Search

Horror Movie Characters Who Could Have Used Life Insurance

Halloween Movie Characters Who Could Have Used Life Insurance

Halloween is full of spine-chilling movies where characters face terrifying situations. But what if they’d had life insurance? Let’s look at seven iconic characters who could have used some financial protection to spare their families from horror, if not themselves!

 

1. Jack Torrance – The Shining

In Stanley Kubrick’s The Shining, Jack Torrance takes a job as the winter caretaker at the eerie Overlook Hotel. Isolated in a snowbound resort, Jack slowly loses his sanity, thanks to the influence of supernatural forces, and eventually turns on his family. His descent into madness leaves his wife, Wendy, and son, Danny, fleeing for their lives.

 

A life insurance policy could have provided financial relief to his family, especially after Jack’s death in the freezing hedge maze. It might not have undone the terror they faced, but Wendy and Danny would at least have been financially secure after surviving the trauma.

 

2. Marion Crane – Psycho

Alfred Hitchcock’s Psycho follows Marion Crane, a woman on the run after embezzling money from her employer. She stops for the night at the infamous Bates Motel, where she meets Norman Bates—and her untimely death in the film’s iconic shower scene.

 

Marion’s poor decision to steal money led her to a tragic fate, but a life insurance policy could have provided financial closure for her family after her death. While nothing could ease the emotional toll, it would have ensured that her loved ones weren’t left in a financial bind.

 

3. Laurie Strode – Halloween

In John Carpenter’s Halloween, Laurie Strode faces the relentless Michael Myers, a masked killer who terrorizes her hometown. She narrowly escapes death multiple times, but the threat of Michael never truly disappears.

 

Given Laurie’s ongoing battles with Michael Myers, life insurance could have offered her family peace of mind. With her near-constant risk of being hunted by a serial killer, a policy would have ensured that if Michael ever succeeded in his attempts, her family wouldn’t have to bear the financial fallout along with the emotional one.

 

4. Ellen Ripley – Alien

In Alien, Ripley is aboard the Nostromo when a deadly extraterrestrial life form begins attacking the crew. Throughout the franchise, she continues to face these horrifying creatures, always at the edge of survival.

 

With her life constantly at risk in deep space and multiple battles with the terrifying Xenomorphs, Ripley could have secured her family’s financial future through life insurance. The unpredictable nature of her missions made her a prime candidate for coverage that could support her loved ones.

 

5. Nancy Thompson – A Nightmare on Elm Street

Nancy Thompson, the heroine of A Nightmare on Elm Street, must fight to survive the deadly Freddy Krueger, who stalks teenagers in their dreams. As her friends fall victim to Freddy’s nightmare attacks, Nancy becomes the final girl who outsmarts the dream-killer.

 

Nancy’s battle with Freddy Krueger takes place in the dream world, but her very real risk of dying in her sleep made her a candidate for life insurance. Her family, coping with her death in such strange circumstances, could have at least avoided financial strain.

 

6. Randy Meeks – Scream

Randy, the horror movie expert in Wes Craven’s Scream franchise, knows all the rules for surviving a scary movie. Yet even his knowledge can’t save him when Ghostface comes knocking, and Randy’s fate is sealed by the second installment.

 

As someone who was well aware of the risks, Randy would have been wise to secure a life insurance policy to protect his loved ones. His tragic demise could have been softened by the knowledge that his family was financially taken care of.

 

7. Sidney Prescott – Scream

Sidney Prescott, the ultimate final girl, is targeted time and again by different killers wearing the Ghostface mask. Over the course of the Scream franchise, she manages to survive countless deadly encounters.

 

Though Sidney has proven to be resilient, her close brushes with death make her an ideal candidate for life insurance. A policy would ensure that, in the event she couldn’t escape Ghostface’s wrath, her loved ones wouldn’t be left struggling.

 

_

 

While these characters faced extreme horror situations, life insurance is an essential tool for anyone who wants to protect their family from financial hardship after their death. Make sure you and your loved ones are covered, no matter what life—or the afterlife—throws your way.

 

This Halloween, don’t leave your family in the dark. Contact our team to explore customized life insurance policies for every scare life may bring.

related blogs

Read related blogs

Our blog is packed with the tips and tricks you want to read, and deserve to know.

Charitable Giving and Insurance: How Donations Impact You at Year End
December 24, 2025

The holiday season inspires generosity. Many Canadians choose December as the time to give back to causes they care about,

Winter Storms and Your Travel Insurance
December 22, 2025

Winter travel can be unpredictable, especially during the busy holiday season. Snow, freezing rain, high winds and sudden temperature drops

Why You Should Think Twice Before Cancelling Winter Motorcycle Insurance
December 19, 2025

When the cold weather arrives and the bike goes into storage, many riders wonder if they should cancel their motorcycle

Holiday Travel Plans? Here’s Why You Need Travel Insurance
November 21, 2025

The holidays are meant for joy, family, and a little well-earned rest, but if you’ve ever travelled during the winter

What Happens When Your Term Life Insurance Ends
November 19, 2025

Term life insurance is one of the most straightforward and affordable types of coverage available: you choose a set term

The Real Cost of Frozen Pipes (and How to Avoid a Winter Insurance Claim)
November 17, 2025

It happens every year: the first deep freeze arrives sooner than expected, and suddenly homeowners are dealing with the unpleasant

Duliban Insurance Brokers in Ontario

About Us

History

Locations

Resources

Our Insurers

Claims

Referral Program

Blog

Join The Team

Careers

Contact

Auto

Classic Car 

Electric Vehicle

High Risk 

Motocycle

Ride Sharing & Uber

Home

Condo

Airbnb

Cottage

Landlord

Tenant

Business

Small Business

Commercial Auto

Commercial Property

Contractor

Cyber

Liability

Farm

Recreation

RV

ATV & UTV

Slingshot

Snowmobile

Boat

Tractor Protect

Mich Stars

We have a 4.8 rating from over 600 reviews