many different factors can affect your boat insurance policy. You will need to consider this when considering a new policy to take out. Things such as the vessel length, the overall value of your boat, where store your boat when it is not in use, and the horsepower of the motor can all have an impact on your insurance policy.

These factors will not only determine the cost of your premium but will also learn what type of coverage you need, and which add-ons would be beneficial to you.

Coverage Details

Taking out a new boating insurance policy isn’t always a simple and straightforward process. You will need to consider several factors before you decide on what type of coverage you need, and that goes beyond the premium cost.  The experts at Duliban are ready to assist you through this process and get you the right policy with the right premium.

Along with the many different types of boat insurance options that are available, there are also several different types of liability coverage for our Ontario residents.

The Types of Boat Insurance Available to Ontario Residents

If you are looking to insure your privately-owned recreational boat, you have the following types of insurance options to consider.

Liability Insurance

Many boaters may wonder why they need liability insurance for their boat. Liability offers protection in the event of a catastrophic event such as a severe accident or injury, or a casualty due to your negligence. The right amount of liability insurance can provide you with the coverage you need to stay financially secure.

There are several areas that boat liability insurance can cover, such as:

Property damage liability

This type of liability insurance can cover damage done to another individual’s boat caused by your negligence. This coverage can also include damage to a dock, tools, equipment and other possessions.

Bodily injury liability

This type of coverage will take care of the cost associated with another individual’s injury caused by your boat. This protection includes the cost of medical expenses, hospitalization or any rehabilitation needed.

Pollution liability

This type of coverage will pay for damages caused in the event of a fuel spill from your boat.

Other types of boat insurance available:

Hull and Machinery

This type of boating insurance can provide coverage for damage to your boat up to the total loss of the vessel as well as any attached equipment.

Protection and Indemnity

This type of insurance offers liability coverage that protects against bodily injury and property damage. It helps any time you need to investigate a loss. It can even provide help with preparing a legal defense. Any time you are found to be at fault, this type of coverage can provide you with payment up to the limit listed on your insurance policy.

Medical Payments

This insurance coverage can help pay for incidental medical expenses that are caused by accidents or injuries that occur while on your boat.

Wreckage removal

This coverage will pay for any expenses associated with your legal obligation to remove debris or other forms of wreckage following an incident.

The Duliban Hometown Advantage

We Work For You

Our team of insurance professionals ensures that YOU receive the best coverage possible at the very best price.


We partner with over 25 different insurance companies that fight to earn your business.

Highly Rated

With multiple provincial and national recognition awards, it’s no wonder why our clients rave about us.

Simple Language

We make sure that you understand your policy without confusing you with complicated insurance jargon.

Let's find you the best possible coverage

Our offices are open for walk-ins from 9am-5pm Monday-Friday & by Phone 8am-5pm Monday-Friday Saturday's 9am-2pm.