contractors insurance in ontario
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We are an independent insurance brokerage and distributer dating back to 1976. Helping with all insurance products from Canada's top providers, we represent you with one goal in mind..... to secure the best coverage at the best price for you our valued client.
STEP 1Call us at 1-855-385-4226, chat with us over live chat or provide us your information by clicking get a quote on one of our insurance products. This can take as little as 5 minutes!
STEP 2Meet your very own shopper! Our brokers will personalize a policy for you and match you with the best rate and coverage from the top providers.
STEP 3It's as simple as that! Now you have your coverage. Leave it to us we will manage the rest ensuring you receive your documents with e-signature and so on.
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What's Covered with Your Contractors Insurance in Ontario
Bodily Injury
This coverage is provided to cover claims in the event of a financial loss initiated by an injury caused by you or one of your employees. However, this coverage does not protect your employees.
Property Damage
This coverage will provide the funds necessary to repair or replace any damaged items at a job site.
Advertising
Protection under a contractor’s liability policy will cover businesses in the event of a lawsuit claiming copyright infringement when advertising their services.
Reputation
A contractor’s liability policy, if selected, can provide coverage in the event your business is harmed by certain claims of libel, slander, malicious prosecution, and violation of privacy rights.
Medical Payments
Provides coverage for medical bills.
Cyber Liability
If your business stores any personally identifiable information such as birthdays, credit card numbers, addresses, and other key information, your business has cyber liability exposure.
Rental Premises
Coverage is provided if your business rents a location, and the property is damaged while occupying the space.
Work by Subcontractors
Coverage extending to work performed by subcontractors can be included in your policy to add an extra layer of protection.
Hired & Non-Owned Vehicle
Most contractors will have an automobile policy providing hired and non-owned automobile coverage. However, in the few instances where no commercial vehicles are owned, you will want to include this coverage extension. This extension covers claims when renting, borrowing, or using a non-owned automobile for business.
CONTRACTORS INSURANCE
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