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ATV & UTV Insurance in Ontario

If you own an ATV or UTV, you need insurance. At Duliban Insurance, our team can help you learn more about your ATV/UTV Insurance options.

Why You Need ATV/UTV Insurance

Off-road vehicles like ATVs and UTVs are popular options for outdoor recreation in Ontario. While they may be fun to ride, these vehicles are not toys and should be driven responsibly. Yet, like any other type of vehicle, accidents do happen. Unfortunately, a minor accident on an ATV or UTV can cause serious injuries to occur. Not to mention the additional property damage these vehicles can cause.

A good plan for ATV Insurance in Ontario can help you avoid the high cost of medical bills and property damage. The right policy can also protect against theft, vandalism, and other perils. Driving an ATV without insurance carries a $5000 fine.

Product Details

Many off-road vehicle owners mistakenly believe their Homeowner’s Insurance policy covers their ATV or UTV. But that isn’t always the case. Our ATV/UTV Insurance plans provide you with coverage against theft and other issues while you have your vehicle off your own property.

An ATV/UTV Insurance policy from Duliban Insurance can provide you with peace of mind while you enjoy your favorite pastime. This policy offers coverage for Liability, Property Damage, and Accident Benefits. Additional coverage options are available for Comprehensive and Collision protection.

Coverage Details

Most ATV Insurance plans offer Liability Coverage, Property Damage, and Accident Benefits Coverage. You can also purchase Comprehensive and Collision protection. This coverage will protect your ATV or UTV against theft, vandalism and other perils. It will also provide you with adequate protection against collision if your ATV is damaged by an accident or collision with another object.

All ATV and UTV owners should keep in mind that insurance laws and regulations vary from one province to another or one country to another. If you choose $2,000,000 in Civil Liability Coverage, you will be covered if you cause harm to anyone with your ATV or UTV, if the claim results in a lawsuit. Aside from a few exceptions, this insurance policy will cover both the material damage to your vehicle as well as any physical injuries caused by the accident.

Here is a rundown of the ATV Insurance coverage limits.

  • Bodily Injury ($25K/$50K Limits)
  • Property Damage ($25K Limit)
  • Medical Payments ($5,000 Limit)
  • Uninsured/Underinsured ($12K/$25K Limits)
  • Collision ($200 Deductible)
  • Comprehensive ($200 Deductible)

An ATV Insurance plan shouldn’t be something you think about after an accident or act of vandalism. It should be something you consider before you even purchase your new off-road vehicle. Let the experts here at Duliban Insurance Brokers help you find the right type of coverage for your ATV or UTV.

Here's What Some Of Our Awesome Client Family Is Saying

Jaysus from the thousand islands
Jaysus from the thousand islands
I was in a pinch and needed insurance for my new business. Never having obtained commercial insurance before I knew it would be challenging. After calling numerous companies it became clear that Duliban was the right choice. They were very professional, had amazing response times, and got me the insurance I needed. I wouldn't consider any other company for my insurance needs.
Tracey Saulnier
Tracey Saulnier
Holly and Trevor have provided excellent service so far in giving us a very competitive quote and following through with the sign up process. We are new to the company so we will give a further review after we’ve been with them a while. So far- we are really impressed!
David Martino
David Martino
A terrific experience all around. Domenic and his team were quick, efficient and got us great home and auto insurance policies at an excellent price. Clear and effective communication throughout. Highly recommended.
Ryan Lymer
Ryan Lymer
I did an online multi-quote, gave me multiple quotes from companies in my area, and a few from outside my region. Thought to myself, that's too good to be true, so I disregarded it. About 20 minutes later, Amy, from Duliban Brokers gave me a call. She was very professional and very informative. Gave her the basic information to start a policy. Even though their offices closed at 2pm on Saturday, she went above and beyond with setting everything up for me on her end. Everything was online and easy. Had my new vehicle insured for the following Monday. Would absolutely recommend friends and foes to consider using Duliban Insurance Brokers for their insurance needs. Thank you so much Amy, I am beyond happy with my service.
Mike Virk
Mike Virk
Must give them try holly Moore gave me 5 star service.
John Delgaty
John Delgaty
A huge thank you to Domenic Tollis for finding the best possible insurance coverage for our vehicles and home. Domenic has excellent communication skills, is proactive and patient. He answered all of our questions and worked hard on the various scenarios presented to him. Other companies should take note of this kind company/client relationship. Well done Domenic and Duliban Insurance!!
Joan D
Joan D
Our car insurance was coming up for renewal with TD Insurance and I tried to get a lower rate with no luck. I didn’t have the time or energy to call multiple insurance companies for quotes. I’ve never used a broker before and a friend recommended Duliban. I’m so glad I called! It took 20 minutes on the phone with Warren Drake and I saved $160 per month for our cars and we have a 17 year old casual driver in the house. Our coverage is all the same except lower deductibles with Duliban (CAA had the best rates for us). The rates for home insurance were so good that we renewed early and took a penalty. I wouldn’t hesitate to recommend Duliban and Warren Drake, very professional, great customer service and they’re local to Niagara 😊
Raelynn Found
Raelynn Found
Holly provided excellent customer service and made my transition from my previous Insurance company quick and easy. She provided me with a rate at half the price I was previously paying. We spoke over the phone and via text which made it very easy for contact throughout my busy day. I highly recommend Holly and Duliban Insurance!!!

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