Pensions have long been a cornerstone of retirement planning, providing financial security for millions of retirees. However, as demographic trends shift and life expectancy continues to rise, the sustainability of traditional pension systems is becoming an increasingly urgent concern. With an aging population, lower birth rates, and evolving workforce dynamics,

Sustainable Insurance: Supporting a Greener Future

As climate change and environmental concerns take center stage, industries worldwide are rethinking their impact on the planet—including the insurance sector. The rise of sustainable insurance reflects a shift toward greener practices, rewarding policyholders who embrace eco-friendly choices. Whether it’s discounts for energy-efficient homes, incentives for driving electric vehicles, or

Spring Pest Infestations: Does Your Home Insurance Cover the Damage?

As temperatures rise and nature comes back to life, spring brings more than just blooming flowers and longer days—it also signals the return of pests. Homeowners often face unwelcome visitors like termites, rodents, ants, and other seasonal pests, which can cause structural damage and lead to costly repairs. But when

Recently Engaged? Here Are 5 Life Insurance Considerations

Congratulations! Getting engaged is a thrilling chapter in life, filled with wedding planning, future dreams, and big decisions. While choosing a venue and picking a honeymoon destination may be at the top of your to-do list, it’s also the perfect time to start thinking about financial planning—specifically, life insurance.

Tips for Talking to Your Family About Finance

Money is one of the most important topics a family can discuss—yet it’s also one of the most avoided. Whether it’s budgeting, saving for the future, or planning for unexpected events, financial conversations can sometimes feel uncomfortable. But open, honest discussions about money can help set your family up for

Biking Season Is Here: Stay Safe and Share the Road

As the weather warms up, more cyclists are hitting the streets, trails, and bike lanes. Whether you’re an avid cyclist or a driver navigating busy roads, safety should be a top priority. With more bikes on the road, the potential for accidents increases—making it crucial for everyone to be aware,

What to Do in a Power Outage During Freezing Winter Weather

Winter storms can bring heavy snow, ice, and strong winds, all of which can lead to power outages that last for hours—or even days. When the temperatures drop, losing power isn’t just an inconvenience; it can be dangerous. Without electricity, heating systems, water pipes, and even basic communication can be

7 Things to Consider Before Starting a Family

Starting a family is an exciting milestone, but it’s also a decision that comes with significant responsibilities. To ensure you’re ready for this next chapter, it’s important to plan ahead and weigh all the factors involved. Here are seven key things to consider when preparing to grow your family. 1.

Last Minute Gift Ideas for Holiday Hosts

As the holiday season swings into full gear, you might find yourself attending a variety of gatherings, parties, and dinners. If you’ve been invited last-minute or simply forgot to pick something up, don’t worry! Showing up empty-handed isn’t an option, but finding a thoughtful, easy-to-find gift doesn’t have to be

Mental Health and Remote Work: Strategies for Staying Connected

The shift to remote work has brought unprecedented flexibility and convenience, but it has also highlighted the importance of mental health and social connections in the workplace. As employees navigate this new way of working, it’s essential to address the psychological challenges that can arise from isolation and disconnection. Let’s

Holiday Movie Marathon Essentials: Snacks and Setups for a Perfect Night In

As the holiday season rolls around, what better way to cozy up and get into the festive spirit than with a holiday movie marathon? Whether you’re into heartwarming classics, animated adventures, or laugh-out-loud comedies, a night spent watching holiday films is a perfect way to relax and unwind. But to

Cozy Up for the Holidays: 8 Must-Try DIY Winter Decor Ideas

As winter sets in and the holiday season approaches, there’s nothing like transforming your home into a cozy retreat. Whether you’re planning to entertain guests or simply want to create a festive atmosphere for your family, DIY winter décor projects are a fun and affordable way to bring warmth and

Duliban Insurance is committed to providing comprehensive insurance solutions tailored to the unique needs of every client, paired with outstanding customer service and affordable rates. Founded in 1976, we’ve proudly represented Canada’s top insurance companies for over 45 years, with steadfast commitment to our clients, our team, and our community.