Your policy will automatically renew on a monthly basis by billing the premium to your credit card on file. The documents will be emailed and mailed to the address on file. We are available at any time to discuss any questions or changes to the policy. Your policy can/will be cancelled based on:
– credit card issues (expiration or credit limit)
– instructed by you (cancel any time as it is a monthly subscription)
Yes, $2,000,000 liability coverage is included for the use of the tractor along with the property damage and bodily injury caused by its personal use and operation.There are exclusions for business use, pollution claims, and other situations which are outlined in the available policy wording.
For a complete list of liability exclusions, please contact us at any time.
We are working on rolling out Tractor Protect to all of Canada, this is a lengthy process and can be complicated at times. We have recently expanded to the Maritime provinces to provide the best tractor insurance on the market.
Tractor Protect is available in the following provinces:
– Nova Scotia
– New Brunswick
– Prince Edward Island
Tractor Protect is not designed to cover farm tractors or farming equipment. Duliban Insurance can provide you a quote on Farm Insurance which would cover all your farming machinery and tractors.
Duliban Insurance works with the best farm insurance companies in Ontario and we specialize in providing custom farm insurance packages which cover farm equipment, farm machinery (including new/used tractors) and buildings.
This policy provides “All Risk” coverage and however is subject to common exclusions, these include as follows:A. latent defect, inherent vice, gradual deterioration or wear and tear;
B. if the property insured is actually being worked on or repaired and directly resulting from or caused by any repairing, adjusting or servicing of the property insured, unless fire or explosion ensues and then only for the loss or damage caused by such ensuing fire or explosion;
C. corrosion, rust, dampness of atmosphere, freezing or extremes of temperature;
D. misappropriation, secretion, conversion, infidelity or any dishonest act on the part of “you” or other party of interest, “your” or their employees or agents or any person(s) to whom the property may be entrusted, except bailees for hire;
E. any mysterious disappearance (tractor is missing without police report or records)
F. mechanical breakdown, mechanical defect, scraping, scratching or marring;
G. breaking or falling through ice;
H. rodents (such as squirrels or rats), insects, birds, vermin (such as skunks and raccoons) or pests;
I. the weight of a load imposed on a machine exceeding the capacity for which such machine was designed;
J. while in any race, speed test or tractor pull event.