Current Category: Property

Insurance & Students: Everything You Need to Know

Being a student is hard work — so is raising one. The university or college years are memorable chapters of the lives of young adults. They’re a time to make friends, explore ideas, learn lessons (academic and otherwise), and for many, a time to spread your wings and live away from home for the first time....
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Get to Know the Types of Water Damage Coverage Before it’s Too Late

Did you know that water damage is now the leading payout for insurance company claims? The majority of insurance claims are water related, so it’s essential to understand your insurance coverage. In addition, you should be aware of preventative measures you can take to mitigate water damage to your home and requirements for when you leave...
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Why Does My Address Make A Difference For My Insurance?

Understanding how insurance companies calculate rates can be challenging. There are tons of factors taken into the premiums for car and home insurance. People normally have a subtle understanding about the way car insurance premiums work. However, insurance providers would have their own ways for determining the rates. Generally, people understand that car insurance depends...
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Home Insurance 101: What You Need to Know

After Hurricane Harvey, it is time to insure your homes to cover for any losses in case of a calamity. Home insurance is important for multiple reasons – it covers your precious investment against any damage or loss due to natural disasters or unfortunate accidents. Secondly, it protects your from any lawsuits pertaining to loss...
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Going on Vacation? Be Sure Your Home is Secure With These Essential Tips

A Homeowner’s Guide to Travel: Watch Your Home While on Vacation When you’re getting ready for a vacation, your checklist is likely focused on what you’re bringing with you. But one of the most essential things to remember for vacation isn’t something you’d pack in your suitcase: it’s protecting your home. Who’s going to watch your...
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Renting vs Buying a Home: Weighing Your Options

Renting vs. Buying a Home: Which Would be Better For You? Buying your first home can be intimidating. When you’re contemplating renting vs. buying a home, there are a lot of factors to consider. While renting might be a cheaper option up front, you need to consider the other factors that go into the debate....
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5 Common Home Insurance Questions You Need Answered

Answers to Your 5 Most Common Home Insurance Questions As a homeowner, you likely have tons of home insurance questions. Sometimes your policy doesn’t always make sense, especially when you’re getting insurance for the first time. Whether you’re buying a home for the first time, or looking to switch insurance companies, it’s important to fully...
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How to Save Money on Your Electric Bill in 11 Easy Steps

11 Ways to Save on Energy Bills In Ontario, hydro rates are rising faster than we can blink, and many people are stuck trying to make ends meet just to keep the lights on. But the good news is that there are some things you can to do save on energy bills, and many of...
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Wood Stoves and Home Insurance: What Does it Mean for my Policy?

What’s the Deal With my Wood Stove and Home Insurance? As we are now approaching heating season, we will of course be turning on our furnace, boilers, or even our wood stoves. Wood stove insurance is a very large topic in the insurance industry as any type of auxiliary heating needs to be declared for...
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Don’t Let Water Damage Ruin Your Life: Follow These Essential Prevention Tips

When water damage invades your home, it can be extremely expensive. It can happen in many ways, from a washing machine leaking in the basement to a torrential downpour outside. If you’ve ever dealt with a flooded basement before, you understand why it’s vital to prevent these situations from happening as much as you possibly...
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