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ONTARIO SMALL BUSINESS VENDORS INSURANCE
MAKING IT SIMPLE

What Is Vendor Insurance Coverage?

When you attend an event such as a county fair, trade show, or farmers’ market, you are at risk of your product or good getting complaints or creating injuries or illness.The more product you sell to people, the higher the risk that you will be at the receiving end of a liability lawsuit. Vendor insurance protects you in the event of an incident with coverage for bodily injury, property damage, and medical payments up to your policy’s specified limits.

Most locations where you sign a rental space contract will require vendor insurance coverage. Even when they do not, it is a wise investment to purchase a plan to protect your company from a lawsuit.

PROTECTING YOUR SMALL BUSINESS, SO YOU CAN GROWN WITH NEW CUSTOMERS AT THE MARKET!

Vendor Insurance in Ontario

Google Rating: 4.7Some awesome words from our Duliban Client Family

James Dorion
James Dorion
2022-06-21
Verified
Great fast service
Ryan Gifford
Ryan Gifford
2022-06-18
Verified
100% recommend checking these guys out if you’re looking for the best rates around. Fast, efficient and friendly, Eric had me on the road and helped me save over $120 a month on my car insurance in less than an afternoon. Couldn’t be happier with my experience dealing with them so far.
Zack Leduc
Zack Leduc
2022-06-16
Verified
Great experience! Highly suggested!
Jessica Bryanton
Jessica Bryanton
2022-06-13
Verified
Quick easy and painless. Eric made the whole process so seamless!
Jacob G
Jacob G
2022-06-05
Verified
My experience was great with duliban insurance, warren, had everything ready for me to get my new truck in record speeds! Thank you
Never Mind
Never Mind
2022-06-05
Verified
Agent warren provided fast service and there was no hidden fee or extra charges no headache whatsoever it was very responsible price for my car insurance..
Ryan Barneski
Ryan Barneski
2022-05-30
Verified
Friendly people. The best rates so far.

Why Should I Have Vendor Insurance Coverage for My Small Business?

When a business sells a product to the public, insurance becomes essential. When you own a small business, the importance of vendor insurance coverage increases because that investment becomes your livelihood. One lawsuit, even a small one, could bankrupt your business. If you have employees, this will make matters even worse as you may have to face displacing them.

 

Vendor insurance coverage provides you, your customers, and employees the protection they require. Customers are assured knowing they have a place to turn if they have issues with their product. Employees know they have a place to work in the morning, and you have peace of mind knowing all will be well with a policy in place.

What Does VIC for a Small Business Cover?

When we at Duliban Insurance look at small businesses, you want to be covered for every incident, especially when attending vendor events. Trade shows and farmer’s markets see the greatest liability risk because you work directly with the public. Often, it is within a close setting, and with a busier atmosphere, it can lead to simple mistakes.

 

With vendor insurance coverage, you generally have the following options:

General Liability: This is the most common type of insurance. It covers damages if a visitor slips and falls or suffers another type of injury while visiting your space. It can also cover illness after consuming your product or if a competitor sues, claiming defamation or copyright infringement.

Commercial Property: This part of your insurance would cover you if you were to damage the venue’s property. It also covers your own property should it become damaged during the event.

Product Liability: This insurance covers against lawsuits should someone claim that your product made them ill or caused them injury.

Workers’ Comp: Like standard workers’ comp, it covers wages and medical bills for an employee who suffers an injury on the job.

Cyber Liability: With more data breaches, should you conduct mobile business, this would protect you should the info you collect be compromised.

Liquor Liability: Not that many deal with this, but it is important to mention. It covers you should you be sued due to selling alcohol to an intoxicated individual involved in an accident that injures a party.

How You Can Get Started

When you have questions about your small business and vendor insurance coverage, our team at Duliban Insurance wants to help you.

Contact us today to find the answers you seek. We will provide you with a free quote based on your current business needs.

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