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What Is a Certificate of Insurance - and When Do You Need One?

What Is a Certificate of Insurance – and When Do You Need One?

Whether you’re a contractor bidding on a job or a client hiring someone to work on your property, the term Certificate of Insurance – or COI – will likely come up. While it’s just a one-page document, it carries serious weight in the world of commercial insurance. It provides peace of mind, helps manage risk, […]

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Subcontractor vs. General Contractor Insurance: What’s the Difference?

Subcontractor vs. General Contractor Insurance: What’s the Difference?

If you work in construction, you know that every project relies on a mix of professionals, from general contractors overseeing the big picture to subcontractors handling specialized tasks. But when it comes to insurance, their needs aren’t the same.   Understanding the difference between general contractor insurance and subcontractor insurance is essential for protecting your

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The Importance of Builder’s Risk Insurance: When Do You Need It?

The Importance of Builder’s Risk Insurance: When Do You Need It?

When it comes to construction projects, whether you’re building a new home or renovating an existing structure, having the right insurance coverage is crucial. One key policy that often flies under the radar is builder’s risk insurance. So, what is it, and why do you need it? Let’s break it down…   What is Builder’s

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Contractors and Liability Insurance: Why Is General Liability Important?

Contractors and Liability Insurance: Why Is General Liability Important?

Contractors and Liability Insurance: Why Is General Liability Important? March, 16 2022 Risks abound on every construction job site in Ontario. Contractor’s liability insurance in Ontario covers most of the common risks in the construction industry. Nonetheless, contractors need to have a good understanding of the types of risks they face every day and how

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