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Gather more insight on your perfect policy, with coverage recommendations, current trends, news articles and other tips from the insurance world.

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The Rising Impact of AI and Generative AI on Insurance

The insurance industry is undergoing a significant transformation driven by advancements in artificial intelligence (AI) and generative AI technologies. These

Eco-Friendly Travel Tips for Reducing Your Carbon Footprint

Traveling offers opportunities for adventure and cultural immersion, but it also presents a chance to minimize your impact on the

Ways to Celebrate at Home This Canada Day

Canada Day is a time to celebrate the country’s rich history, diverse culture, and natural beauty. While traditional celebrations often

Safety First: Baby Proofing Tips for New Parents

Welcoming your first child into the world is an exciting and joyous time, but it also comes with new responsibilities—especially

Hosting a Backyard BBQ? Don’t Forget Liability Insurance

Summer is the perfect time for gathering friends and family for a backyard BBQ. The combination of delicious food, good

Beat the Heat: 6 Tips for Protecting Your Car in High Temps

As the summer temperatures soar, your car faces unique challenges that can affect its performance and longevity. A heatwave can

How Autonomous Vehicles and Self-Driving Features Are Shaping Risk and Premiums

The rise of autonomous vehicles (AVs) and self-driving features are transforming the auto insurance industry. At Duliban Insurance, we recognize

8 Ways to Show Your Support for Pride Month

June is Pride Month, a time to celebrate and support the LGBTQIA+ community. Whether you’re part of the community or

Insurance for Remote Workers: New Coverage Needs in a Changing Workforce

The rise of remote work has revolutionized the traditional workplace, offering flexibility and new opportunities. However, this shift also brings

Worried About Rising Insurance Costs? We Get It.

Insurance costs in Canada have been steadily rising, impacting affordability for many residents. This trend is influenced by various factors,

Tesla Theft Rates and Why Their Advanced Security Features Keep Them Safe

Electric vehicles (EVs) have revolutionized the automotive industry, and Tesla is at the forefront of this change. With sleek designs,

Protecting Your Trailer On The Road & In The Driveway

Owning a utility trailer can be incredibly beneficial for various tasks, from transporting equipment to moving goods. However, ensuring that

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July 2026 Ontario Canada Auto Reform Information

Ontario Auto Insurance Changes 2026: What Drivers Need to Know About the New Auto Reform

Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including: