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Gather more insight on your perfect policy, with coverage recommendations, current trends, news articles and other tips from the insurance world.
When you think about running a small business, your mind likely goes to the daily challenges – managing staff, serving customers, keeping up with inventory. But in recent weeks, the devastating wildfires impacting communities in Northern Ontario have been a stark reminder of another reality: unexpected events can change everything
In today’s digital-first business environment, cyber threats are more sophisticated than ever. While companies invest heavily in firewalls, antivirus software, and secure networks, one vulnerability often goes overlooked: human error. From clicking on phishing emails to using weak passwords, employees, often unknowingly, can be the entry point for cybercriminals.
Whether you’re a contractor bidding on a job or a client hiring someone to work on your property, the term Certificate of Insurance – or COI – will likely come up. While it’s just a one-page document, it carries serious weight in the world of commercial insurance. It provides peace
With the Canadian government expanding the Canada Summer Jobs program to create up to 6,000 additional employment opportunities, more businesses are welcoming students into their operations this season. It’s great news for youth employment and for employers looking for energetic, eager-to-learn team members during their busiest months. But if
As temperatures rise and project season kicks off, many Ontarians turn to side hustles – taking on part-time gigs, launching solo services, or testing the waters with a seasonal business idea. Whether it’s landscaping, mobile car detailing, photography, or freelance design work, these entrepreneurial ventures offer flexibility and extra income.
If you work in construction, you know that every project relies on a mix of professionals, from general contractors overseeing the big picture to subcontractors handling specialized tasks. But when it comes to insurance, their needs aren’t the same. Understanding the difference between general contractor insurance and subcontractor insurance
When it comes to construction projects, whether you’re building a new home or renovating an existing structure, having the right insurance coverage is crucial. One key policy that often flies under the radar is builder’s risk insurance. So, what is it, and why do you need it? Let’s break it
As the year draws to a close, it’s a great time for small business owners to conduct an end-of-year insurance review. Just like you might assess your finances, inventory, and customer satisfaction, evaluating your insurance coverage ensures your business is protected from unforeseen events. With changes in your operations, workforce,
The holiday season brings a boost in sales, with many small businesses experiencing a significant increase in online activity. However, this busy period also attracts cybercriminals who take advantage of the higher volume of transactions and online activity to launch scams and attacks. As a small business owner, it’s essential
Owning commercial real estate is a significant investment, and with it comes the responsibility of ensuring your property is properly protected. Whether it’s an office building, retail space, or industrial property, unexpected events like fires, floods, or vandalism can cause significant damage, potentially leading to business interruptions and financial loss.
Running a business is an ever-evolving journey, and with each step forward, your insurance needs may change. As your company grows, adapts to new markets, or shifts its operations, ensuring that your business insurance policy keeps pace is crucial. Failing to update your coverage could leave you vulnerable to risks
In an era where small businesses are the backbone of the Canadian economy, representing 97.9% of all companies in the country, the rising tide of litigation poses a significant threat to their sustainability and growth. At Duliban Insurance Brokers, we’ve observed a concerning trend: an increase in litigation against
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