classic car insurance in ontario

Usage. As long as it is not your daily driver (and it meets the age requirements) you qualify. You can use your vintage car for exhibitions, organized meetings, club functions, tours and some pleasure driving only.

Storage. It’s best if your classic car is stored in a secure enclosed structure like a private garage, storage unit or pole barn. But other types of storage may be acceptable as well. Such as driveways, carports, car hauling trailers or parking garages.

Vehicles that qualify for classic car insurance include antique and classic cars with model years from 1884 to 1979. As well as classic trucks and SUVs with model years 1996 and older.

This covers legal expenses if you’re sued after an accident. It covers the costs associated with injuries and damage that you caused to others if you’re at-fault in an accident.

This coverage provides funds if someone is injured and in an accident.

This covers all costs if a driver is uninsured or in the event of a hit-and-run.

Covers damage to your vehicle or other property if you’re not at fault in an accident that’s in Ontario.

This covers damage to your vehicle if you’re involved in an accident with an object, or are at-fault.

Covers damage to your vehicle which happen from incidents other than an accident such as hail, wind, water, theft, or even vandalism.

This coverage gives you one ‘free’ at-fault accident, meaning your rates will not increase on your first accident if you remain with the same company.

If your vehicle is deemed a total loss this coverage will protect you from depreciation. You’ll be entitled to the original price you paid/current sale price of your car. 

This covers the expenses relating to towing your car after an accident.

You can have your car insurance coverage extend to protect you while driving a rental vehicle up to a certain limit.

If you can prove that you are actively restoring your vehicle, you may qualify for this coverage.

Not all car shows or rallies are local. With this coverage, you can roll down the road with the peace of mind.

Protection for historical or collectible automotive items such as gas pumps, station displays, license plates, model cars and other toys, posters and signs and many more.

This provides coverage for all your tool boxes, storage cabinets, and accessories needed to maintain your vehicle.

Your vintage car is more than just a vehicle. If something happens that can’t be repaired this coverage allows you to keep your vehicle and collect the full agreed value.