Automobile

Ontario Auto Insurance Articles and Helpful Information.

rental car coverage

Does Your Auto Insurance Cover Rental Cars?

The weather is just about right for road trips and long weekend getaways. If you are considering renting a car for an upcoming trip, it’s important to understand what your personal auto insurance actually covers and what it doesn’t. Most drivers assume their personal auto insurance covers rental cars, but every policy is different. At Duliban

Does Your Auto Insurance Cover Rental Cars? Read More »

stolen cars in Ontario

What to Do If Your Car Is Stolen: A Step-by-Step Guide for Ontario Drivers

Waking up in the morning to find that your car was stolen is stressful and overwhelming. Though difficult, it is important to stay calm and act quickly to increase the likelihood that the police recover your vehicle and to ensure your insurance claim proceeds smoothly and promptly.  According to the 2025 Auto Theft Trend Report

What to Do If Your Car Is Stolen: A Step-by-Step Guide for Ontario Drivers Read More »

tractor insurance new brunkswick

Personal Tractor Insurance in New Brunswick: Protect Your Equipment with Tractor Protect

If you own a tractor for personal use in New Brunswick, protecting that investment is just as important as insuring your home or vehicle. Whether you’re maintaining your property or clearing snow, unexpected damage or theft can lead to high out-of-pocket costs if you don’t have the right coverage in place. What is Tractor Protect?

Personal Tractor Insurance in New Brunswick: Protect Your Equipment with Tractor Protect Read More »

Tractor protect by Duliban Insurance Broker

Does My Home or Car Insurance Cover My Tractor in Ontario?

If you own a tractor for use around your home, you have probably asked yourself a simple question: am I already covered? It is a fair question. You already insure your house. You already insure your vehicles. So when you buy a tractor to clear snow, mow acreage, move gravel, or maintain your property, it

Does My Home or Car Insurance Cover My Tractor in Ontario? Read More »

July 2026 Ontario Canada Auto Reform Information

Ontario Auto Insurance Changes 2026: What Drivers Need to Know About the New Auto Reform

Ontario’s auto insurance reform takes effect July 1, 2026. The new modular system makes many accident benefits optional, allowing drivers to customize coverage and potentially lower premiums, but increasing the risk of coverage gaps if key protections are removed. Big Changes Are Coming to Your Car Insurance Starting July 1, 2026, Ontario will introduce what’s

Ontario Auto Insurance Changes 2026: What Drivers Need to Know About the New Auto Reform Read More »

Close-up of several cars, parked side-by-side in a large lot, illustrating high-density parking relevant to theft surcharge insurance.

What Theft Surcharges Mean for Your Coverage (and How Insurance Protects You)

Article Overview:  As vehicle theft continues to rise across Canada, many drivers are seeing unexpected increases in their auto insurance premiums due to theft surcharges. These charges are applied when insurers identify a higher risk of theft for certain vehicles, regions, or security conditions. Understanding theft surcharge insurance is essential for managing your costs, knowing

What Theft Surcharges Mean for Your Coverage (and How Insurance Protects You) Read More »

Does Uber Insurance Really Protect You? What Drivers Should Know in 2026

Does Uber Insurance Really Protect You? What Drivers Should Know in 2026

Ridesharing continues to grow in popularity, with more drivers turning to platforms like Uber for flexible income. In 2026, this trend is not slowing down. In fact, changes in how people work, the rise of the gig economy, and evolving expectations around vehicle usage have made rideshare driving even more common across Ontario and throughout

Does Uber Insurance Really Protect You? What Drivers Should Know in 2026 Read More »

What Really Impacts Your Car Insurance Rates?

What Really Impacts Your Car Insurance Rates?

Car insurance rates can feel confusing, especially when two drivers with similar vehicles pay very different premiums. While it might seem arbitrary, insurance pricing is based on a combination of risk factors, driving behaviour, and coverage choices.   Understanding  what goes into your auto insurance rate can help you make more informed decisions, spot opportunities to

What Really Impacts Your Car Insurance Rates? Read More »

Row of parked cars showing the environment where anti-theft devices for cars are essential.

The Best Anti-Theft Devices to Protect Your Vehicle

Article Overview: Vehicle theft is rising across Canada, and certain makes and models are being targeted more than ever, leading to higher insurance costs and greater financial risk for drivers. This article explores the best anti theft devices for cars, explaining how each one works, which vehicles are most vulnerable, and how insurers apply theft

The Best Anti-Theft Devices to Protect Your Vehicle Read More »

Why You Should Think Twice Before Cancelling Winter Motorcycle Insurance

Think Twice Before Cancelling Winter Motorcycle Insurance

When cold weather arrives and your motorcycle goes into storage, many riders ponder whether they should cancel their motorcycle insurance for the winter. While it may seem like a wise way to save money, cancelling your coverage can lead to bigger risks and potential costs that most riders overlook. From theft to fire to gaps

Think Twice Before Cancelling Winter Motorcycle Insurance Read More »

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