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Young Drivers: Should I put the Car Registration in Their Name?

Young Drivers: Should I Put the Car in Their Name?

Getting a driver’s license is a major milestone – for both teens and parents. Along with the excitement comes a

Boat Insurance in Ontario: Coverage for Niagara, Muskoka, and Lake Ontario Boaters

From the scenic shores of Lake Ontario and Lake Erie to the cottage country waters of Muskoka, some of the

Getting Your M License in Ontario

What to Expect When Getting Your M Licence in Ontario Getting your motorcycle license in Ontario is a major

What to Do If Your Car Is Stolen: A Step-by-Step Guide for Ontario Drivers

Waking up in the morning to find that your car was stolen is stressful and overwhelming. Though difficult, it is

Personal Tractor Insurance in New Brunswick: Protect Your Equipment with Tractor Protect

If you own a tractor for personal use in New Brunswick, protecting that investment is just as important as insuring

Tractor protect by Duliban Insurance Broker

Does My Home or Car Insurance Cover My Tractor in Ontario?

If you own a tractor for use around your home, you have probably asked yourself a simple question: am I

Annex Insurance Acquired by Duliban Insurance

Duliban Insurance Brokers Acquires Annex Insurance

McDougall Insurance Brokers Limited, through its subsidiary Duliban Insurance Brokers Ltd, is happy to announce that it has acquired the

A professional broker discussing how to build coverage with the future in mind.

How to Choose Insurance Coverage Without Overpaying or Underinsuring

Article Overview Choosing insurance coverage isn’t about finding the cheapest policy or buying the most coverage possible. It’s about

July 2026 Ontario Canada Auto Reform Information

Ontario Auto Insurance Changes 2026: What Drivers Need to Know About the New Auto Reform

Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers

An insurance broker reviews a policy document with a couple at their home, explaining the terms on a clipboard while the man and woman look on thoughtfully over coffee.

What Do Insurance Brokers Do (and Why It Matters More Than You Think)

Article Overview: Insurance can be confusing, especially when policies look similar but respond very differently during a claim. This

Setting Your Small Business Up for a Stronger Year Ahead

Small Business Insurance Checklist for 2026: A Niagara Owner’s Guide

Running a small business means things change quickly. Revenue grows, services expand, new equipment gets added, and contracts get bigger.

Insurance Questions People Ask Us Every January

January has a way of slowing things down just enough for people to start asking questions they have been putting

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Ontario Auto Insurance Changes 2026: What Drivers Need to Know About the New Auto Reform

Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s called a modular or à la carte auto insurance model. Instead of every driver automatically paying for the same package of accident benefits, you will be able to choose the coverage that fits your needs and financial situation. The goal of this change is to give drivers more flexibility and, in some cases, reduce premiums. However, more choice also means more responsibility when it comes to protecting yourself and your family. These changes are part of the province’s broader auto insurance reform and are being implemented under the oversight of the Financial Services Regulatory Authority of Ontario (FSRA). What You Must Keep and What You Can Skip After July 2026, only three core accident benefits will remain mandatory: Medical care Rehabilitation Attendant care These cover essential treatment and support if you are seriously injured in a collision. Everything else will become optional, including: