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Gap Coverage vs. 43 Endorsement: Understanding Your Options

Gap Coverage vs. 43 Endorsement: Understanding Your Options

When insuring your vehicle, it’s important to choose coverage that truly meets your needs. Two commonly misunderstood options are gap coverage and the 43 endorsement. While both protect your vehicle investment, they serve very different purposes. Let’s break them down so you can make an informed decision.   What is Gap Coverage? Gap coverage, or […]

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Debunking 5 Common Misconceptions During the Holiday Season

Debunking 5 Common Misconceptions During the Holiday Season

The holiday season brings a sense of joy and celebration, but it can also spark confusion about insurance coverage. With the hustle and bustle of shopping, traveling, and entertaining, misconceptions about home, auto, and travel insurance can arise. Let’s debunk some common myths to ensure you’re well-informed and protected this holiday season.   Myth 1:

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A Guide to Safe Nighttime Driving as Fall Approaches

A Guide to Safe Nighttime Driving as Fall Approaches

As the summer days fade and fall sets in, shorter daylight hours can catch drivers off guard. With the sun setting earlier, many of us find ourselves driving in the dark more frequently, whether it’s for commuting, running errands, or shuttling kids to and from extracurricular activities. Nighttime driving presents unique challenges, especially as we

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How to Prevent and Protect Against Wildlife Collisions

How to Prevent and Protect Against Wildlife Collisions

Driving through Ontario’s scenic roads can be a breathtaking experience, but it also comes with the risk of encountering wildlife. Whether it’s a deer crossing the highway at dusk or a smaller animal darting across a rural road, wildlife collisions are a serious concern for drivers. At Duliban Insurance, we want to help you stay

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The Rising Impact of AI and Generative AI on Insurance

The Rising Impact of AI and Generative AI on Insurance

The insurance industry is undergoing a significant transformation driven by advancements in artificial intelligence (AI) and generative AI technologies. These cutting-edge innovations are reshaping everything from underwriting and claims processing to decision-making, customer service, and operational efficiency.   Insurers are increasingly integrating AI to enhance their capabilities, offering better services to their customers while optimizing

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Beat the Heat: 6 Tips for Protecting Your Car in High Temps

Beat the Heat: 6 Tips for Protecting Your Car in High Temps

As the summer temperatures soar, your car faces unique challenges that can affect its performance and longevity. A heatwave can be tough on vehicles, leading to potential breakdowns and costly repairs. To help you navigate this hot season, we’ve compiled a list of best practices for keeping your car in top shape during a heatwave

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Demystifying full coverage: a buzzword in auto insurance

Demystifying Full Coverage: A Buzzword in Auto Insurance

In the realm of auto insurance, there’s a term that often buzzes around, creating a blend of confusion and curiosity among policyholders – “full coverage.” At Duliban Insurance Brokers, we frequently encounter clients inquiring about this so-called full coverage for their auto insurance policy. It’s like a mythical creature of the insurance world; many have

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