Save up to 30% on electric vehicle coverage in Ontario.
We’re leading the charge in providing comprehensive coverage for the future of auto technology. With a deep commitment to innovation and environmental responsibility, our tailored coverages will keep you on the road with confidence.
Unique rates, designed for you.
We are proud to partner with the Electric Vehicle Society and offer you a unique group insurance rate which qualifies you for an additional 30%* discount when combining with your home policy.
*prices are subject to membership with the EV Society and documentation will be provided to secure the membership and associated discounts.
Coverages
Get to know what’s covered with your EV insurance in Ontario:
Third Party Liability
Covers the legal expenses if you’re sued after an at-fault accident
Accident Benefits
Electric vehicle insurance provides funds for accident-related injuries
Uninsured Automobile
Covers all costs if a driver is uninsured, or flees the scene of an accident (ie. a hit-and-run)
Direct Compensation
Covers damage to vehicle or other property not at-fault in an accident
Additional Liability
Electric car insurance covers damage caused by your home charging cable or vehicle gear
EV Battery Protection
Covers third-party suppliers in the event you lease the batteries in your EV
Home Charger Protection
Electric auto insurance covers your home charging station and is added to your existing home insurance policy
Optional Coverages
Collision Coverage
Electric vehicle insurance covers damage to your vehicle if you’re involved in an accident with an object or are at fault
Comprehensive Coverage
Covers damage to your vehicle from incidents such as hail, wind, water theft or vandalism
Accident Forgiveness
Grants you one “free” at-fault accident, protecting you from a rate increase provided you remain with the same company
Depreciation Coverage
In the event your vehicle is deemed a total loss, this entitles you to the original price you paid/ current sale price of your vehicle, and prevents depreciation
Emergency Roadside
Electric vehicle insurance covers the expenses related to towing a vehicle after an accident
Rental Car Coverage
Extends your insurance coverage to a rental vehicle, up to a maximum limit
Who Needs Electric Car Insurance?
All electric vehicle owners are required to have electric car insurance. In Ontario, it is legally required to have insurance coverage for any vehicle you own to protect against potential claims. This requirement applies universally, whether you drive a gas-powered, electric, or hybrid car.
If you already own a vehicle, you likely already have car insurance. Switching to electric vehicle insurance can be as straightforward as any other vehicle change you’ve made before. To ensure you have the necessary coverage and explore additional options, contact Duliban Insurance Brokers.
What Is Considered An Electric Car?
An electric car is powered by an electric motor and batteries, which must be charged through a wall outlet or a charging station. These Plug-in Electric Vehicles (EVs) need a regular connection to an EV charger to recharge their batteries. An example of an electric car is a Tesla.
All-electric cars differ from plug-in hybrid electric cars (PHECs). PHECs use an internal combustion engine powered by gasoline and batteries to run an electric motor. When the electric batteries deplete, the vehicle switches to the gasoline engine.
There are various makes and models of electric vehicles on the market, each offering different ranges before the battery needs recharging. Ontario is seeing an increase in public charging stations, enhancing charging convenience. Charging times for electric vehicles can vary based on many factors.
Benefits of Electric Auto Insurance
Electric vehicle insurance offers several distinct advantages for owners of electric vehicles (EVs), ensuring comprehensive protection and support tailored to the unique aspects of these cars.
Specialized Coverage
Discounts and Incentives
Comprehensive Protection
Roadside Assistance
Coverage for Charging Stations
Lower Environmental Impact
Future-Proof Policies
Peace of Mind
When adding onto your home policy just won’t cut it, we’ve got an enhanced program dedicated to the niche coverage you’re looking for. Buy your policy online in minutes, with Tractor Protect.
Getting an Electric Auto Insurance Quote in Ontario
Understanding Electric Auto Insurance
Factors Influencing the Quote
Several factors can influence your electric auto insurance quote in Ontario:
- Vehicle value. The high initial cost of electric vehicles and their components can impact the premium.
- Usage. How often and how far you drive your EV can affect the insurance cost. Lower mileage frequently leads to reduced premiums.
- Location. Where you live and park your vehicle can influence your insurance rates due to varying risk levels in different areas.
- Coverage options. The extent and type of coverage you choose will directly affect the quote. Comprehensive plans offer broader protection but come at a higher cost.
Obtaining an electric auto insurance quote in Ontario is a straightforward process that requires detailed information about your vehicle and coverage needs. By comparing quotes and consulting with an insurance broker, you can find a policy that offers the best protection and value for your electric vehicle.
Duliban Insurance Brokers can help with electric vehicle insurance in Ontario. Call us at +1 855-385-4226.
FAQs & Troubleshooting Help
- Comprehensive and collision coverage to protect against damage or loss.
- Liability coverage protects against claims if you cause an accident.
- Coverage for the EV battery and charging equipment.
- Roadside assistance that includes battery charging.
- Optional coverage for rental reimbursement if your EV is in the shop for repairs.
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When adding onto your home policy just won’t cut it, we’ve got an enhanced program dedicated to the niche coverage you’re looking for. Buy your policy online in minutes, with Tractor Protect.
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