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Personal vs. Business Use for Auto Insurance: What Ontario Drivers Need to Know

Automobile, Commercial /

Many Ontario drivers assume that if they personally own their own vehicle, their personal auto insurance policy automatically covers all of their driving activities. However, how you use your vehicle plays a major role in determining the type of coverage you need. Understanding the difference between personal and business use can help ensure you have […]

Personal vs. Business Use for Auto Insurance: What Ontario Drivers Need to Know Read More »

Auto reform changes - know who is protected in your car

The Important Auto Reform Change that Applies to Everyone Starting July 1, 2026

Automobile, Broker/ Insurance News /

If you are a licensed driver in Ontario, you probably have heard about the upcoming changes in Accident Benefit coverage for policies renewing after July 1, 2026. While coverage will remain the same unless you have indicated that you want to remove certain coverages, changes are happening that will impact all drivers, and even their

The Important Auto Reform Change that Applies to Everyone Starting July 1, 2026 Read More »

first responders Ontario

Introducing the Medallion Program: Exclusive Insurance for First Responders in Ontario

Automobile, Boats, Broker/ Insurance News, Cottage, Home, Motorcycle, Property, Recreation, Rental/ Hosting /

At Duliban Insurance Brokers, we believe the people who dedicate their lives to protecting our communities deserve insurance solutions designed specifically for their unique needs. That’s why we’re proud to offer the Medallion Program, an exclusive group insurance solution created for Ontario’s first responders and their families.   Whether you’re responding to emergencies, protecting public

Introducing the Medallion Program: Exclusive Insurance for First Responders in Ontario Read More »

accident benefit changes with the new auto reform

Mandatory vs Optional Benefits in the 2026 Ontario Auto Insurance Reform

Automobile, Broker/ Insurance News /

Are Accident Benefits Optional in Ontario Now? Until now, drivers have not had to consider which accident benefits were covered under their automotive insurance policy. This is about to change with the new 2026 Ontario Auto Insurance Reform. Starting July 1, 2026, most benefits that were previously included in every policy will become optional, giving

Mandatory vs Optional Benefits in the 2026 Ontario Auto Insurance Reform Read More »

RV and trailer insurance

Summer RV & Trailer Insurance Guide for Ontario Drivers

Automobile, Lifestyle, Recreation, Seasonal /

Summer in Ontario means road trips, weekends at the campground, and adventures across cottage country. Whether you own a motorhome, travel trailer, fifth wheel, utility trailer, or camper, having the right insurance coverage is essential before you hit the road. At Duliban Insurance Brokers, we help Ontario drivers protect their RVs and trailers with customized

Summer RV & Trailer Insurance Guide for Ontario Drivers Read More »

mental health awareness month

Group Benefits and Mental Health: Why Employee Coverage Matters More Than Ever

Group Benefits, Lifestyle /

May is Mental Health Awareness Month, a time to recognize the importance of mental well-being and the role employers can play in supporting their teams. For many businesses, one of the most meaningful ways to invest in employees is by offering a comprehensive group benefits plan. Beyond helping attract and retain top talent, group benefits

Group Benefits and Mental Health: Why Employee Coverage Matters More Than Ever Read More »

Duliban Insurance Brokers online client portal featuring policy management, document access, claims reporting, payment options, and home inventory tools for insurance customers.

How the Duliban Insurance Self-Serve Client Portal Makes Managing Your Policy Easier

Automobile, Boats, Commercial, Cottage, Electric Vehicles, Home, Motorcycle, Property, Recreation, Rental/ Hosting, Seasonal, Tractor /

Managing your insurance shouldn’t feel complicated. Whether you need to access documents, make a change, or review your coverage, convenience matters. That’s why Duliban Insurance Brokers offers a secure self-serve client portal that gives you 24/7 access to your insurance information anytime, anywhere.   What Is the Duliban Self-Serve Client Portal? The Duliban Client Portal

How the Duliban Insurance Self-Serve Client Portal Makes Managing Your Policy Easier Read More »

rental car coverage

Does Your Auto Insurance Cover Rental Cars?

Automobile, Lifestyle, Seasonal /

The weather is just about right for road trips and long weekend getaways. If you are considering renting a car for an upcoming trip, it’s important to understand what your personal auto insurance actually covers and what it doesn’t. Most drivers assume their personal auto insurance covers rental cars, but every policy is different. At Duliban

Does Your Auto Insurance Cover Rental Cars? Read More »

basement flood home insurance

Spring Flooding – Sump Pumps, Backups and Your Home Insurance

Home, Lifestyle, Property, Rental/ Hosting, Seasonal /

Spring in Niagara and all throughout southern Ontario brings much-anticipated longer days, but it also comes with heavier rain. As seasonal storms increase, the risk of basement flooding rises fast. For homeowners, that makes sump pumps, sewer backups, and the right insurance coverage more important than ever.    Protect your home and avoid costly surprises

Spring Flooding – Sump Pumps, Backups and Your Home Insurance Read More »

boat insurance in Ontario

Boat Insurance in Ontario: Coverage for Niagara, Muskoka, and Lake Ontario Boaters

Boats, Cottage, Lifestyle, Recreation, Seasonal /

From the scenic shores of Lake Ontario and Lake Erie to the cottage country waters of Muskoka, some of the best boating in Canada can be found in Ontario.  Whether you’re cruising in Niagara-on-the-Lake, fishing in Muskoka, or enjoying weekends along the shores of Lake Ontario, Lake Erie, or Lake Huron, having the right boat

Boat Insurance in Ontario: Coverage for Niagara, Muskoka, and Lake Ontario Boaters Read More »

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