The Connection Between Where You Live and What You Pay One of the most common surprises for policyholders is discovering that their insurance premium changes after moving, even if their driving habits or lifestyle stay the same. The reality is that insurance companies calculate risk in part based on where you live. A change in […]
Why Your Premium Changes After Moving to a New Postal Code Read More »
Self-driving cars aren’t just science fiction anymore – they’re on test roads across North America and steadily moving toward widespread adoption. Tech giants and automakers alike are investing billions into autonomous vehicle development, promising safer roads, fewer accidents, and a more convenient driving experience. But with this new technology comes one pressing question: how
Self-Driving Cars Are Coming: How Will Insurance Keep Up? Read More »
When you’re in the market for a new vehicle, one of the biggest decisions you’ll make is whether to lease or buy. While most people focus on monthly payments and long-term value, there’s another factor that’s just as important: your car insurance. Whether you lease or own, your coverage needs and costs can look a
Leased vs. Owned Vehicles: What Changes for Insurance? Read More »
As climate change and environmental concerns take center stage, industries worldwide are rethinking their impact on the planet—including the insurance sector. The rise of sustainable insurance reflects a shift toward greener practices, rewarding policyholders who embrace eco-friendly choices. Whether it’s discounts for energy-efficient homes, incentives for driving electric vehicles, or policies that promote sustainability, insurers
Sustainable Insurance: Supporting a Greener Future Read More »
Winter may may be (almost) behind us, but spring introduces a fresh set of driving challenges. The roads you traveled all winter might now be riddled with potholes. Sudden rain showers can create slippery surfaces, making it harder to maintain control. And with wildlife becoming more active, the chances of encountering an animal on the
Spring Driving Hazards – How to Stay Safe on the Road Read More »
When insuring your vehicle, it’s important to choose coverage that truly meets your needs. Two commonly misunderstood options are gap coverage and the 43 endorsement. While both protect your vehicle investment, they serve very different purposes. Let’s break them down so you can make an informed decision. What is Gap Coverage? Gap coverage, or
Gap Coverage vs. 43 Endorsement: Understanding Your Options Read More »
Test driving a new vehicle is an exciting part of the car-buying process, but it’s also one of the most important steps to ensure you’re making the right choice. A quick spin around the block can give you a feel for the car, but to truly evaluate it, you’ll want to look deeper. Here are
What to Look for When Test Driving a New Vehicle Read More »
When it comes time to change the ownership of your vehicle, whether you’re selling it or buying one, there are several important steps to follow. One of the most crucial is ensuring that the vehicle is “safetied.” This process not only ensures that the car is in good working condition but also provides peace of
The Importance of Safetying Your Car When Changing Ownership Read More »
As you hit the road, whether for daily commutes or weekend adventures, your tires play a crucial role in keeping you safe and in control of your vehicle. With various types of tires available, from summer to winter and all-season options, it’s essential to understand the differences and determine which type is best suited for
What Tires Do I Need? A Roadmap To Vehicle Performance Read More »
Welcome to the road of becoming a fully licensed driver in Ontario! As you embark on this journey, it’s crucial to understand how each stage of the graduated licensing system not only brings you closer to your driving independence but also affects your auto insurance premiums. We’re here to guide you through the nuances of
G1 vs. G2 Licenses in Ontario: Everything You Need To Know Read More »
In the realm of auto insurance, there’s a term that often buzzes around, creating a blend of confusion and curiosity among policyholders – “full coverage.” At Duliban Insurance Brokers, we frequently encounter clients inquiring about this so-called full coverage for their auto insurance policy. It’s like a mythical creature of the insurance world; many have
Demystifying Full Coverage: A Buzzword in Auto Insurance Read More »
In the world of car enthusiasts and everyday drivers alike, the allure of customizing and upgrading vehicles is undeniable. From sleek, performance-enhancing modifications to aesthetic upgrades, the realm of aftermarket modifications offers endless possibilities to personalize and enhance your ride. But as your car transforms and its value elevates, have you considered how these changes
How Aftermarket Modifications Impact Your Auto Insurance Read More »
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