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If you’ve recently added a tagging device to your vehicle, it’s essential to inform your insurance company to potentially benefit
As summer approaches, many homeowners are looking for creative ways to make the most of their backyard oasis. One emerging
As electric vehicles (EVs) become increasingly popular, many Ontario homeowners are considering installing EV chargers at home. One of the
As an insurance company committed to promoting safety and well-being, we understand the allure of summer camping and the importance
At Duliban Insurance Brokers, we’re always on the lookout for innovative ways to help homeowners save on their insurance premiums
At Duliban Insurance, we understand that being involved in a car accident, even a minor one like a fender bender,
Vehicle theft remains a significant issue in Ontario, with increasing rates affecting not just car owners but also the broader
As an insurance company specializing in home insurance in Ontario, we understand the importance of ensuring your home is adequately
At Duliban Insurance, we’re dedicated to keeping you informed about the latest developments that may affect your auto insurance coverage.
Saying “I Do” in Paradise Dreaming of exchanging vows against a backdrop of sun-kissed beaches, lush landscapes, or historic landmarks?
Are you considering renting out your cottage this summer? Whether you can’t make it up as much as you planned
Are you ready to embark on the exciting journey of becoming a boat owner? As specialists in boat insurance in
Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including:
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