Life Insurance

Preparing for Rising Prescription Costs in 2025

Preparing for Rising Prescription Costs in 2025

Prescription costs are on the rise, with experts projecting a significant 7% increase in health benefit expenses in 2025. For employers and employees alike, this presents challenges in maintaining affordable healthcare coverage without compromising on quality.   At Duliban Insurance, we recognize how these shifts impact businesses, which is why our new Group Benefits Division

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Managing Cost and Risk in Group Benefit Plans: Strategies for 2025

Managing Cost and Risk in Group Benefit Plans: Strategies for 2025

As we approach 2025, employers face a significant challenge in managing the costs and risks associated with group benefit plans. Rising healthcare expenses, changing employee expectations, and regulatory pressures necessitate a strategic approach to benefit design and management. By understanding these dynamics, organizations can implement effective strategies to optimize their group benefits while controlling costs.

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The Role of a Benefits Advisor: Why Your Business Needs One

The Role of a Benefits Advisor: Why Your Business Needs One

A benefits advisor plays an essential role in helping businesses navigate the often complex world of employee benefits. From health and dental plans to retirement savings, a benefits advisor ensures that employers offer the right packages to meet their employees’ needs while staying within budget. But what exactly does a benefits advisor do, and why

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national pharmacare plan now in effect for Canada

Canada Passes National Pharmacare Legislation: What This Means for You

On October 10, 2024, Canada reached a historic milestone by passing national pharmacare legislation, a major step toward ensuring equitable access to essential medications across the country. This landmark decision addresses longstanding gaps in prescription drug coverage and brings Canada closer to a universal, single-payer pharmacare system. Here’s what this means for Canadians, particularly those

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Supporting Employee Mental Health with Group Benefit Plans

Supporting Employee Mental Health with Group Benefit Plans

In today’s fast-paced work environment, mental health is more important than ever. As an employer, one of the best ways to support your team’s well-being is by offering a comprehensive group benefits plan that includes mental health support. These plans not only provide financial relief but also give employees access to valuable resources, helping them

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Halloween Movie Characters Who Could Have Used Life Insurance

Horror Movie Characters Who Could Have Used Life Insurance

Halloween is full of spine-chilling movies where characters face terrifying situations. But what if they’d had life insurance? Let’s look at seven iconic characters who could have used some financial protection to spare their families from horror, if not themselves!   1. Jack Torrance – The Shining In Stanley Kubrick’s The Shining, Jack Torrance takes

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Group Benefits 101: A Tailored Approach for Business Owners

Group Benefits 101: A Tailored Approach for Business Owners

In the dynamic landscape of business, one constant remains: your employees are your most valuable asset. The success and growth of your business hinge on their dedication, motivation, and overall well-being. That’s where the concept of group benefits steps in – a robust strategy that not only enhances your employees’ lives but also fortifies your

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