Author name: Duliban Insurance Brokers

keep receipts and take notes for insurance adjuster

What Should You Do While Waiting for Your Insurance Adjuster?

After experiencing flooding in your home, reporting your insurance claim is an important first step. But what happens while you’re waiting for your insurance adjuster to contact you or assess the damage? The days immediately following a flood can be stressful, but there are several things you can do to protect your home, document the […]

What Should You Do While Waiting for Your Insurance Adjuster? Read More »

commercial flood claims

Commercial Flood Damage Claims: What Ontario Business Owners Need to Know

Heavy rainfall and flooding can bring business operations to a sudden halt. Whether it’s water entering your storefront, damaged inventory, flooded equipment, or forced closures, the financial impact can be significant. Understanding your commercial insurance coverage before disaster strikes can help your business recover faster. At Duliban Insurance Brokers, we’re here to help Ontario business

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portable generator

Portable Generators and Power Outages: What Every Homeowner Should Know

Over the past few months, we have experienced more power outages lasting countless hours. Whether they are caused by a severe storm, high winds, ice accumulation, or equipment failures, losing electricity can lead to spoiled food, flooded basements, frozen pipes, and other expensive damage. That is why many homeowners are turning to portable generators to

Portable Generators and Power Outages: What Every Homeowner Should Know Read More »

rental insurance

Tenant Insurance and Flood Damage: What Renters Need to Know Before Water Ends Up on the Floor

If the last few weeks have taught us anything, it is that heavy rainstorms, sewer backups, burst pipes, and overflowing rivers are becoming more common across Ontario. While many tenants assume their landlord’s insurance will cover any water damage, that’s often not the case. If you’re renting an apartment, condo, or house, or a basement

Tenant Insurance and Flood Damage: What Renters Need to Know Before Water Ends Up on the Floor Read More »

water damage

Mitigating Water Damage After Flooding: A Homeowner’s Guide

What to Do After a Flood to Protect Your Home and Insurance Claim Recent heavy rainfall across Niagara has left many homeowners dealing with flooded basements, water damage, and the overwhelming task of cleaning up. While the immediate priority is keeping your family safe, taking the right steps after a flood can also help reduce

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CAA High Theft Vehicle List

CAA Releases 2026 High Theft Vehicle List

Auto theft across Canada continues to be a serious and costly issue, with annual losses estimated at up to $900 million. Even though many vehicle manufacturers have introduced improved security features and Canadian vehicle owners are becoming more aware of theft prevention options, auto theft remains a significant issue. To once again try to stay ahead

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Duliban Insurance 50th anniversary

Family-owned insurance brokerage celebrates 50 years

On May 31, Duliban Insurance Brokers celebrated 50 years in business, marking five decades of growth from a small local agency into one of Ontario’s leading independent insurance brokerages. What makes this milestone even more significant is the company’s continued success and evolution under third-generation family ownership. Jason Duliban and his twin brother, Adam, took full

Family-owned insurance brokerage celebrates 50 years Read More »

Personal vs. Business Use for Auto Insurance: What Ontario Drivers Need to Know

Many Ontario drivers assume that if they personally own their own vehicle, their personal auto insurance policy automatically covers all of their driving activities. However, how you use your vehicle plays a major role in determining the type of coverage you need. Understanding the difference between personal and business use can help ensure you have

Personal vs. Business Use for Auto Insurance: What Ontario Drivers Need to Know Read More »

Auto reform changes - know who is protected in your car

The Important Auto Reform Change that Applies to Everyone Starting July 1, 2026

If you are a licensed driver in Ontario, you probably have heard about the upcoming changes in Accident Benefit coverage for policies renewing after July 1, 2026. While coverage will remain the same unless you have indicated that you want to remove certain coverages, changes are happening that will impact all drivers, and even their

The Important Auto Reform Change that Applies to Everyone Starting July 1, 2026 Read More »

first responders Ontario

Introducing the Medallion Program: Exclusive Insurance for First Responders in Ontario

At Duliban Insurance Brokers, we believe the people who dedicate their lives to protecting our communities deserve insurance solutions designed specifically for their unique needs. That’s why we’re proud to offer the Medallion Program, an exclusive group insurance solution created for Ontario’s first responders and their families.   Whether you’re responding to emergencies, protecting public

Introducing the Medallion Program: Exclusive Insurance for First Responders in Ontario Read More »

accident benefit changes with the new auto reform

Mandatory vs Optional Benefits in the 2026 Ontario Auto Insurance Reform

Are Accident Benefits Optional in Ontario Now? Until now, drivers have not had to consider which accident benefits were covered under their automotive insurance policy. This is about to change with the new 2026 Ontario Auto Insurance Reform. Starting July 1, 2026, most benefits that were previously included in every policy will become optional, giving

Mandatory vs Optional Benefits in the 2026 Ontario Auto Insurance Reform Read More »

RV and trailer insurance

Summer RV & Trailer Insurance Guide for Ontario Drivers

Summer in Ontario means road trips, weekends at the campground, and adventures across cottage country. Whether you own a motorhome, travel trailer, fifth wheel, utility trailer, or camper, having the right insurance coverage is essential before you hit the road. At Duliban Insurance Brokers, we help Ontario drivers protect their RVs and trailers with customized

Summer RV & Trailer Insurance Guide for Ontario Drivers Read More »

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