contractors insurance in ontario

This coverage is provided to cover claims in the event of a financial loss initiated by an injury caused by you or one of your employees. However, this coverage does not protect your employees.

This coverage will provide the funds necessary to repair or replace any damaged items at a job site.

Protection under a contractor’s liability policy will cover businesses in the event of a lawsuit claiming copyright infringement when advertising their services.

A contractor’s liability policy, if selected, can provide coverage in the event your business is harmed by certain claims of libel, slander, malicious prosecution, and violation of privacy rights.

Provides coverage for medical bills.

If your business stores any personally identifiable information such as birthdays, credit card numbers, addresses, and other key information, your business has cyber liability exposure.

Coverage is provided if your business rents a location, and the property is damaged while occupying the space.

Coverage extending to work performed by subcontractors can be included in your policy to add an extra layer of protection.

Most contractors will have an automobile policy providing hired and non-owned automobile coverage. However, in the few instances where no commercial vehicles are owned, you will want to include this coverage extension. This extension covers claims when renting, borrowing, or using a non-owned automobile for business.