When you’re in the market for a new vehicle, one of the biggest decisions you’ll make is whether to lease or buy. While most people focus on monthly payments and long-term value, there’s another factor that’s just as important: your car insurance. Whether you lease or own, your coverage needs

From Learner to Licensed: A Guide for First-Time Drivers

Becoming a licensed driver is a major milestone. It comes with the thrill of freedom and responsibility – but also a few nerves. Whether you’re prepping for your written exam, learning the ropes with a G1 or G2 license, or finally driving solo, there’s a lot to think about. Here’s

The Impact of Spring Construction on Your Home & Auto Insurance

Spring is a season of renewal, and for many, that means home renovations, road construction, and major infrastructure projects. Whether you’re upgrading your home or navigating detours and potholes, it’s important to understand how these seasonal changes can impact your home and auto insurance coverage. How Home Renovations Affect

Biking Season Is Here: Stay Safe and Share the Road

As the weather warms up, more cyclists are hitting the streets, trails, and bike lanes. Whether you’re an avid cyclist or a driver navigating busy roads, safety should be a top priority. With more bikes on the road, the potential for accidents increases—making it crucial for everyone to be aware,

Spring Driving Hazards – How to Stay Safe on the Road

Winter may may be (almost) behind us, but spring introduces a fresh set of driving challenges. The roads you traveled all winter might now be riddled with potholes. Sudden rain showers can create slippery surfaces, making it harder to maintain control. And with wildlife becoming more active, the chances of

Subcontractor vs. General Contractor Insurance: What’s the Difference?

If you work in construction, you know that every project relies on a mix of professionals, from general contractors overseeing the big picture to subcontractors handling specialized tasks. But when it comes to insurance, their needs aren’t the same. Understanding the difference between general contractor insurance and subcontractor insurance

What Canada’s Aging Population Means for Life Insurance

Canada is undergoing a significant demographic shift. With the population aged 65 and older projected to nearly double by 2050, this aging trend will have profound implications for many sectors—including life and health insurance. Understanding how these changes impact coverage, costs, and planning is crucial for individuals and businesses alike.

Gap Coverage vs. 43 Endorsement: Understanding Your Options

When insuring your vehicle, it’s important to choose coverage that truly meets your needs. Two commonly misunderstood options are gap coverage and the 43 endorsement. While both protect your vehicle investment, they serve very different purposes. Let’s break them down so you can make an informed decision. What is

Savings for Winter Tires: Why Insurance Discounts Make Sense

As winter approaches and the roads become icy and slick, vehicle safety becomes a top priority for drivers. One of the most effective ways to stay safe on the road during the colder months is by switching to winter tires. In recognition of this, many insurance companies offer a winter

Why Your Insurance Premium Might Rise – Even If You’re a Safe Driver

You’ve been a careful driver for years—no accidents, no tickets, yet you still notice an increase in your auto insurance premium. It can be confusing and frustrating, but there are many reasons why your insurance rate might rise, even when you’re accident-free. Let’s explore some of these factors to give

What to Look for When Test Driving a New Vehicle

Test driving a new vehicle is an exciting part of the car-buying process, but it’s also one of the most important steps to ensure you’re making the right choice. A quick spin around the block can give you a feel for the car, but to truly evaluate it, you’ll want

How to Lower Your Insurance Premiums: Practical Tips That Work

Auto insurance is a necessity, but that doesn’t mean you have to pay sky-high premiums. By making a few smart adjustments and taking advantage of available discounts, you can significantly reduce your auto insurance costs without sacrificing coverage. Here are some practical tips to help you lower your premiums.

Duliban Insurance is committed to providing comprehensive insurance solutions tailored to the unique needs of every client, paired with outstanding customer service and affordable rates. Founded in 1976, we’ve proudly represented Canada’s top insurance companies for over 45 years, with steadfast commitment to our clients, our team, and our community.