Auto insurance in Ontario

waterloo car insurance

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Get the Fast Facts About Car Insurance in WaterlooWe have compiled some of the most relevant information about Waterloo car insurance numbers from top sources to help further assist you in understanding how your auto insurance premiums are determined.

113,520

People Live in Waterloo

Eastbridge

One of the most popular areas of Waterloo

53

Median age of drivers in Waterloo

Less than 10 km

Average daily commute in Waterloo

$1,331

Average annual premium in Waterloo

$110/month

Average monthly premium in Waterloo

Let's find you the best possible Waterloo insurance coverage

What Does My Auto Insurance Policy in Waterloo Cover?

Mandatory coverage for insurance in Ontario

This covers legal expenses if you’re sued after an accident. It covers the costs associated with injuries and damage that you caused to others if you’re at-fault in an accident.

This coverage provides funds if someone is injured and in an accident.

This covers all costs if a driver is uninsured or in the event of a hit-and-run.

Covers damage to your vehicle or other property if you’re not at fault in an accident that’s in Ontario.

Optional coverage for insurance in Ontario

This covers damage to your vehicle if you’re involved in an accident with an object, or are at-fault.

Covers damage to your vehicle which happen from incidents other than an accident such as hail, wind, water, theft, or even vandalism.

This coverage gives you one ‘free’ at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.

If your vehicle is deemed a total loss this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price of your car.

This covers the expenses relating to towing your car after an accident.

You can have your car insurance coverage extend to protect you while driving a rental vehicle up to a certain limit.

How Waterloo compares to other cities in Ontario

Ontario $1,505
Etobicoke $1,684
Niagara Falls $1,327
Mississauga $1,996
Waterloo $1,331
Orangeville $1,766
Grimsby $1,368
Hamilton $1,664
Cambridge $1,378
Burlington $1,374
Ajax $2,104
Toronto $1,953
Brampton $1,976
Guelph $1,391
Milton $1,498

GET THE BEST COVERAGE & PRICE ON YOUR WATERLOO AUTO INSURANCE.

Let's find you the best possible Waterloo insurance coverage

Ways to Save Money on Waterloo Car Insurance

Staying Accident FreeWe know accidents happen, that's why they are called just that! But by remaining accident free on your driving history will keep your rates low, as this is the single largest factor in your price.

Remove Bad DriversWhoever lives in your home is automatically added to your policy, and if they have had an accident or ticket in the past number of years it might be effecting your rate. Be sure to have them removed from the policy.

Winter TiresBy installing winter tires on your vehicle you will be eligible for some great discounts on your policy and the best news is you reduce your chances of getting in a collision with safer stopping ranges and better handling during the winter months.

Bundle & SaveBy bundling your home and auto policies you can save up to 20% on car insurance and up to 50% on home insurance.

Put Both Cars On One PolicySimilar to bundling home and auto, if you have multiple vehicles on one policy you can add additional discounts.

Living in a Safe AreaInsurance companies use your postal code for your rates, so insuring you live in a safe neighbourhood is one of the largest factors on your price.

Google Rating: 4.7Some awesome words from our Duliban Client Family

Kathryn Hutson
Kathryn Hutson
2022-09-12
Hilary was great at switching over my policies and getting me the right quote! Will definitely continue to work with Duliban moving forward.
dan tocchet
dan tocchet
2022-09-05
Excellent service from moment they contacted me to when both auto & home insurance was set up. Definitely would recommend Duliban Insurance Brokers.
Wanda Durbin
Wanda Durbin
2022-09-05
I would definitely recommend looking here for first-rate customer service! It was my 1st time using an on-line insurance broker, and I would like to thank Warren Drake for making it virtually stress-free! (dare I say enjoyable?) Warren was very professional, courteous, personable & efficient. He made sure, at every juncture, to present me with the options available, ensured that I understood & recommended what he felt was best & why. Stress-free & very good rate! Well done!!
Eyad Daoud
Eyad Daoud
2022-08-29
Thank you. Excellent experience
brandon rayray
brandon rayray
2022-08-24
As I was looking a new quote for a car insurance at lowestrates.ca I've found Duliban Insurance Brokers thru CAA. And thanks a lot to Trevor his generosity and helpfulness. You guys are awesome and have a good service and dedication. I highly recommend Duliban Insurance Brokers and give 5 stars
Moncef El Jirari
Moncef El Jirari
2022-08-22
I just started shopping and browsing as I am planning to buy a car in the next few months, and Amy Brown called me to give me all the information I need to make the right decision on what insurance company to choose. She was very professional and very helpful even though she knows I'm buying an insurance in the future as my new car is not ready yet. The rates and coverage she could find me are unbeatable for Toronto Midtown. I highly recommend to anyone looking for an Insurance Broker. Thanks Amy Brown in case you read this message.
Jennifer Lemieux
Jennifer Lemieux
2022-08-16
oops, Troy Blackledge - sorry Troy!!
george farrell
george farrell
2022-08-10
I've completed my first year with Duliban Insurance brokers. Signing up for auto insurance I happily saved hundreds of dollars annually for one car. Being a senior with an excellent record Amy Brown made it simple and quick with big savings to begin my new auto policy. I had been with prior insurer for close to 20 years of clean driving. Kudos to Amy and the Duliban Insurance team! Much success!!
Jeremy Dunn
Jeremy Dunn
2022-08-09
Very satisfied with how Duliban handled insurance for my farm property. John Critchley is very knowledgeable, patient and responsive.

How Duliban Works.

We are an independent insurance brokerage and distributer dating back to 1976. Helping with all insurance products from Canada's top providers, we represent you with one goal in mind..... to secure the best coverage at the best price for you our valued client.

STEP 1Call us at 1-855-385-4226, chat with us over live chat or provide us your information by clicking get a quote on one of our insurance products. This can take as little as 5 minutes!

STEP 2Meet your very own shopper! Our brokers will personalize a policy for you and match you with the best rate and coverage from the top providers.

STEP 3It's as simple as that! Now you have your coverage. Leave it to us we will manage the rest ensuring you receive your documents with e-signature and so on.

STEP 4Leave us a review! We love to hear about your experience and it matters to us! This is how we know what you want, how well we did, and how we can best serve you.

Let's find you the best possible insurance coverage in Ontario

We provide competitive quotes from 25+ of Canada's top insurance providers.

We provide competitive quotes from 25+ of Canada's top insurance providers.

As Insurance Brokers representing you, we have put together some reviews of our partners. These are from our individual brokers who have had years of experience working with each of our partners.
our broker reviews of insurance providers

Who are Duliban Insurance Brokers LTD?Your Hometown Ontario Insurance Broker Since 1976

Our history starts in 1976. After 20 plus years working for a local steel mill, James Duliban purchased a small insurance brokerage in Welland called ‘R.F. Seehuber Insurance Agency’ and operated at that time under James Duliban Insurance Brokers.

Let's find you the best possible Waterloo insurance coverage

The Duliban Advantage

Don't let car insurance pricing in Ontario put you in a bad mood, we're here to help. With access to 25 of Canada's top insurance companies to shop from we are able to match your insurance needs with the right coverage at the right price. Get a quote above or call us now at 1-855-DULIBAN.

We Work For You

Our team of insurance professionals ensures that YOU receive the best coverage possible at the very best price.

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We partner with over 25 different insurance companies that fight to earn your business.

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With multiple provincial and national recognition awards, it’s no wonder why our clients rave about us.

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We make sure that you understand your policy without confusing you with complicated insurance jargon.