When most people think about life insurance, they think about the death benefit. A financial safety net that protects loved ones when you’re gone. But if you own a permanent life insurance policy, there may be another layer of value quietly growing in the background, and one you can access while you’re still alive. […]
Can You Borrow from Your Life Insurance Policy? Understanding Cash Value Access Read More »
Your children are grown, the house is quieter, and you’ve entered a new chapter of life: the empty nester stage. With fewer day-to-day responsibilities and more financial flexibility, many people assume this is the time to scale back on things like life insurance. After all, your kids are independent now, so why keep paying for
Is Life Insurance a Smart Move for Empty Nesters? Read More »
When most people think of travel insurance, they picture overseas getaways, international flights, and unexpected hospital visits in a foreign country. But what about a weekend escape to the Rockies? Or a cross-country flight to visit family in Nova Scotia? It’s easy to assume that if you’re staying in Canada, you don’t need travel insurance.
Is Travel Insurance Worth It for Domestic Trips? Here’s Why You Might Need It Read More »
Whether you’ve spent years curating a vintage comic book collection, invested in fine artwork, or inherited heirloom antiques passed down through generations, your prized possessions likely carry more than just monetary value. But when it comes to home insurance, not all policies automatically cover the full worth of your collectibles – and that can lead
Are Your Collectibles Covered? Insurance for Art, Antiques & Memorabilia Read More »
Buying your first home is one of life’s most exciting (and overwhelming) milestones. You’ve spent months hunting for the perfect place, navigating mortgage approvals, and dreaming about paint colours and furniture placement. But there’s one detail that often flies under the radar for first-time homebuyers – and that’s insurance. While most buyers know they
Insurance Tips for First-Time Homebuyers (That Nobody Tells You) Read More »
A quick trip to the grocery store. A slow roll at a four-way stop. A moment’s distraction in a busy parking lot. Fender benders are one of the most common types of collisions – and while the damage might be minor, the impact on your auto insurance premiums can be anything but. Many drivers
The Real Cost of a Fender Bender: How Claims Impact Your Premiums Read More »
Auto theft continues to be a serious issue across Canada, particularly in urban areas where crime rings are targeting high-value vehicles. Even with improved anti-theft technology, certain makes and models remain at the top of thieves’ lists. To stay ahead of this ongoing concern, CAA Insurance Company has released its updated High Theft Auto
CAA Releases 2025 High Theft Vehicle List Read More »
When we picture cottage season in Canada, it’s often lazy afternoons on the dock, crackling bonfires, and peaceful, unplugged weekends. But summer also brings unpredictable weather – especially in rural and lakefront areas where cottages are often located. Heavy rain, windstorms, hail, and even localized flooding can turn a weekend escape into a property
Storm-Proofing Your Cottage: Preparing for a Wild Canadian Summer Read More »
For many Canadians, the cost of dental care has been a long-standing barrier to consistent oral health. Recognizing this gap, the federal government introduced the Canadian Dental Care Plan (CDCP) – a program designed to help make dental care more accessible and affordable for millions of Canadians without private insurance. With phased enrollment and
Understanding the New Canadian Dental Care Plan Read More »
Whether you’re a contractor bidding on a job or a client hiring someone to work on your property, the term Certificate of Insurance – or COI – will likely come up. While it’s just a one-page document, it carries serious weight in the world of commercial insurance. It provides peace of mind, helps manage risk,
What Is a Certificate of Insurance – and When Do You Need One? Read More »
With the Canadian government expanding the Canada Summer Jobs program to create up to 6,000 additional employment opportunities, more businesses are welcoming students into their operations this season. It’s great news for youth employment and for employers looking for energetic, eager-to-learn team members during their busiest months. But if you’re considering hiring summer students
Hiring Summer Students? Know Your Insurance Obligations Read More »
Wildfire season in Canada is here – and it’s already proving to be one of the most aggressive in recent memory. With over 200 active fires burning across provinces like Manitoba and Saskatchewan, many homeowners are facing a new level of urgency when it comes to protecting their property, their families, and their peace of
5 Ways to Protect Your Home and Insurance Coverage This Wildfire Season Read More »
Duliban Insurance is committed to providing comprehensive insurance solutions tailored to the unique needs of every client, paired with outstanding customer service and affordable rates. Founded in 1976, we’ve proudly represented Canada’s top insurance companies for over 45 years, with steadfast commitment to our clients, our team, and our community.
History
Locations
Our Insurers
Claims
Referral Program
Blog
Careers
Contact
Contact
Classic Car
Electric Vehicle
High Risk
Motocycle
Ride Sharing & Uber
Small Business
Commercial Auto
Commercial Property
Contractor
Cyber
Liability
RV
ATV & UTV
Slingshot
Snowmobile
Boat
We have a 4.8 rating from over 600 reviews
