The Connection Between Where You Live and What You Pay One of the most common surprises for policyholders is discovering that their insurance premium changes after moving, even if their driving habits or lifestyle stay the same. The reality is that insurance companies calculate risk in part based on where you live. A change in […]
Why Your Premium Changes After Moving to a New Postal Code Read More »
In Part 1 of our series, we explored how your credit score, driving record, and home security impact your home and auto insurance rates. Now, let’s focus on what you can do to take control of these factors and potentially lower your premiums. Boosting Your Credit Score Your credit score reflects your financial habits
When it comes to home and auto insurance, many people focus on the obvious factors: the size of their home, the age of their car, or the amount of coverage they choose. While those elements matter, insurers also consider less obvious personal factors that can significantly affect your premiums. Among the most influential are your
Welcome to the road of becoming a fully licensed driver in Ontario! As you embark on this journey, it’s crucial to understand how each stage of the graduated licensing system not only brings you closer to your driving independence but also affects your auto insurance premiums. We’re here to guide you through the nuances of
G1 vs. G2 Licenses in Ontario: Everything You Need To Know Read More »
In the dynamic world of auto insurance, particularly within the landscapes of Ontario, Canada, understanding how to maximize your benefits while minimizing costs is more than just a skill—it’s an art. At Duliban Insurance Brokers, we’ve seen firsthand the positive ripple effects that driver training can have on auto insurance policies. Whether you’re a new
In today’s fast-paced world, having a reliable vehicle is more than a convenience—it’s a necessity. For Ontario drivers, ensuring that your auto insurance policy includes rental car coverage has never been more critical. This article delves into why rental car coverage is an indispensable part of your Ontario insurance policy, especially in light of recent
Navigating the world of auto insurance quotes can sometimes feel like trying to solve a complex puzzle. But don’t worry, we’re here to help you piece it all together. In 2024, understanding the factors that influence your auto insurance rates in Ontario is more crucial than ever. With the ever-evolving insurance landscape, staying informed is
Decoding Your Ontario Auto Insurance Quote in 2024 Read More »
In the fast-paced world of buying and selling vehicles, there exists a hidden danger that could catch even the most vigilant of buyers off guard – the risk of purchasing a stolen or re-vinned vehicle. In recent times, a concerning trend has emerged where stolen vehicles, initially targeted for overseas shipment, are finding their way
A Guide To Preventing The Purchase of Stolen Vehicles Read More »
To enhance road safety and protect school zones, speed cameras have been installed throughout Ontario. These cameras automatically capture and issue tickets to speeding motorists, raising several questions regarding their impact on insurance, demerit points, driving records, corporate vehicles, and the extent of their deployment. In this blog, we will explore these aspects to provide
Speed Cameras in Ontario School Zones: What You Need to Know Read More »
Ride-sharing has become an affordable, convenient, hassle-free, and environmentally-friendly transportation strategy in Ontario. However, these new ways of getting around do have an impact on insurance coverage. Do you get separate car-sharing coverage or use traditional auto insurance? Before you embark on car-sharing as a service provider, you must understand how it implicates your auto
The Comprehensive Guide to Car Sharing and Your Insurance Policy Read More »
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