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Boat Insurance in Ontario

Get protection from strong winds and heavy storms, to sinking boats, and collapsed docks with the right boat insurance. Boat insurance can protect you from risks like property damage, bodily injuries and more.

The Different Types of Boats We Insure

At Duliban Insurance Brokers, we offer coverage for a broad range of boats to help you keep your investment safe. Whether you enjoy taking part in fishing, water skiing, or taking part in local marine events, you can have a fun and safe time when you take out a boat insurance policy with us.Some of the different types of boats we provide coverage for include:

  • Small ships
  • Bass boats
  • Personal watercraft
  • Yachts
  • Bowriders
  • Sailboats
  • Runabout boats

If you are ready to learn more about what boating insurance options are available to you, it is time to give the experts here at Duliban Insurance Brokers a call. We can help you make the best decision about your watercraft, sailboat, or bass boat and what level of coverage is best. You can contact Duliban Insurance Brokers today at 1-855-385-4226 for more details.

Product Details

Because boating insurance isn’t required by law in Ontario, it is common for many avid boaters in the area not to have a policy. It is also common for these individuals not to understand how beneficial this type of coverage is.

When you have a good insurance policy, your boat along with other marine equipment you use has adequate protection.  Therefore, the expensive tools and machinery that you use to operate your boat such as your trailer, trolling motors, and your fish finders remain protected in the event of an accident or natural disaster.

With boating insurance, you have the chance to enjoy all the fun water activities that you love with the confidence that if anything were to go wrong, your policy would have you covered.

The type of coverage that you have will vary depending on what coverage options you choose. However, most boating insurance policies offer protection against:

  • fire
  • theft
  • liability
  • collisions
  • other unexpected accidents.

A boating insurance policy can also provide you with protection from risks that are present while you are in the water. Coverage can include:

  • capsizing
  • stranding
  • sinking
  • some policies can even offer protection from explosions.

You have protection for your various types of marine equipment. This protection can include items such as your:

  • boat’s radios
  • GPS system
  • tools
  • your electric trolling motor

Many different factors can affect your boat insurance policy. You will need to consider this when considering a new policy to take out. Things such as the vessel length, the overall value of your boat, where store your boat when it is not in use, and the horsepower of the motor can all have an impact on your insurance policy.

These factors will not only determine the cost of your premium but will also learn what type of coverage you need, and which add-ons would be beneficial to you.

Coverage Details

Taking out a new boating insurance policy isn’t always a simple and straightforward process. You will need to consider several factors before you decide on what type of coverage you need, and that goes beyond the premium cost.  The experts at Duliban are ready to assist you through this process and get you the right policy with the right premium.

Along with the many different types of boat insurance options that are available, there are also several different types of liability coverage for our Ontario residents.

The Types of Boat Insurance Available to Ontario Residents

If you are looking to insure your privately-owned recreational boat, you have the following types of insurance options to consider.

Liability Insurance

Many boaters may wonder why they need liability insurance for their boat. Liability offers protection in the event of a catastrophic event such as a severe accident or injury, or a casualty due to your negligence. The right amount of liability insurance can provide you with the coverage you need to stay financially secure.

There are several areas that boat liability insurance can cover, such as:

Property damage liability

This type of liability insurance can cover damage done to another individual’s boat caused by your negligence. This coverage can also include damage to a dock, tools, equipment and other possessions.

Bodily injury liability

This type of coverage will take care of the cost associated with another individual’s injury caused by your boat. This protection includes the cost of medical expenses, hospitalization or any rehabilitation needed.

Pollution liability

This type of coverage will pay for damages caused in the event of a fuel spill from your boat.

Other types of boat insurance available:

Hull and Machinery

This type of boating insurance can provide coverage for damage to your boat up to the total loss of the vessel as well as any attached equipment.

Protection and Indemnity

This type of insurance offers liability coverage that protects against bodily injury and property damage. It helps any time you need to investigate a loss. It can even provide help with preparing a legal defense. Any time you are found to be at fault, this type of coverage can provide you with payment up to the limit listed on your insurance policy.

Medical Payments

This insurance coverage can help pay for incidental medical expenses that are caused by accidents or injuries that occur while on your boat.

Wreckage removal

This coverage will pay for any expenses associated with your legal obligation to remove debris or other forms of wreckage following an incident.

Here's What Some Of Our Awesome Client Family Is Saying

Jaysus from the thousand islands
Jaysus from the thousand islands
I was in a pinch and needed insurance for my new business. Never having obtained commercial insurance before I knew it would be challenging. After calling numerous companies it became clear that Duliban was the right choice. They were very professional, had amazing response times, and got me the insurance I needed. I wouldn't consider any other company for my insurance needs.
Tracey Saulnier
Tracey Saulnier
Holly and Trevor have provided excellent service so far in giving us a very competitive quote and following through with the sign up process. We are new to the company so we will give a further review after we’ve been with them a while. So far- we are really impressed!
David Martino
David Martino
A terrific experience all around. Domenic and his team were quick, efficient and got us great home and auto insurance policies at an excellent price. Clear and effective communication throughout. Highly recommended.
Ryan Lymer
Ryan Lymer
I did an online multi-quote, gave me multiple quotes from companies in my area, and a few from outside my region. Thought to myself, that's too good to be true, so I disregarded it. About 20 minutes later, Amy, from Duliban Brokers gave me a call. She was very professional and very informative. Gave her the basic information to start a policy. Even though their offices closed at 2pm on Saturday, she went above and beyond with setting everything up for me on her end. Everything was online and easy. Had my new vehicle insured for the following Monday. Would absolutely recommend friends and foes to consider using Duliban Insurance Brokers for their insurance needs. Thank you so much Amy, I am beyond happy with my service.
Mike Virk
Mike Virk
Must give them try holly Moore gave me 5 star service.
John Delgaty
John Delgaty
A huge thank you to Domenic Tollis for finding the best possible insurance coverage for our vehicles and home. Domenic has excellent communication skills, is proactive and patient. He answered all of our questions and worked hard on the various scenarios presented to him. Other companies should take note of this kind company/client relationship. Well done Domenic and Duliban Insurance!!
Joan D
Joan D
Our car insurance was coming up for renewal with TD Insurance and I tried to get a lower rate with no luck. I didn’t have the time or energy to call multiple insurance companies for quotes. I’ve never used a broker before and a friend recommended Duliban. I’m so glad I called! It took 20 minutes on the phone with Warren Drake and I saved $160 per month for our cars and we have a 17 year old casual driver in the house. Our coverage is all the same except lower deductibles with Duliban (CAA had the best rates for us). The rates for home insurance were so good that we renewed early and took a penalty. I wouldn’t hesitate to recommend Duliban and Warren Drake, very professional, great customer service and they’re local to Niagara 😊
Raelynn Found
Raelynn Found
Holly provided excellent customer service and made my transition from my previous Insurance company quick and easy. She provided me with a rate at half the price I was previously paying. We spoke over the phone and via text which made it very easy for contact throughout my busy day. I highly recommend Holly and Duliban Insurance!!!

The Duliban Hometown Advantage

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